Car insurance with roadside assistance
There are few more embarrassing and stressful experiences than having your car break down in peak hour traffic or a blown tyre putting a stop to your road trip plans.
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There are few more embarrassing and stressful experiences than having your car break down in peak hour traffic or a blown tyre putting a stop to your road trip plans.
It doesn’t matter if you use your motorcycle every day or prefer to take it out for long rides on the weekend, making sure your bike is covered against accidental damage or theft ensures that you’ll be able to continue rolling your way.
Each year thousands of car accidents and injuries happen as a result of mobile phone use behind the wheel. It’s a serious issue in many parts of the world, and Australia is no outlier.
Insuring your car is as much about who is driving at the time, as it is about what actually happened.
If you’re not familiar with the lexicon of insurance, you’re not alone. After all, it’s drenched in legalese and complex terms which are enough to make the average person’s head spin.
Whenever you make a claim on your insurance policy, there may be an additional upfront cost to pay if the provider accepts your claim. This payment is called an ‘excess’.
If it’s your first time searching for a car insurance quote, or if you just want to brush up on what to look out for, understanding the car insurance quote process will give you an edge when comparing policies.
The lockdowns of 2020 and 2021 saw a decrease in Australian drivers hitting the road, due to several factors, including the shift towards working from home, as well as restrictions like lockdowns and border closures.
Are you a rideshare driver? Confused about what kind of car insurance you need while working for companies like Uber, Ola, or DiDi? No worries, you've come to the right place.
Getting a new car can be a real headspin. Beside the initial cost of buying the thing, there’s insurance, repayments (if you’ve taken out a car loan), stamp duty, and, of course, rego.
Being in a car crash can be a hugely stressful and confusing experience, whether or not you were the driver at fault. But it gets even more complicated in the aftermath if you don’t have car insurance and were the one who caused the accident.
A car’s windscreen is the first line of defense against bugs, gravel and other airborne road hazards you may encounter while driving. So you want to make sure it’s adequately covered by your car insurance.
As the old saying goes, ‘hope for the best, prepare for the worst.’ The last thing anyone wants is to be involved in a car accident, but if you are - it’s best to be prepared. For that very reason we’ve put together a comprehensive guide on what to do after a collision on the road.
When you’re comparing car insurance policies, you want to make sure you’re on the lookout for all the important features that are relevant to you and your wheels. While some of these might be more specific to your personal circumstances – like wanting cover for baby capsules or car modifications – you might assume more general protections like cover for storm and hail damage are included as standard.
The cost of car registration in Australia differs considerably depending on which state or territory you live in.
Love wheeling around in your Mazda? Well you're certainly not the only one! In 2020 the Japanese-owned car brand was one of the highest selling vehicles in Australia - second only to Toyota.
If you relish pulling up to events in red carpet style, you might be a Mercedes-Benz driver (or are ready to become one). Motorists in this luxury car crew are part of a large network of stylish drivers, with Mercs being Australia’s leading prestige car brand in terms of sales, according to carsales.com.au.
So you’ve joined the ‘proud-owner-of-a-BMW’ club! You’re undoubtedly eager to get your luxury wheels covered by the right insurance. Well, it just so happens that Mozo has collected some interesting statistics on BMWs, including how much insurance could cost you and how to select a suitable deal. Keep reading to find out more.
The votes are in, and Aussies simply love Toyotas. Various Toyota models have once again dominated the last year of new car sales in Australia.
Buying a car, whether it’s your first set of not-so-slick wheels or a shiny new upgrade, can be a big emotional and financial commitment. When scouting around for your ideal ride, you might first look at car yards and independent sales within your immediate vicinity.
So, you know how car insurance works for your own set of wheels - the ones you use to drive to the shops or for road trips, but what about for your company car? Or your delivery truck? How does car insurance work for a vehicle used for work purposes?
Every motorist and their wheels are unique, so you should be on the lookout for a car insurance policy to suit your circumstances. From third party car insurance to comprehensive cover, there are myriad options and extras to consider. If you want to investigate pay-as-you-drive car insurance, you’ve come to the right place.
Once you have your driver’s license, making the decision to buy your own car can be pretty exciting. But once you've settled on the wheels for your dream road trip, it's time to get your car registered and insured.
There’s no question that having your own car can open up possibilities. Think last minute road trips, travelling further for work and not having to lug your shopping home on the bus. The problem is maintaining your wheels can be pricey. Getting cover for your vehicle, fuel and registration all adds up.
Update: If you're after a current assessment of car insurance prices and trends in Australia, check out Mozo's 2020 Car Insurance Report.
Here at Mozo, we’re all about helping everyday Aussies find the perfect car insurance policy. But if it’s been a while since you last reviewed your car insurance policy and insurance provider, there’s a good chance of a better deal out there. And depending on your situation, switching policies could save you big bucks and deliver even bigger value.
Alright, hot-shot. So, you’ve got your Ps and you’re finally allowed to drive without the prying eyes of your supervisor. What’s the first thing you’re going to do with your newfound freedom?
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It’s an exciting experience for teenagers and a nightmare for parents, but once your child gets their learner driver’s licence and can’t wait to get behind the wheel, you’ll need to have a think about your car insurance policy and what it will mean for the cost of your premium. That’s why we’ve developed this guide, to help answer some of the most commonly asked questions by parents when it comes to making sure your child is covered in their new found freedom.
The experts agree; the global insurance industry is primed to undergo a host of technological changes over the coming years and in Australia we’re already seeing the effects of the insurtech craze.
