Rollin’ car insurance launch Aussie-first app to reward safer driving
Rollin’ car insurance recently launched their Safe ‘n Save mobile app, which rewards safer driving with car insurance discounts of up to 15% off their monthly premium.
The insurance provider says it’s Australia’s first mobile-only, pay-how-you-drive car insurance policy.
While it’s currently only available to business-use customers, Rollin’ hopes to roll it out to all car insurance customers in the near future.
According to Rollin’, 75% of business-use customers were rewarded with a safe driving discount in the first three months after launch.
How does Rollin’s Safe 'n Save app work?
The Safe ‘n Save app leverages insurtech to help customers save.
The app uses data from drivers’ mobile phones (including its GPS, accelerometer, and gyroscope) to give them a driving score, which could translate to a discount of up to 15% off their next month’s premium.
Rollin’ executive manager Brendan Griffiths says, “The result is simple – if you’re a safe driver, you get rewarded with a discount on your car insurance premium.
“The ROLLiN’ app looks at individual driver performance on the road, such as acceleration, speeding, braking, taking corners and phone use. This information is then calculated through the app to provide real-time insights and generates an overall Policy Score after 30-days,” he said.
With a maximum monthly discount of 15%, drivers currently still have to achieve a minimum safe driving score of 85% before discounted premiums kick in.
“Through this innovation we are encouraging safe driving as well as helping our customers to save money. It’s a win-win.”
Here's an overview of Rollin's Comprehensive Car Insurance policy:
Important information on terms, conditions and sub-limits.
Rollin’ Comprehensive Car Insurance*
- Pay for insurance month-to-month, like a subscription, with no cancellation fees
- $0 excess for windscreen cover
- Mozo Experts Choice Exceptional Value Car Insurance Award Winner 2023^
Key policy features: Rollin' aims to keep cover as simple as possible by offering monthly payments at no additional cost and cover you can cancel any time without penalties.
The winner of Mozo’s Exceptional Value Car Insurance award, this comprehensive policy covers damage to your car in the event of an accident, storm or theft, and if there’s less than 15,000km on the odometer Rollin' will replace your car if it’s written-off with a new comparable model.
If you damage your windscreen or window glass, repairs will be organised without you having to pay any excess (one claim per policy period). And for other claim types, you’ll be looking at a single $800 excess for all listed drivers, making this a good option for drivers under 25 who might otherwise face an additional young driver excess (just remember unlisted drivers can still face up to $3,000 additional excess).
2023 Mozo Experts Choice Award^ wins: Exceptional Value Car Insurance and Exceptional Value Young Driver Insurance.
Mozo's database tracks 59 comprehensive car insurance policies, of which we have data on 22 no-claims discounts. The maximum discounts can range anywhere from 10% to 70% (from CommInsure after 6 years without a claim), depending on the provider and their conditions. But the most common no-claims or safe driver discount is 15%.
Just keep in mind, the max discount usually comes after a period of 5 or so consecutive years without making a claim. So, make sure you check how your provider calculates no-claims discounts over time.
Some of the other car insurance policies in our database that offer a no-claims or safe driver discount include:
- Budget Direct Gold Comprehensive Car Insurance: up to 15% off
- Virgin Money Comprehensive Car Insurance: up to 15% off
- Australian Unity Comprehensive Cover: up to 15% off
- NAB Comprehensive Cover: up to 15% off
- National Seniors Comprehensive Car Insurance: up to 10% off.
So, if you’re a safe driver with a clean claims history, compare car insurance to find a policy that fits your needs and rewards you for how you drive.
Get started with some of the featured policies below!
Car insurance comparisons on Mozo
Comprehensive Car Insurance
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- Optional Extra
- Choice of excess
- $400 - $2,500
- Agreed or market value
- Agreed Or Market
Available discounts
Comprehensive Car Insurance
Youi like to get to know you from the very first conversation, which provides you with the opportunity to find comprehensive car insurance cover that could better suit your lifestyle and your needs. Because we’re all individuals, so we all use our cars differently from day-to-day. Youi is car insurance that’s a bit more you-shaped.
- New car if written off
- Yes - within 2 years and a listed driver is the first registered owner
- Rental car after theft
- Yes - Up to 14 days.
- Rental car after accident
- Not at fault - Yes. At fault - Optional Extra. Up to 14 days.
- Windscreen cover
- Yes - standard excess. Option to reduce windscreen excess to $50 for an additional premium.
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- Unlisted and aged 25 and over: $700, Unlisted and aged under 25: $2,000, Listed and aged under 25: $600
- Roadside assistance
- Yes
- Other benefits
- -
- Other restrictions
- -
- States where offered
- SA VIC TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Read our Mozo Review to learn more about Youi Comprehensive Car Insurance
Comprehensive Car Insurance
- Monthly premiums
- Yes
- Choice of repairer
- No
- Choice of excess
- $800 Flat Excess Fee
- Agreed or market value
- Agreed Or Market
Available discounts
Comprehensive Car Insurance
ROLLiN’ put their customers in the driver’s seat by offering great value comprehensive car insurance with no additional excess for young drivers. Zero cancellation fees, 24/7 claims support via phone and a policy paid monthly. Plus, you can list multiple cars and drivers under the one policy, as long as they fit the underwriting criteria
- New car if written off
- Yes - within 15,000km of original registration
- Rental car after theft
- Yes - Up to 21 days, max $80 per day after a covered event
- Rental car after accident
- Yes - Up to 21 days, max $80 per day after a covered event
- Windscreen cover
- Yes - one claim can be made per Insurance Period, with $0 windscreen excess
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- No additional excess for young drivers. $3,000 for unlisted drivers
- Roadside assistance
- No
- Other benefits
- Optional benefit to boost the Single Car Value by 15%, it will be shown on your Insurance Certificate
- Other restrictions
- -
- States where offered
- SA VIC NT TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Read our Mozo Review to learn more about ROLLiN' Comprehensive Car Insurance
Gold Comprehensive Car Insurance
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- Optional Extra
- Choice of excess
- $550 - $1,900 (varies By State)
- Agreed or market value
- Agreed Or Market
Available discounts
- No Claim Discount
- Online Discount Up To 15%
Gold Comprehensive Car Insurance
Get award winning Car Insurance. Save 15% ^ on your first year’s premium when you purchase a new policy online. Budget Direct offers tailor-made cover, new-for-old replacement, 24/7 claims, a highly-rated claims service, and get a hire car following a theft.
