Rollin’ car insurance launch Aussie-first app to reward safer driving

A woman adjusts her car's rear-view mirror

Rollin’ car insurance recently launched their Safe ‘n Save mobile app, which rewards safer driving with car insurance discounts of up to 15% off their monthly premium. 

The insurance provider says it’s Australia’s first mobile-only, pay-how-you-drive car insurance policy. 

While it’s currently only available to business-use customers, Rollin’ hopes to roll it out to all car insurance customers in the near future. 

According to Rollin’, 75% of business-use customers were rewarded with a safe driving discount in the first three months after launch.

How does Rollin’s Safe 'n Save app work? 

The Safe ‘n Save app leverages insurtech to help customers save. 

The app uses data from drivers’ mobile phones (including its GPS, accelerometer, and gyroscope) to give them a driving score, which could translate to a discount of up to 15% off their next month’s premium.  

Rollin’ executive manager Brendan Griffiths says, “The result is simple – if you’re a safe driver, you get rewarded with a discount on your car insurance premium.

“The ROLLiN’ app looks at individual driver performance on the road, such as acceleration, speeding, braking, taking corners and phone use. This information is then calculated through the app to provide real-time insights and generates an overall Policy Score after 30-days,” he said.

With a maximum monthly discount of 15%, drivers currently still have to achieve a minimum safe driving score of 85% before discounted premiums kick in.  

“Through this innovation we are encouraging safe driving as well as helping our customers to save money. It’s a win-win.”

Here's an overview of Rollin's Comprehensive Car Insurance policy:

Rollin’ Comprehensive Car Insurance*
  • Pay for insurance month-to-month, like a subscription, with no cancellation fees
  • $0 excess for windscreen cover
  • Mozo Experts Choice Exceptional Value Car Insurance Award Winner 2023^
Find out more

Key policy features:  Rollin' aims to keep cover as simple as possible by offering monthly payments at no additional cost and cover you can cancel any time without penalties. 

The winner of Mozo’s Exceptional Value Car Insurance award, this comprehensive policy covers damage to your car in the event of an accident, storm or theft, and if there’s less than 15,000km on the odometer Rollin' will replace your car if it’s written-off with a new comparable model.

If you damage your windscreen or window glass, repairs will be organised without you having to pay any excess (one claim per policy period). And for other claim types, you’ll be looking at a single $800 excess for all listed drivers, making this a good option for drivers under 25 who might otherwise face an additional young driver excess (just remember unlisted drivers can still face up to $3,000 additional excess). 

2023 Mozo Experts Choice Award^ wins: Exceptional Value Car Insurance and Exceptional Value Young Driver Insurance.

Mozo's database tracks 59 comprehensive car insurance policies, of which we have data on 22 no-claims discounts. The maximum discounts can range anywhere from 10% to 70% (from CommInsure after 6 years without a claim), depending on the provider and their conditions. But the most common no-claims or safe driver discount is 15%.

Just keep in mind, the max discount usually comes after a period of 5 or so consecutive years without making a claim. So, make sure you check how your provider calculates no-claims discounts over time. 

Some of the other car insurance policies in our database that offer a no-claims or safe driver discount include: 

So, if you’re a safe driver with a clean claims history, compare car insurance to find a policy that fits your needs and rewards you for how you drive. 

Get started with some of the featured policies below! 

Car insurance comparisons on Mozo - rates updated daily

Search promoted car insurance below. Advertiser disclosure. Important information on terms, conditions and sub-limits.
  • Gold Comprehensive Car Insurance

    Monthly premiums
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    Yes Costs Extra
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    $550 - $1,900 (varies By State)
    Agreed or market value
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    Available discounts

    • No Claim Discount
    • Online Discount Up To 15%
    Details
  • Comprehensive Car Insurance

    Monthly premiums
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    Yes Costs Extra
    Choice of repairer
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    Optional Extra
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    $300 - $2,550
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    • Online Discount $75
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  • Comprehensive Car Insurance

    Monthly premiums
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    Yes Costs Extra
    Choice of repairer
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    Optional Extra
    Choice of excess
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    $400 - $2,500
    Agreed or market value
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    Agreed Or Market

    Available discounts

    • Comprehensive Car Insurance

      Monthly premiums
      Calendar icon
      Yes Costs Extra
      Choice of repairer
      tools icon
      Optional Extra
      Choice of excess
      coins icon
      $500 - $2,200
      Agreed or market value
      Car coin icon
      Agreed Or Market

      Available discounts

      • Online Discount $75
      Details

    * Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

    ^See information about the Mozo Experts Choice Car Insurance Awards