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Last updated 19 March 2025
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This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
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Promoted
Home Cover - Contents
QBE Home and Contents Insurance can cover your property and belongings in case of fire, storm damage, theft and more. 24/7 friendly and helpful claims service. Up to $30 million legal liability cover. Temporary accommodation costs for up to two years if your home isn’t liveable.
Up to $20,000 per item, set or pair of artworks or antiques. Up to $5,000 per collection.
Cash
Up to $800
Cd dvd and electronic files
Up to $1,000 for electronic files and software
Computer software and hardware
Yes - hardware. Up to $1,000 for software.
Camera and accessories
Yes
Carpets
Yes
Home office contents
Yes
Identity theft
No
Jewellery
Up to $2,500 per item, set or pair
Personal medical equipment
Yes
Replacement of documents
Up to $800
Tools of trade
Up to $5,000
Lock replacement
Up to $2,500
Emergency storage
Up to 24 months, up to 20% of contents sum insured.
Temporary accommodation
No
Temporary accommodation for pets
No
Temporary repairs
Yes
Buildings and structural improvements
No
Building materials
No
Demolition cost
No
Debris removal
No
Landscaping
No
Gates and fences
No
Legal liability cover
Up to $30,000,000
Days unoccupied until cover stops
90
Other restrictions
-
Other benefits
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Your contents might be some of the most precious things in your life, so consider getting cover that’s right for you, and protect the things that matter the most. Youi is contents insurance that’s a bit more you-shaped. Mozo People’s Outstanding Customer Satisfaction Home Insurance award winner in 2024
Optional Extra, select specific replacement value for each item of jewellery where the individual value is more than $15,000
Personal medical equipment
Yes
Replacement of documents
No
Tools of trade
Optional Extra, up to $1,000 per item , up to $5,000 in total
Lock replacement
Up to $1,000
Emergency storage
Up to 10% sum insured.
Temporary accommodation
Up to 12 months, up to 12% of sum insured
Temporary accommodation for pets
Up to 12 months, up to $3,000
Temporary repairs
No
Buildings and structural improvements
No
Building materials
No
Demolition cost
No
Debris removal
No
Landscaping
No
Gates and fences
No
Legal liability cover
Up to $20,000,000
Days unoccupied until cover stops
60
Other restrictions
-
Other benefits
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Hardware yes, software up to $5,000 combined with CDs/DVDs
Camera and accessories
Up to $2,000
Carpets
Yes - limits apply for carpets over 10 years old
Home office contents
Up to $20,000
Identity theft
No
Jewellery
Up to $2,000 per item, up to $6,000 in total
Personal medical equipment
Yes
Replacement of documents
Up to $1,000
Tools of trade
Up to $2,000
Lock replacement
Up to $1,000
Emergency storage
Up to 10% of sum insured
Temporary accommodation
No
Temporary accommodation for pets
No
Temporary repairs
No
Buildings and structural improvements
No
Building materials
No
Demolition cost
Up to 20% of sum insured combined with debris removal cost
Debris removal
Up to 20% of sum insured combined with demolition cost
Landscaping
No
Gates and fences
No
Legal liability cover
Up to $20,000,000
Days unoccupied until cover stops
60
Other restrictions
-
Other benefits
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Get award-winning Contents Insurance at a price you can afford from Budget Direct. Save a huge 15% on your first year’s premium when you purchase a new Contents Insurance policy online.
Up to $5,000 per item for artwork, up to $12,000 in total, up to $2,000 for collections
Cash
Up to $800 in total
Cd dvd and electronic files
Up to $3,000 combined with computer software
Computer software and hardware
Hardware yes, software up to $3,000 combined with CDs/DVDs
Camera and accessories
Yes
Carpets
Yes
Home office contents
Up to $12,000
Identity theft
No
Jewellery
Up to $1,000 per item or set, up to $5,000 in total
Personal medical equipment
Yes
Replacement of documents
No
Tools of trade
Up to $2,000
Lock replacement
Up to $1,000
Emergency storage
Up to 10% of sum insured
Temporary accommodation
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.
Temporary accommodation for pets
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation.
