Car insurance with roadside assistance
There are few more embarrassing and stressful experiences than having your car break down in peak hour traffic or a blown tyre putting a stop to your road trip plans.
There are few more embarrassing and stressful experiences than having your car break down in peak hour traffic or a blown tyre putting a stop to your road trip plans.
It doesn’t matter if you use your motorcycle every day or prefer to take it out for long rides on the weekend, making sure your bike is covered against accidental damage or theft ensures that you’ll be able to continue rolling your way.
Each year thousands of car accidents and injuries happen as a result of mobile phone use behind the wheel. This form of distracted driving is a serious issue in many parts of the world, and Australia is no outlier.
Insuring your car is as much about who is driving at the time, as it is about what actually happened.
If you’re not familiar with the lexicon of insurance, you’re not alone. After all, it’s drenched in legalese and complex terms which are enough to make the average person’s head spin.
In the insurance world, your excess is the amount you pay out-of-pocket whenever you make an insurance claim. It’s a pre-determined sum listed in your insurance policy, designed to keep claims manageable and premiums affordable. Its major roles are to streamline the claims process by reducing the number of small, frivolous claims, and to distribute the cost burden for larger claims. This helps in maintaining stable premiums for everyone.
If it’s your first time searching for a car insurance quote, or if you just want to brush up on what to look out for, understanding the car insurance quote process will give you an edge when comparing policies.
The lockdowns of 2020 and 2021 saw a decrease in Australian drivers hitting the road, due to several factors, including the shift towards working from home, as well as restrictions like lockdowns and border closures.
Are you a rideshare driver? Confused about what kind of car insurance you need while working for companies like Uber, Ola, or DiDi? No worries, you've come to the right place.
There are a few expenses to keep tabs on when buying a new car, besides the initial purchase price. From car insurance, to loan repayments, stamp duty, and, of course, car registration costs.
Being in a car crash can be a hugely stressful and confusing experience, whether or not you were the driver at fault. But it gets even more complicated in the aftermath if you don’t have car insurance and were the one who caused the accident.
A car’s windscreen is the first line of defense against bugs, gravel and other airborne road hazards you may encounter while driving. So you want to make sure it’s adequately covered by your car insurance.
As the old saying goes, ‘hope for the best, prepare for the worst.’ The last thing anyone wants is to be involved in a car accident, but if you are - it’s best to be prepared. For that very reason we’ve put together a comprehensive guide on what to do after a collision on the road.
If you want to be covered for hail damage, you’ll need a comprehensive car insurance policy. Lower-tier policies like third-party property insurance just won’t cut it.
Car registration costs vary depending on your state or territory, and take into account factors like your vehicle's weight, what you use it for, and where you drive it.
Love wheeling around in your Mazda? Well you're certainly not the only one! In 2020 the Japanese-owned car brand was one of the highest selling vehicles in Australia - second only to Toyota.
If you relish pulling up to events in red carpet style, you might be a Mercedes-Benz driver (or are ready to become one). Motorists in this luxury car crew are part of a large network of stylish drivers, with Mercs being Australia’s leading prestige car brand in terms of sales, according to carsales.com.au.
So you’ve joined the ‘proud-owner-of-a-BMW’ club! You’re undoubtedly eager to get your luxury wheels covered by the right insurance. Well, it just so happens that Mozo has collected some interesting statistics on BMWs, including how much insurance could cost you and how to select a suitable deal. Keep reading to find out more.
The votes are in, and Aussies simply love Toyotas. Various Toyota models have once again dominated the last year of new car sales in Australia.
Buying a car, whether it’s your first set of not-so-slick wheels or a shiny new upgrade, can be a big emotional and financial commitment. When scouting around for your ideal ride, you might first look at car yards and independent sales within your immediate vicinity.
So, you know how car insurance works for your own set of wheels - the ones you use to drive to the shops or for road trips, but what about for your company car? Or your delivery truck? How does car insurance work for a vehicle used for work purposes?
Want car insurance that reflects the way you drive? It doesn't get much closer than pay-as-you-drive car insurance.
Once you have your driver’s license, making the decision to buy your own car can be pretty exciting. But once you've settled on the wheels for your dream road trip, it's time to get your car registered and insured.
There’s no question that having your own car can open up possibilities. Think last minute road trips, travelling further for work and not having to lug your shopping home on the bus. The problem is maintaining your wheels can be pricey. Getting cover for your vehicle, fuel and registration all adds up.
Update: If you're after a current assessment of car insurance prices and trends in Australia, check out Mozo's 2020 Car Insurance Report.
Here at Mozo, we’re all about helping everyday Aussies find the perfect car insurance policy. But if it’s been a while since you last reviewed your car insurance policy and insurance provider, there’s a good chance of a better deal out there. And depending on your situation, switching policies could save you big bucks and deliver even bigger value.
