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Australia Post Comprehensive Car Insurance

Advertiser disclosure
Monthly premiums available
Yes costs extra
Maximum no claim discount
Not Published
Online discount
Choice of repairer
Optional Extra
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Mozo editorial review Australia Post Comprehensive Car Insurance

Last updated: 24 March 2021.

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What's hot
  • New-for-old car replacement (under 3 years and 60,000km)
  • Hire car cover for not at fault claims
  • $1,000 personal property cover
What's not
  • Monthly payments cost extra
  • Up to $600 young driver excess, $1,600 when unlisted
Mozo snapshot

The comprehensive car insurance offer from Australia Post is all about making your life simpler when setting up cover, when you have to make a claim and when your wheels are out of action. You won’t need to stress about reporting accessories or modifications with AusPost as it’s all covered as standard. Add new-for-old car replacement and hire car cover after a not at fault claim and you’ve got a top quality deal.

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Key features

Australia Post’s comprehensive cover is all about flexibility, before, during and following the claims process. The generous hire car cover is a great feature. If your car is being repaired or replaced after a theft or accident where you weren’t at fault, you’ll be sorted for 14 days of hire car cover (post-accident hire car cover is often only an option extra). 

If you do write-off your car, AusPost will replace it with a new comparable model, so long as your retired wheels were less than 3 years old and had travelled under 60,000km.

Other great features include $1,000 of personal property cover for items inside your car, up to $1,000 cover for emergency travel and accommodation if you’re more than 100km away from home, and excess-free windscreen repairs. Windscreen and glass replacement does come with an excess unless you add excess-free cover for this as an optional extra (at an extra cost), though.

Other optional extras include having your own choice of repairer – which is good if you prefer your dedicated mechanic – and hire car cover after an at-fault incident. 

Keep in mind, there’s a $600 young driver (under 25) claims excess, which rises to $1,600 if they’re also not listed on the policy.

Who is it good for

If you’re someone who loves a regular group road trip, having excess-free windscreen repairs and considerable emergency cover will be useful. It’s also a great policy for anyone with a modified car or those who know they’ll need a hire car to get around after an incident.

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Any catches

If you want the flexibility to spread your premium payment out in monthly instalments to better fit your budget, you’ll have to pay around 10% extra.


Rates and fees information correct as at 17 April 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • Yes costs extra

  • $400 - $2,200

  • $600 for listed drivers under 25, $1,600 for unlisted drivers under 25.

  • n/a (TAS)
    n/a (NT)
    n/a (SA)
    n/a (QLD)
    n/a (ACT)
    n/a (WA)
    n/a (VIC)
    n/a (NSW)

  • 5 years

  • n/a

  • n/a

  • No

  • n/a

Service features
  • No

  • Optional Extra

  • Yes

  • n/a

  • n/a

Coverage summary
  • Agreed or Market

  • Yes - within 3 years and 60,000 km of original registration

  • Up to $1,000

  • Yes - standard excess ($0 excess for repair only). Option to reduce windscreen replacement excess to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $1,000 accommodation costs if more then 100km from home. $100 travel expenses.

  • Yes - Up to 14 days.

  • Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

  • Yes - legal liability when using a substitute vehicle

  • Up to $1,000

  • Yes if stolen.

  • Yes

  • Automatically covered.

  • No

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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