There’s nothing quite like the feeling of your own precious set of wheels rolling along the road.
Drivers at different life stages require tailored car insurance policies to suit their needs. If you're a senior driver, you might not be commuting to work anymore or taking on massive road trips, so you could be looking for an insurance policy that takes into account your reduced hours on the road.
As a cheap alternative to pricey taxi fares, ridesharing services like Uber, Ola or Lyft have quickly risen to popularity among Aussie commuters.
Aside from the anxiety of reverse parking, driving can be quite enjoyable and therapeutic. However, silly – and avoidable – mistakes happen everyday to even the most responsible drivers. So before you kick it in gear, keep in mind these seven traps that can void your car insurance.
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Car insurance policy prices are determined by a range of factors, including the driver, the vehicle, the phases of the moon, maybe. It can be really tricky to keep track of just what is affecting your car insurance premiums, but knowing your way around these factors can help you save big time.
Having car insurance can help you out of an awkward post-accident bill, but how much car insurance suits your budget?
Remember yesterday when you were writing in your diary about how you planned on having a car accident tomorrow afternoon? Said no one ever. These awful incidents, no matter how minor or major, are a shock to the system.
If disaster has struck, it's time for your car insurance policy to shine. So let's get into what you need to after an accident, including what to expect from the process of making a claim on your insurance policy.
Designers of car insurance are every bit as busy as vehicle engineers. When you take out a comprehensive car insurance policy, there are a heap of features and optional extras to consider.
What’s that? Car insurance is your favourite ever thing to pay for? Yeah, we know it hurts the hip pocket and no one wants to really deal with it. But it’s a necessary purchase we all need to think about, whether we like it or not.
Update: If you're after a current assessment of car insurance prices and trends in Australia, check out Mozo's 2020 Car Insurance Report.
When you compare comprehensive car insurance, you’ll have to make a few key decisions about the sorts of features on offer – one of which is whether to insure your car for agreed or market value.
If you hold comprehensive car insurance, you may have felt the urge to ditch your policy for a cheap option, even if it does mean you're covered for less. You probably get this feeling about once a year when you get a reminder to pay your premium...
We have all been there. Your mate, Dave, has his car in for service and just needs to get to work. Letting him borrow your car seems pretty harmless, but in truth, Dave taking the wheel of your ride could increase your car insurance costs if something were to go wrong.
Black boxes aren't just in planes anymore – they're a new sensation on the Australian car insurance scene. Also known as telematics or insurance boxes, this new technology means Aussie drivers can buy car insurance policies based on their driving habits. The safer you drive, the less you pay in premiums.
Car insurance is a must-have product for many Aussies across the country, but you shouldn't have to fork out big bucks for a little peace of mind.
Did somebody say: No claims bonus? Not sure how that applies to your car insurance? Here’s the what it means in a nutshell:
Under 25? You might wonder why your car insurance premium is so high. Well, young drivers or those new to the road generally face a higher premium or excess because they are statistically riskier drivers.
If you’ve ever needed to claim on your insurance, you already know it can be a painstaking experience. From forms to police reports and damage inspections, it really depends on the insurance provider and what they expect from you when making a claim.
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Have more than one car in your household? That means you qualify for a multi-car policy. Which also means that you get to save on your overall premium. Sounds too good to be true? Not surprisingly! But your insurance company wants to reward you for not only remaining a loyal customer, but also bringing more business to them.
A third party what? There are so many different insurances we need to consider in our lives, from life insurance to home and contents and everything in between. When it comes to your car, you might think CTP (also known as your greenslip) is enough, but that's not really the case.
Whether it’s your first car purchase or your fifth truck, motor insurance is pretty important. In fact, no matter what vehicle you fancy albeit, motorbike, scooter or pickup truck, you’re going to need to think long and hard before making your vehicle insurance. But don’t think too hard about it!
When thinking about car insurance companies, top of the mind is probably the big-named, well-known insurance companies. Why do you mostly remember the hotshots? Well that’s because they have a squillion dollars to advertise with in the best media spots so that they can be in your face as much as possible. It’s no wonder you would think of them first! But did you know that smaller car insurance companies may be just as good? If not better? But that’s for you to decide and not for us to say. Let’s have a closer look at them both and compare.
Between petrol, rego, and just the sheer time of day, cars can be heckin' expensive. So if you're keen on efficient money, it can pay to find a car insurance policy that covers you efficiently.
Motoring enthusiast? Then you probably take your car insurance very seriously. And why wouldn’t you? The gentle purr of the engine, the hand built precision, the walnut interiors and the sheer beauty of the spectacle. We hear you. And so do the insurance companies specialising in exactly what you collect.
It’s nice to know that after working the hard yards and amassing decades of wisdom, you get a little more respect for reaching mature milestones. There are insurance companies around Australia who are taking a particular interest in the over 50s age group. With all your experience and driving expertise, you deserve specialised attention.
Stay up to date on the latest car insurance news, views and comments.
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Sixty-five per cent of Australian consumers would switch to insurers offering greener policies if given the chance, a report by data and software company Solera shows.
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Not only has the NRMA scored numerous Mozo Experts Choice Awards in car insurance, home insurance, and travel insurance, but they’ve just been awarded the title of ‘Most Trusted Insurance Brand’ in 2023.
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Over half (57%) of Australia’s drivers report feeling stressed or anxious about parallel parking, with women and younger drivers feeling it most, according to survey data from Budget Direct.
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According to the recent Mozo ‘Pedal to the metal’ car insurance report, the average cost of car insurance in Australia is now over $1400 annually.
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