Rollin’ car insurance launch Aussie-first app to reward safer driving

A woman adjusts her car's rear-view mirror

Rollin’ car insurance recently launched their Safe ‘n Save mobile app, which rewards safer driving with car insurance discounts of up to 15% off their monthly premium. 

The insurance provider says it’s Australia’s first mobile-only, pay-how-you-drive car insurance policy. 

While it’s currently only available to business-use customers, Rollin’ hopes to roll it out to all car insurance customers in the near future. 

According to Rollin’, 75% of business-use customers were rewarded with a safe driving discount in the first three months after launch.

How does Rollin’s Safe 'n Save app work? 

The Safe ‘n Save app leverages insurtech to help customers save. 

The app uses data from drivers’ mobile phones (including its GPS, accelerometer, and gyroscope) to give them a driving score, which could translate to a discount of up to 15% off their next month’s premium.  

Rollin’ executive manager Brendan Griffiths says, “The result is simple – if you’re a safe driver, you get rewarded with a discount on your car insurance premium.

“The ROLLiN’ app looks at individual driver performance on the road, such as acceleration, speeding, braking, taking corners and phone use. This information is then calculated through the app to provide real-time insights and generates an overall Policy Score after 30-days,” he said.

With a maximum monthly discount of 15%, drivers currently still have to achieve a minimum safe driving score of 85% before discounted premiums kick in.  

“Through this innovation we are encouraging safe driving as well as helping our customers to save money. It’s a win-win.”

Here's an overview of Rollin's Comprehensive Car Insurance policy:

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Important information on terms, conditions and sub-limits.
Last updated 14 July 2024 Important disclosures
Rollin’ Comprehensive Car Insurance*
  • Pay for insurance month-to-month, like a subscription, with no cancellation fees
  • $0 excess for windscreen cover
  • Mozo Experts Choice Exceptional Value Car Insurance Award Winner 2023^

Key policy features:  Rollin' aims to keep cover as simple as possible by offering monthly payments at no additional cost and cover you can cancel any time without penalties. 

The winner of Mozo’s Exceptional Value Car Insurance award, this comprehensive policy covers damage to your car in the event of an accident, storm or theft, and if there’s less than 15,000km on the odometer Rollin' will replace your car if it’s written-off with a new comparable model.

If you damage your windscreen or window glass, repairs will be organised without you having to pay any excess (one claim per policy period). And for other claim types, you’ll be looking at a single $800 excess for all listed drivers, making this a good option for drivers under 25 who might otherwise face an additional young driver excess (just remember unlisted drivers can still face up to $3,000 additional excess). 

2023 Mozo Experts Choice Award^ wins: Exceptional Value Car Insurance and Exceptional Value Young Driver Insurance.

Mozo's database tracks 59 comprehensive car insurance policies, of which we have data on 22 no-claims discounts. The maximum discounts can range anywhere from 10% to 70% (from CommInsure after 6 years without a claim), depending on the provider and their conditions. But the most common no-claims or safe driver discount is 15%.

Just keep in mind, the max discount usually comes after a period of 5 or so consecutive years without making a claim. So, make sure you check how your provider calculates no-claims discounts over time. 

Some of the other car insurance policies in our database that offer a no-claims or safe driver discount include: 

So, if you’re a safe driver with a clean claims history, compare car insurance to find a policy that fits your needs and rewards you for how you drive. 

Get started with some of the featured policies below! 

Car insurance comparisons on Mozo

Mozo may receive payment if you click to the website of one of the products below. Mozo does not compare the entire market, but you can see more products by clicking on the ‘See more’ button under the table.
Last updated 14 July 2024Advertiser disclosure
Important information on terms, conditions and sub-limits.
  • Comprehensive Car Insurance

    Monthly premiums
    Calendar icon
    Yes Costs Extra
    Choice of repairer
    tools icon
    Optional Extra
    Choice of excess
    coins icon
    $400 - $2,500
    Agreed or market value
    Car coin icon
    Agreed Or Market

    Available discounts

    • Comprehensive Car Insurance

      Monthly premiums
      Calendar icon
      Yes
      Choice of repairer
      tools icon
      No
      Choice of excess
      coins icon
      $800 Flat Excess Fee
      Agreed or market value
      Car coin icon
      Agreed Or Market

      Available discounts

        Details
      • Gold Comprehensive Car Insurance

        Monthly premiums
        Calendar icon
        Yes Costs Extra
        Choice of repairer
        tools icon
        Optional Extra
        Choice of excess
        coins icon
        $550 - $1,900 (varies By State)
        Agreed or market value
        Car coin icon
        Agreed Or Market

        Available discounts

        • No Claim Discount
        • Online Discount Up To 15%
        Details
      • Comprehensive Car Insurance

        Monthly premiums
        Calendar icon
        Yes Costs Extra
        Choice of repairer
        tools icon
        Optional Extra
        Choice of excess
        coins icon
        $500 - $2,200
        Agreed or market value
        Car coin icon
        Agreed Or Market

        Available discounts

        • Online Discount $75
        Details
      • Seniors Car Insurance

        Monthly premiums
        Calendar icon
        No
        Choice of repairer
        tools icon
        No
        Choice of excess
        coins icon
        $500 - $2,500 (varies By State)
        Agreed or market value
        Car coin icon
        Agreed

        Available discounts

        • Price Beat Offer Available For Eligible Drivers Over 50 Years Old Switching From A Comparable Policy With The Code ‘SENIORS’. T&Cs Apply.
      • Comprehensive Car Insurance

        Monthly premiums
        Calendar icon
        Yes Costs Extra
        Choice of repairer
        tools icon
        Yes, Optional Extra
        Choice of excess
        coins icon
        $500 - $2,300
        Agreed or market value
        Car coin icon
        Agreed Or Market

        Available discounts

        • Online Discount $80 Off New Online Comprehensive Car Insurance Policies.
        • $10 Monthly Kogan.com Credit For Every Month For Policy Is Active.
        Details

      * Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

      ^See information about the Mozo Experts Choice Car Insurance Awards