- New car if written off
- Yes - within 2 years or 40,000 kilometres of original registration, whichever comes first
- Rental car after theft
- Yes - Up to 14 days, max $1,000 total.
- Rental car after accident
- Not at fault - Yes. At fault - Optional Extra. Up to 14 days for at fault accidents.
- Windscreen cover
- Yes - standard excess. Option to reduce windscreen excess to $40 on every windscreen claim for an additional premium.
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- $600 for drivers under 21, $500 for drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers.
- Roadside assistance
- Optional Extra
- Other benefits
- -
- Other restrictions
- -
- States where offered
- SA VIC TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Read our Mozo Review to learn more about Budget Direct Gold Comprehensive Car Insurance
Comprehensive Car Insurance
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- Optional Extra
- Choice of excess
- $500 - $2,200
- Agreed or market value
- Agreed Or Market
Available discounts
- Online Discount $75
Comprehensive Car Insurance
Australia Post Comprehensive Car Insurance offers a broad range of coverage and includes cover for anyone who drives your vehicle. It also covers new car replacement if your recently purchased brand new car is written off within the first three years (provided it has travelled less than 60,000km). Get $100 off your first year's premium when you buy Comprehensive Car Insurance online. T&Cs apply.
- New car if written off
- Yes - within 3 years and 60,000 km of original registration
- Rental car after theft
- Yes - Up to 14 days.
- Rental car after accident
- Not at fault - Yes. At fault - Optional Extra. Up to 14 days.
- Windscreen cover
- Yes - standard excess ($0 excess for repair only). Option to reduce windscreen replacement excess to $0 for an additional premium.
- Modifications
- Automatically covered.
- Young driver excess imposed
- $600 for listed drivers under 25, $1,600 for unlisted drivers under 25.
- Roadside assistance
- No
- Other benefits
- -
- Other restrictions
- -
- States where offered
- SA VIC TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Read our Mozo Review to learn more about Australia Post Comprehensive Car Insurance
Seniors Car Insurance
- Monthly premiums
- No
- Choice of repairer
- No
- Choice of excess
- $500 - $2,500 (varies By State)
- Agreed or market value
- Agreed
Available discounts
- Price Beat Offer Available For Eligible Drivers Over 50 Years Old Switching From A Comparable Policy With The Code ‘SENIORS’. T&Cs Apply.
Seniors Car Insurance
TrueCover is run for people, not profit. TrueCover provides comprehensive cover tailored to Australians over 50 years of age. Includes roadside assistance, ambulance cover, no maximum driver age, death/funeral benefit, new car replacement and an Australian-based contact centre. Insurance not offered in NT.
- New car if written off
- Yes, within 12 months and 10,000 km of original registration
- Rental car after theft
- Yes - Up to 14 days, max $50 per day, $700 total.
- Rental car after accident
- Optional Extra - Up to 14 days, max $50 per day, $700 total.
- Windscreen cover
- Yes - standard excess. Option to reduce windscreen excess to $50 for an additional premium.
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- $1,000 for drivers under 35, $1,000 for drivers that have not held a full license for 5 years, and $3,000 for unlisted drivers.
- Roadside assistance
- Yes
- Other benefits
- Ambulance After Accident; No Maximum Driver Age.
- Other restrictions
- -
- States where offered
- SA VIC TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Read our Mozo Review to learn more about TrueCover Seniors Car Insurance
Comprehensive Car Insurance
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- Yes, Optional Extra
- Choice of excess
- $500 - $2,300
- Agreed or market value
- Agreed Or Market
Available discounts
- Online Discount $80 Off New Online Comprehensive Car Insurance Policies.
- $10 Monthly Kogan.com Credit For Every Month For Policy Is Active.
Comprehensive Car Insurance
Covers damage caused in an accident, weather events, fire and theft, plus damage your car causes to other people’s vehicles and property. Choose to add on a number of optional extras. Score $115 off new online Comprehensive Car Insurance policies (T&Cs apply). $10 monthly kogan.com credit (T&Cs apply).
- New car if written off
- Yes - within 3 years of original registration and driven less than 60,00km.
- Rental car after theft
- Yes - Up to 14 days, reasonable daily cost.
- Rental car after accident
- Not at fault - Yes, reasonable costs. At fault - Optional Extra, reasonable costs.
- Windscreen cover
- Yes - repairs to windscreen, sunroof or window glass without excess but excess applies if replacement is needed. . Option to waive excess for windscreen claims for an additional premium.
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- $600 for listed drivers under 25, $1,600 for unlisted drivers under 25
- Roadside assistance
- No
- Other benefits
- $5 Kogan.com credit when a quote is completed. T&CS apply.
- Other restrictions
- Legal liability is an Optional Extra and not included in standard policy.
- States where offered
- SA VIC NT TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Read our Mozo Review to learn more about Kogan Insurance Comprehensive Car Insurance
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
^See information about the Mozo Experts Choice Car Insurance Awards