Yes costs extra
$500 - $1,850
$600 for drivers under 21, $500 for drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers over 24.
Not Published
n/a
up to 15%
n/a
Maximum no claim discount protection is optional with additional premium
n/a
Optional Extra
Optional Extra
Yes
n/a
n/a
Agreed or Market
Yes - within 2 years and 40,000 km of original registration
Up to $500 if damaged.
Yes - standard excess. Option to reduce windscreen excess to $40 on every windscreen claim for an additional premium.
Up to $500
Reasonable towing costs. Up to $850 travel and accommodation costs (max $100 per day).
Yes - Up to 14 days, max $1,000 total.
Not at fault - Yes. At fault - Optional Extra. Up to 14 days.
Yes - legal liability cover when using a substitute vehicle.
Up to $1,000.
Up to $1,000 if stolen.
Up to $500
Covered only if agreed in writing.
$5,000 within 12 months of accident.
No
Budget Direct was my formal insurance choice. With great affordability, easy access, communication, and plans this makes having Budget Direct a good choice.
Read full reviewBudget Direct was my formal insurance choice. With great affordability, easy access, communication, and plans this makes having Budget Direct a good choice.
Really bad experience, never recommend.
Read full reviewReally bad experience, never recommend.
Budget Direct will not cover your vehicle if you use a steel key safe lock box to store your car key whilst at the beach or car sharing. If your car is stolen or broken into and you use one of these security devices they will reject your claim, even though Budget Direct representatives advise you that you are covered at point of sale for these situations. This amounts to significant misleading sales practice and is in direct contravention of section 18 of the Australian Consumer Law relating to misleading and deceptive conduct. Our car was stolen 3 months ago and after initially being told you will get paid out for our loss they changed their mind and blamed me for the theft! So what did I do wrong! I locked my car key in a steel coded security device whilst at the beach. A practice endorsed by the police as the safest option and a method Budget Direct representatives advise as being acceptable when taking out a policy.
Read full reviewBudget Direct will not cover your vehicle if you use a steel key safe lock box to store your car key whilst at the beach or car sharing. If your car is stolen or broken into and you use one of these security devices they will reject your claim, even though Budget Direct representatives advise you that you are covered at point of sale for these situations. This amounts to significant misleading sales practice and is in direct contravention of section 18 of the Australian Consumer Law relating to misleading and deceptive conduct. Our car was stolen 3 months ago and after initially being told you will get paid out for our loss they changed their mind and blamed me for the theft! So what did I do wrong! I locked my car key in a steel coded security device whilst at the beach. A practice endorsed by the police as the safest option and a method Budget Direct representatives advise as being acceptable when taking out a policy.
This is just advice for people looking for cheap prices. Budget Direct is usually cheaper than other companies but I prefer going with Woolworths or Coles insurance as they are similar but have much better service. I was with budget for 2 years and they try to get from you as much as they can.
Read full reviewThis is just advice for people looking for cheap prices. Budget Direct is usually cheaper than other companies but I prefer going with Woolworths or Coles insurance as they are similar but have much better service. I was with budget for 2 years and they try to get from you as much as they can.
Terrible call centre and just poor handling of customer complaints. Under trained staff members ripping off customer.
Read full reviewTerrible call centre and just poor handling of customer complaints. Under trained staff members ripping off customer.