Temporary repairs
No
Buildings and structural improvements
No
Building materials
No
Demolition cost
No
Debris removal
No
Landscaping
No
Gates and fences
No
Legal liability cover
Up to $20,000,000
Days unoccupied until cover stops
180
Other restrictions
-
Other benefits
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Up to $2,500 per item, up to $5,000 in total, up to $5,000 for collections
Cash
No
Cd dvd and electronic files
Up to $1,000 combined with computer software
Computer software and hardware
Hardware yes. Software up to $1,000 combined with CDs/DVDs
Camera and accessories
Optional Extra
Carpets
Yes
Home office contents
Yes
Identity theft
No
Jewellery
Up to $2,000 per item, up to $5,000 in total
Personal medical equipment
Yes
Replacement of documents
No
Tools of trade
Up to $2,000
Lock replacement
No
Emergency storage
Up to 10% of sum insured combined with debris removal cost and demolition cost
Temporary accommodation
No
Temporary accommodation for pets
No
Temporary repairs
No
Buildings and structural improvements
No
Building materials
No
Demolition cost
No
Debris removal
Up to 10% of sum insured
Landscaping
No
Gates and fences
No
Legal liability cover
Up to $20,000,000
Days unoccupied until cover stops
60
Other restrictions
-
Other benefits
Save $50 when you buy a new policy online.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Up to $2,500 per item or set, $7,500 in total combined with cameras and accessories
Cash
Up to $2,000
Cd dvd and electronic files
Up to $2,000 in total combined with computer software
Computer software and hardware
Up to $1,500 per item
Camera and accessories
Up to $2,500 per item or set, $7,500 in total combined with antiques and valuables
Carpets
Yes
Home office contents
Up to $1,500 per item, up to $10,000 in total
Identity theft
No
Jewellery
Up to $2,500 per item, up to $7,500 in total
Personal medical equipment
Yes
Replacement of documents
No
Tools of trade
Up to $1,500 per item, up to $10,000 in total
Lock replacement
Up to $1,000
Emergency storage
Up to 12 months
Temporary accommodation
Up to 12 months, up to 10% of sum insured combined with debris removal cost
Temporary accommodation for pets
Up to 12 months, up to $500
Temporary repairs
No
Buildings and structural improvements
No
Building materials
No
Demolition cost
No
Debris removal
Up to 10% of sum insured
Landscaping
No
Gates and fences
No
Legal liability cover
Up to $20,000,000
Days unoccupied until cover stops
90
Other restrictions
-
Other benefits
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Yes - Up to $2,500 for works of art or collections
Cash
Up to $1,250
Cd dvd and electronic files
No
Computer software and hardware
Yes
Camera and accessories
Yes
Carpets
Yes
Home office contents
Yes
Identity theft
Up to $5,000
Jewellery
Up to $2,500 in total
Personal medical equipment
Yes
Replacement of documents
No
Tools of trade
No
Lock replacement
Yes
Emergency storage
Up to 24 months
Temporary accommodation
Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation for pets
Temporary accommodation for pets
Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation
Temporary repairs
No
Buildings and structural improvements
No
Building materials
Up to $5,000
Demolition cost
No
Debris removal
Up to 10% of the sum insured
Landscaping
No
Gates and fences
No
Legal liability cover
Up to $20,000,000
Days unoccupied until cover stops
60
Other restrictions
-
Other benefits
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Up to $2,000 per item, up to 20% of sum insured, up to $3,000 for collections
Cash
No
Cd dvd and electronic files
Yes
Computer software and hardware
Yes
Camera and accessories
Yes
Carpets
Yes
Home office contents
Yes
Identity theft
Up to $1,000
Jewellery
Up to $2,000 per item, up to 20% of sum insured
Personal medical equipment
Yes
Replacement of documents
Up to $500
Tools of trade
Up to $3,000
Lock replacement
Up to $1,000
Emergency storage
Up to 10% of sum insured
Temporary accommodation
Up to 10% of sum insured combined with Temporary Accommodation for Pets
Temporary accommodation for pets
Up to 10% of sum insured combined with Temporary Accommodation
Temporary repairs
No
Buildings and structural improvements
No
Building materials
No
Demolition cost
No
Debris removal
Up to 10% of sum insured
Landscaping
No
Gates and fences
No
Legal liability cover
Up to $20,000,000
Days unoccupied until cover stops
60
Other restrictions
-
Other benefits
Multi policy discount of 10% off each new eligible policy when you hold 2 or more eligible policies with Apia.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Up to $3,000 per item, up to 20% of sum insured, up to $3,000 for collections
Cash
No
Cd dvd and electronic files
Yes
Computer software and hardware
Yes
Camera and accessories
Yes
Carpets
Yes
Home office contents
Yes