Just got your Ps? Before you drive your mates 'round to Maccas, make sure you're covered for everything from car park prangs to theft, with a car insurance policy for P-platers.
If you're teaching someone to drive, you might be wondering how it affects your car insurance policy and if it'll affect the cost of your premium.
The experts agree; the global insurance industry is primed to undergo a host of technological changes over the coming years and in Australia we’re already seeing the effects of the insurtech craze.
There’s nothing quite like the feeling of your own precious set of wheels rolling along the road.
Driving into the golden years doesn't have to mean driving up your car insurance premiums. If you're over 60 and on the hunt for a more wallet-friendly policy, we've got your back. We've sifted through the details to bring you insights into securing affordable car insurance tailored to seniors.
Since ridesharing services like Uber, Ola, DiDi, and Lyft became popular alternatives to taxis, this particular segment of the gig economy has also become one of the Australian driver’s favourite ways to earn a little extra cash.
Aside from the anxiety of reverse parking, driving can be quite enjoyable and therapeutic. However, silly – and avoidable – mistakes happen everyday to even the most responsible drivers. So before you kick it in gear, keep in mind these seven traps that can void your car insurance.
Car insurance policy prices are determined by a range of factors, including the driver, the vehicle, the phases of the moon, maybe. It can be really tricky to keep track of just what is affecting your car insurance premiums, but knowing your way around these factors can help you save big time.
Having car insurance can help you out of an awkward post-accident bill, but how much car insurance suits your budget?
Remember yesterday when you were writing in your diary about how you planned on having a car accident tomorrow afternoon? Said no one ever. These awful incidents, no matter how minor or major, are a shock to the system.
If disaster has struck, it's time for your car insurance policy to shine. So let's get into what you need to after an accident, including what to expect from the process of making a claim on your insurance policy.
What’s that? Car insurance is your favourite ever thing to pay for? Yeah, we know it hurts the hip pocket and no one wants to really deal with it. But it’s a necessary purchase we all need to think about, whether we like it or not.
Update: If you're after a current assessment of car insurance prices and trends in Australia, check out Mozo's 2020 Car Insurance Report.
When choosing your comprehensive car insurance, one of the key decisions is whether your car is covered for its agreed value or market value. This isn't just a small detail—it directly affects how much you could receive if your car is stolen or considered a total loss.
Wondering whether your comprehensive car insurance is worth it? Before you ditch your policy for a cheaper option with less coverage (i.e. CTP or third-party), it's probably worth a refresher on why comprehensive car insurance is king.
We have all been there. Your mate, Dave, has his car in for service and just needs to get to work. Letting him borrow your car seems pretty harmless, but in truth, Dave taking the wheel of your ride could increase your car insurance costs if something were to go wrong.
Black boxes aren't just in planes anymore – they're a new sensation on the Australian car insurance scene. Also known as telematics or insurance boxes, this new technology means Aussie drivers can buy car insurance policies based on their driving habits. The safer you drive, the less you pay in premiums.
Car insurance is a must-have product for many Aussies across the country, but you shouldn't have to fork out big bucks for a little peace of mind.
A no claims bonus (NCB), also known as a no claims discount, is a discount you receive on your car insurance premium for every year you don't make a claim. The longer you go without filing a claim, the greater your discount becomes, rewarding your safe driving.
Under 25 and gearing up for a drive? Before you zip off for beach trips or late-night snack runs, let’s get you sorted with a car insurance policy that’s got your back for everything from bumper bingles to major oopsies.
While traditional third-party property car insurance (TPP) can cover out-of-pocket costs if you damage somebody else’s car or property while driving, it won’t cover damage caused by fires or the theft of your vehicle.
Have more than one car in your household? That means you qualify for a multi-car policy. Which also means that you get to save on your overall premium. Sounds too good to be true? Not surprisingly! But your insurance company wants to reward you for not only remaining a loyal customer, but also bringing more business to them.
A third party what? There are so many different insurances we need to consider in our lives, from life insurance to home and contents and everything in between. When it comes to your car, you might think CTP (also known as your greenslip) is enough, but that's not really the case.
Whether it’s your first car purchase or your fifth truck, motor insurance is pretty important. In fact, no matter what vehicle you fancy albeit, motorbike, scooter or pickup truck, you’re going to need to think long and hard before making your vehicle insurance. But don’t think too hard about it!
Between petrol, rego, and just the sheer time of day, cars can be heckin' expensive. So if you're keen on efficient money, it can pay to find a car insurance policy that covers you efficiently.
Classic car insurance is an umbrella term that refers to insurance covering collectible cars, which includes what we traditionally consider ‘classic’ cars and extends to other specific categories such as vintage and veteran vehicles.
It’s nice to know that after working the hard yards and amassing decades of wisdom, you get a little more respect for reaching mature milestones. There are insurance companies around Australia who are taking a particular interest in the over 50s age group. With all your experience and driving expertise, you deserve specialised attention.
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