How to haggle on your car insurance in 2025
Car insurance is a must-have product for many Aussies across the country, but you shouldn't have to fork out big bucks for a little peace of mind.
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Car insurance is a must-have product for many Aussies across the country, but you shouldn't have to fork out big bucks for a little peace of mind.
There’s almost no experience more embarrassing or stressful than having your car break down during peak-hour traffic or having a blown tyre throw a wrench into your road trip plans. That’s where roadside assistance comes in. Let’s see what it’s all about and how to add it to your car insurance policy.
Car registration costs vary depending on your state or territory, and take into account factors like your vehicle's weight, what you use it for, and where you drive it.
Each year thousands of car accidents and injuries happen as a result of mobile phone use behind the wheel. This form of distracted driving is a serious issue in many parts of the world, and Australia is no outlier.
Driving into the golden years doesn't have to mean driving up your car insurance premiums. If you're over 60 and on the hunt for a more wallet-friendly policy, we've got your back. We've sifted through the details to bring you insights into securing affordable car insurance tailored to seniors.
If you drive for or are considering driving for ridesharing platforms like Uber or Didi, you can often extend your private, personal-use car insurance policy to cover your business-related activities. In this guide, we'll explain how this works, along with the insurance options available to you.
Under 25 and gearing up for a drive? Before you zip off for beach trips or late-night snack runs, let’s get you sorted with a car insurance policy that’s got your back for everything from bumper bingles to major oopsies.
Carrying just the bare minimum Compulsory Third Party (CTP) car insurance? Buckle up, because if you're in an accident without proper additional coverage, things could get bumpy. This guide takes you through different scenarios to show what financial and legal potholes you might hit - whether you caused the crash or not.Let's take a closer look.
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Have more than one car in your household? That means you qualify for a multi-car insurance policy and can potentially save on your premium. Here’s everything you need to know about insuring more than one vehicle under the same policy.
Short term car insurance isn’t necessarily a product that you can buy off the shelf from insurance providers. Instead you’ll have to opt for one of a few little workarounds. Let's explore your options for staying covered without a long-term commitment.
Is comprehensive car insurance worth it? We think it is in most cases. But let’s peek behind the curtain and find out when it really shines, and when it may be better to go with a lower level of cover.
When it comes to your car, you might think compulsory third party insurance (CTP) is enough to protect you financially (not to mention legally). But that's not necessarily true.
No one wants to be involved in a car accident, but it's not a perfect world full of perfect drivers. That's why it's best to be prepared in case you run into a minor prang, or are involved in something more serious.
Imagine you're driving and suddenly, a pebble strikes your windscreen. The thought of paying a $1,000 excess for such a small incident is daunting, isn't it? That's exactly what windscreen insurance, also known as excess-free windscreen cover, is designed to prevent.
Kicking off your search with a handful of car insurance quotes can make all the difference in safeguarding your vehicle effectively.
Electric vehicles (EVs) are on the rise in Australia, thanks to better technology, a push for greener options and rising petrol prices leading people to explore alternatives.
Classic car insurance is an umbrella term that refers to insurance covering collectible cars, which includes what we traditionally consider ‘classic’ cars and extends to other specific categories such as vintage and veteran vehicles.
If you want to be covered for hail damage, you’ll need a comprehensive car insurance policy. Lower-tier policies like third-party property insurance just won’t cut it.
Want car insurance that reflects the way you drive? It doesn't get much closer than pay-as-you-drive car insurance.
While traditional third-party property car insurance (TPP) can cover out-of-pocket costs if you damage somebody else’s car or property while driving, it won’t cover damage caused by fires or the theft of your vehicle.
If you're teaching someone to drive, you might be wondering how it affects your car insurance policy and if it'll affect the cost of your premium.
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When choosing your comprehensive car insurance, one of the key decisions is whether your car is covered for its agreed value or market value. This isn't just a small detail—it directly affects how much you could receive if your car is stolen or considered a total loss.
Just got your Ps? Before you drive your mates 'round to Maccas, make sure you're covered for everything from car park prangs to theft, with a car insurance policy for P-platers.
There are a few expenses to keep tabs on when buying a new car, besides the initial purchase price. From car insurance, to loan repayments, stamp duty, and, of course, car registration costs.
If disaster has struck, it's time for your car insurance policy to shine. So let's get into what you need to after an accident, including what to expect from the process of making a claim on your insurance policy.
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In the insurance world, your excess is the amount you pay out-of-pocket whenever you make an insurance claim. It’s a pre-determined sum listed in your insurance policy, designed to keep claims manageable and premiums affordable. Its major roles are to streamline the claims process by reducing the number of small, frivolous claims, and to distribute the cost burden for larger claims. This helps in maintaining stable premiums for everyone.
It doesn’t matter if you use your motorcycle every day or prefer to take it out for long rides on the weekend, making sure your bike is covered against accidental damage or theft ensures that you’ll be able to continue rolling your way.
We have all been there. Your mate, Dave, has his car in for service and just needs to get to work. Letting him borrow your car seems pretty harmless, but in truth, Dave taking the wheel of your ride could increase your car insurance costs if something were to go wrong.
Once you have your driver’s license, making the decision to buy your own car can be pretty exciting. But once you've settled on the wheels for your dream road trip, it's time to get your car registered and insured.
Insuring your car is as much about who is driving at the time, as it is about what actually happened.
If you’re not familiar with the lexicon of insurance, you’re not alone. After all, it’s drenched in legalese and complex terms which are enough to make the average person’s head spin.
A no claims bonus (NCB), also known as a no claims discount, is a discount you receive on your car insurance premium for every year you don't make a claim. The longer you go without filing a claim, the greater your discount becomes, rewarding your safe driving.
Buying a car, whether it’s your first set of not-so-slick wheels or a shiny new upgrade, can be a big emotional and financial commitment. When scouting around for your ideal ride, you might first look at car yards and independent sales within your immediate vicinity.
Having car insurance can help you out of an awkward post-accident bill, but how much car insurance suits your budget?
So, you know how car insurance works for your own set of wheels - the ones you use to drive to the shops or for road trips, but what about for your company car? Or your delivery truck? How does car insurance work for a vehicle used for work purposes?
Black boxes aren't just in planes anymore – they're a new sensation on the Australian car insurance scene. Also known as telematics or insurance boxes, this new technology means Aussie drivers can buy car insurance policies based on their driving habits. The safer you drive, the less you pay in premiums.
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Car insurance policy prices are determined by a range of factors, including the driver, the vehicle, the phases of the moon, maybe. It can be really tricky to keep track of just what is affecting your car insurance premiums, but knowing your way around these factors can help you save big time.
What’s that? Car insurance is your favourite ever thing to pay for? Yeah, we know it hurts the hip pocket and no one wants to really deal with it. But it’s a necessary purchase we all need to think about, whether we like it or not.
The experts agree; the global insurance industry is primed to undergo a host of technological changes over the coming years and in Australia we’re already seeing the effects of the insurtech craze.
There’s no question that having your own car can open up possibilities. Think last minute road trips, travelling further for work and not having to lug your shopping home on the bus. The problem is maintaining your wheels can be pricey. Getting cover for your vehicle, fuel and registration all adds up.
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