Identity theft
Up to $1,000
Jewellery
Up to $2,500 per item, up to 20% of sum insured
Personal medical equipment
Yes
Replacement of documents
Up to $1,000
Tools of trade
Up to $3,000
Lock replacement
Up to $1,000
Emergency storage
Up to 10% of sum insured
Temporary accommodation
Up to 10% of sum insured combined with Temporary Accommodation for Pets
Temporary accommodation for pets
Up to 10% of sum insured combined with Temporary Accommodation
Temporary repairs
No
Buildings and structural improvements
No
Building materials
No
Demolition cost
No
Debris removal
Up to 10% of sum insured
Landscaping
No
Gates and fences
No
Legal liability cover
Up to $20,000,000
Days unoccupied until cover stops
60
Other restrictions
-
Other benefits
Multi policy discount of 10% off each new eligible policy when you hold 2 or more eligible policies with Apia.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Up to $2,000 per item, up to 20% of sum insured, up to $3,000 for collections
Cash
No
Cd dvd and electronic files
Yes
Computer software and hardware
Yes
Camera and accessories
Yes
Carpets
Yes
Home office contents
Yes
Identity theft
Up to $1,000
Jewellery
Up to $2,000 per item, up to 20% of sum insured
Personal medical equipment
Yes
Replacement of documents
Up to $500
Tools of trade
Up to $3,000
Lock replacement
Up to $1,000
Emergency storage
Up to 10% of sum insured
Temporary accommodation
Up to 10% of sum insured combined with Temporary Accommodation for Pets
Temporary accommodation for pets
Up to 10% of sum insured combined with Temporary Accommodation
Temporary repairs
No
Buildings and structural improvements
No
Building materials
No
Demolition cost
No
Debris removal
Up to 10% of sum insured
Landscaping
No
Gates and fences
No
Legal liability cover
Up to $20,000,000
Days unoccupied until cover stops
60
Other restrictions
-
Other benefits
Multi policy discount of 10% off each new eligible policy when you hold 2 or more eligible policies with Apia.
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Contents insurance is a type of home insurance that covers your personal belongings if they’re damaged, destroyed or stolen. Think clothes, electronics, appliances, jewellery, furniture and other furnishings like rugs, curtains and lamps.
It’s often bundled with building insurance in a combined policy called home and contents insurance, but you can also take out contents-only cover if needed. Just keep in mind contents-only insurance won’t cover the structure of your home itself.
Most contents insurance policies will repair, replace or pay you for damaged or stolen items, depending on the type of item, repair costs and whether a suitable replacement is available.
A standard policy usually only covers items inside your home, unless you add portable contents cover for protection outside your home.
When am I covered by contents insurance?
A standard contents insurance policy covers damage or loss from the events listed below. The ‘Contents’ column, highlighted with an orange border, shows what applies specifically to contents insurance, separate from building insurance:
Keep in mind that this table is just a general guideline, and cover can vary from policy to policy. For example, not all policies define floods, rainwater runoff and storm surges the same way.
Now that we’ve covered the events that can lead to a claim, let’s take a look at what’s actually covered, along with some key details for each category.
Coverage varies by policy, but most include the following:
Some specialised medical equipment may need to be listed separately.
Children’s items
Prams, car seats, toys, school supplies
Accidental damage to prams, car seats, and toys may not be included.
Pet-related items
Pet beds, enclosures, aquariums, expensive pet gear
Pets themselves are not covered under contents insurance.
Luggage & travel gear
Suitcases, backpacks, travel accessories
Items lost or stolen while traveling may require portable contents cover or travel insurance.
What optional extras are available with contents insurance?
Most policies will give you the option to upgrade your cover with optional extras. These include:
Portable contents cover. Essentially, cover for portable items if you take them away from your home. Some policies split this into ‘listed’ and ‘unlisted’ portable items. Listed contents are covered individually and for their full value, whereas unlisted contents fall under an overall ‘per claim limit’.
High-value contents cover. If you own items that are worth more, such as luxury watches or artwork, this extra cover ensures those items have the protection required.
Accidental damage cover. Covers you for those moments when life happens in a way you weren’t expecting it to. Examples of accidental damage cover may include wine spills on the carpet or dropping your laptop.
