CommBank becomes next big bank to offer Apple Pay

It looks like CommBank customers will be starting of the new year with a brand new feature, as the major bank has today announced that Apple Pay will be made available to customers from January 1.

The news may come as a shock to many Aussies who were under the impression that the bank was hesitant to embrace Apple’s payment platform.

Up until now, CommBank customers were able to make wallet-less payments with ‘tap and pay’, which allowed customers to make MasterCard PayPass payments with their smartphones.

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But according to Group Executive of Retail Banking Services, Angus Sullivan, it was decision the bank was more than happy to make.

“We recently wrote to our customers asking them what the bank could do differently and we received lots of excellent suggestions,” he said.

“One of the things we heard repeatedly from our customers is that they want Apple Pay and we’re delighted to be making it available in January 2019.”

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Playing catch up

In July last year, Mozo reported on ANZ becoming the first of of the big four to offer Apple Pay and Android Pay to debit and credit card customers, in addition to the bank’s own ANZ goMoney.

And while Westpac customers will have to wait a little longer to use Apple Pay, Samsung Pay and Android Pay is available for use.

At the moment, only 28 banks in the Mozo database offer Apple Pay and with CommBank becoming the second major bank to offer the feature, it may only be a matter of time before Westpac and NAB give in and follow.

UPDATE: Big banks, Westpac and NAB are tipped to offer Apple Pay within the following weeks due to a number of customer complaints in response to CommBank's decision to introduce the payment system while the other big banks lag behind. 

But while this may be good news for Westpac and NAB customers, the future doesn't look promising for instant payment app, Beem It - a service backed by NAB, CommBank and Westpac. 

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Award winning service

CommBank are no stranger to innovation, as last year they were awarded a 2017 Mozo Experts Choice Award for Best Mobile Banking for its mobile banking app.

“Launching Apple Pay, alongside our No.1 rated CommBank app, will ensure our customers have the very best mobile banking experience,” said Sullivan.

“We are committed to making changes that benefit our customers and simplify our business. We will continue to look for more opportunities to innovate and listen, to ensure our customers get the best experience when they bank with us.”

Think it’s time you switched to a bank account that’s all about innovation? Head on over to our bank account comparison tool, it currently compares 107 bank accounts from 56 banks.

6 bank account offers for the new year

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Last updated 6 May 2025 Important disclosures
  • Mozo Expert Choice Badge
    Everyday Edge Account

    $0.00

    Apple Pay, Google Pay, PayID, Samsung Pay

    0% p.a.

    This bank account has no account keeping fees to pay. There are unlimited fee-free domestic transactions. Safe and secure digital banking. Fee-free card purchases and cash-out transactions in-store. Free access to thousands of ATMs nationwide. For customers 18 or over.

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  • Orange Everyday

    $0.00

    Apple Pay, Google Pay, PayID, PayTo

    0% p.a.

    ING’s Orange Everyday bank account offers no monthly fees and 1% cashback on eligible utility bills up to $100 (T&Cs apply). Experts Choice Awards Highly Commended Everyday & Savings Bank 2025^

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  • Everyday Global Account

    $0.00

    Apple Pay, Google Pay

    0% p.a.

    Enjoy $0 monthly account fees and international fees, with no minimum deposit or balance requirements. Buy, hold and spend in 10 currencies (AUD included) and earn 2% cashback for purchases under $100 (T&C’s apply). Mozo's Experts Choice 2025 winner for Exceptional Everyday Account.^

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  • Everyday Options Account

    $0.00

    Apple Pay, Google Pay, PayID

    0.01% p.a.

    Enjoy 0% foreign currency conversion fees on Visa Debit card purchases. Plus make an eligible purchase using your linked Visa Debit card to earn cashback at participating merchants. $0 monthly account keeping fees & the option to open up to 9 sub-accounts. Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL 229882 Australian Credit Licence 229882). The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.

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  • Choice

    $5.00

    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, Digital Card

    0% p.a.

    Enjoy no monthly account-keeping fees for the first 12 months, for deposits of $2,000 a month or for eligible customers. No withdrawal fees at branded and select non-branded ATMs. No international transfer fees when sending foreign currency overseas via Online Banking or the Westpac App. Unlimited free transactions and account enquiries.

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^See information about the Mozo Experts Choice Bank Account Awards

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