Underinsurance protection. This can be handy in case you undervalue your contents. If a policy offers 30% underinsurance protection and you find that you’ve undervalued your possessions, your insurance provider may pay you up to 30% more than the sum stated in your policy.
Emergency accommodation. This generally covers some, or all, temporary accommodation costs, should your home become uninhabitable as the result of an insured event. This benefit is time restricted, such as 12 months.
Electrical motor burnout. This covers motor burnout for items, such as whitegoods, after power surges. Keep in mind, there may be an age limit for the appliance to be eligible.
Flood cover. Many insurance providers won’t automatically include this in a policy; you’ll need to get it added for a fee.
The policy add-ons available will vary from policy to policy. Whichever extras you add on, they’ll increase the cost of your premium.
How to calculate your insurance needs
Here are a few steps you can take when comparing contents insurance:
Make a list. Look around at your valued possessions and take stock of what you have. When writing up your list, include everything from furniture to your laptop.
Come up with a price. Try to put a value on your belongings. You’ll probably wind up with a rough estimate for items like clothing and an exact value for something like a laptop.
Prepare for the worst. Think about which events you are most likely to need insurance for, based on where you live. This could be insurance against flooding, bushfires or theft.
Once you’ve completed these steps, you should have a rough idea of what you want to insure, and for how much.
How can I save money on my contents cover?
The goal when searching for content insurance should be for you to find a competitive price while ensuring you have enough coverage for your needs.
Shop around. Avoid the trap of auto renewing your policy. Insurance providers have regular deals for new customers to maximise by switching.
Secure your property. The more secure your property, the lower your premium might be. Measures can include installing locks on doors and windows, and setting up a security alarm or camera.
Multiple-policy discount. If you have more than one product with a provider, you could be eligible for a multi-policy discount. Even if you don't currently qualify for this discount, speak with your provider about what deals they can offer to tempt you to switch to them.
Flexible excess. You can reduce your insurance premium by opting for a higher excess. This means that, in the event of a claim, you’ll need to pay a higher upfront payment. But in return, your monthly insurance premiums may be cheaper.
Pay yearly. You usually have the option to pay monthly or yearly. Paying yearly can often land you a discount.
How to compare contents insurance
Most contents insurance policies are very similar at a high level, but there are key differences that separate them.
Here’s what to focus on when comparing your options:
Item limits and sub-limits. Every policy has limits on individual items and categories (e.g., jewellery, electronics, bikes), but the thresholds vary. Some policies offer higher automatic limits than others before requiring you to specify (and pay more to insure) high-value items.
Excess options. Some insurers have a wider range of excess choices than others, and this gives you more control over your premiums. A wider range means you can fine-tune the balance between what you pay upfront and what you’d owe in a claim.
Claims and customer service. Take a quick look at online reviews. Do customers say the insurer is easy to deal with, or is it a nightmare to get a claim paid?
Premium and discounts. The insurance space has no shortage of discounts, including discounts for bundling policies (like building plus contents), installing security systems and purchasing your policy online.
Once these bases are covered, if you find more than one policy that fits the bill, then you can choose the one with the best price.
What isn’t covered by contents insurance?
Not everything is covered by contents insurance. Exclusions exist, and they generally fall into two categories: specific exclusions, which apply in certain situations or events, and general exclusions, which apply to things insurers won’t cover at all.
Here are a few examples of each. For the full list, check your PDS.
Specific exclusions
Waiting periods for disasters. Most won’t cover damage from predictable events like bushfires, floods and cyclones if they happen within the first 48 to 72 of taking out the policy.
Theft without forced entry. If there are no signs of forced entry, for example a thief got in through an unlocked door or an open window, some insurers won’t cover your stolen items.
Undocumented lightning damage. To claim for lightning damage, you often need to have evidence of lightning strikes in your area and/or written confirmation from a qualified repairer that the damage was caused by lightning.
General exclusions
General wear and tear. Insurance covers sudden damage, not gradual wear and tear.
Lack of maintenance. Most insurers will deny your claim if it’s due to lack of maintenance. For example, you neglect a leaky pipe that eventually bursts and fries your computer.
Vermin and pests. Related to the above, termites, rats and other pest infestations are usually due to lack of maintenance rather than sudden damage.
Actions of the sea. While tsunamis and storm surges are often covered, more naturally occurring actions of the sea like coastal erosion, tides and king tides are usually not covered.
Illegal acts. You usually wont be covered if the damage is due to illegal activity undertaken by you or someone you’ve allowed into your home.
Structural defects. If your contents are damaged as a result of a structural defect in your home (like a sinking foundation), you most likely won’t be covered.
Unoccupied homes. Many insurers won’t cover your home if it’s left empty for too long (usually 60 days or more), unless you notify them first.
Some exclusions are obvious, others not so much. If you’re unsure about something, your PDS will have the details.
Popular home insurance topics and how-tos
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How do I work out how much to insure my contents for?
Start by working out how much it would cost you to replace your possessions if they were damaged or stolen. Do some comparisons online to see how much it would cost you today to replace each item with something similar.
Remember, some things may go up in price – for example, buying a new laptop might cost you more in two years’ time. Factor this in when working out the replacement value of all items; insure to this amount, not the amount you initially paid.
How can I find the best contents insurance?
If you’re in the market to find Australia’s best contents insurance, a great place to begin is by comparing the winners in the 2024 Mozo Experts Choice Awards in the Exceptional Value and Exceptional Quality categories. Our experts analysed the pricing and product data and determined these as the insurance policies offering the best price, range and features in the market.
What is new for old replacement cover?
This basically means that the insurer will replace your items with new ones even if your item was a few years old. They usually only do this if your item can’t be repaired or if the cost of repair would cost more than sourcing a new one for you from their supplier network.
If you choose to turn down the offer to repair or replace your item, you can get a cash payout instead. But the amount will be based on what it would have cost through the insurer's supplier network, which means it might not be enough to cover the full cost if you decide to sort it out yourself. That’s because insurers often get discounts that you wouldn’t get on your own.
What if I want to insure something sentimental?
You can insure the financial value of sentimental items, but not what they mean to you. For example, items like jewellery can be covered for their dollar value, but no higher. Moreover, something like a letter from a loved one can’t really be insured, since its value lies solely in what it means to you.
What’s the difference between contents insurance and renters’ insurance?
Renters' insurance is essentially the same as contents insurance, just marketed differently. They usually share the same Product Disclosure Statement (PDS) and cover similar things. The main difference is that renters' insurance sometimes includes extra benefits for tenants, like covering extra rent costs if you need to move out temporarily after an insured event.
Brad is a senior writer at Mozo, leading insurance and superannuation coverage. With a background in marketing analytics, he brings a research-driven approach to his work, ensuring content is clear, accurate and genuinely useful. Brad dives deep into topics, using the writing process to refine his understanding and deliver well-researched, polished content.
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Home insurance customer reviews
RACQ Home Insurance
Overall 5/10
Very competive cover
Good comprehensive insurance great customer service
Certainly! Here's a sample review for RAC Home Insurance:
---
I recently had the opportunity to use RAC Home Insurance, and my experience has been a mix of positives and areas for improvement. On the bright side, RAC offers a variety of policy options, including building, contents, and combined home and contents insurance. They also provide additional benefits for members, such as discounts on retail and other services, which is a nice touch.
The claims process, however, seems to be a point of contention among customers. While some have praised the quick and efficient handling of claims, others have reported delays and dissatisfaction with claim outcomes. It's worth noting that RAC has received recognition for its customer satisfaction in Western Australia, which speaks to its efforts to provide quality service.
Overall, RAC Home Insurance is a solid choice for WA residents, especially those looking for comprehensive coverage and member benefits. However, it's always a good idea to review the Product Disclosure Statement (PDS) and compare options to ensure it meets your specific needs.
Certainly! Here's a sample review for RAC Home Insurance:
---
I recently had the opportunity to use RAC Home Insurance, and my experience has been a mix of positives and areas for improvement. On the bright side, RAC offers a variety of policy options, including building, contents, and combined home and contents insurance. They also provide additional benefits for members, such as discounts on retail and other services, which is a nice touch.
The claims process, however, seems to be a point of contention among customers. While some have praised the quick and efficient handling of claims, others have reported delays and dissatisfaction with claim outcomes. It's worth noting that RAC has received recognition for its customer satisfaction in Western Australia, which speaks to its efforts to provide quality service.
Overall, RAC Home Insurance is a solid choice for WA residents, especially those looking for comprehensive coverage and member benefits. However, it's always a good idea to review the Product Disclosure Statement (PDS) and compare options to ensure it meets your specific needs.
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.