Building Insurance

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Home Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Comprehensive Cover
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to $15,000 combined with demolition cost

Demolition cost:
Up to $15,000 combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500 for plants

Gates and fences:
Up to sum insured
Happy with this insurance?
Go to site
More info
More info
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Building Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with debris removal cost

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Retaining walls and pathways covered. Up to $5,000 for plants.

Gates and fences:
Find out more
More info
More info
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Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 12% of sum insured

Debris removal:
Up to 20% of sum insured combined with demolition and professional fee costs.

Demolition cost:
Up to 20% of sum insured combined with debris removal and professional fee costs
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Essential Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to $10,000 combined with demolition cost

Demolition cost:
Up to $10,000 combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750 for plants

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $3,000 combined with computer software

Computer software hardware:
Hardware yes, software up to $3,000 combined with CD's/DVD's

Camera and accessories:

Carpets:

Antiques and valuables:
Up to $5,000 per item for artwork, up to $12,000 in total, up to $2,000 for collections

Jewellery:
Up to $1,000 per item, up to $5,000 in total

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:
Up to 20% of sum insured

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with emergency storage cost

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Optional Extra - Up to 25% of building sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $3,000 combined with computer software

Computer software hardware:
Hardware yes, software up to $3,000 combined with CD's/DVD's

Camera and accessories:

Carpets:

Antiques and valuables:
Up to $5,000 per item for artwork, up to $12,000 in total, up to $2,000 for collections

Jewellery:
Up to $1,000 per item, up to $5,000 in total

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:
Up to 20% of sum insured

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info

AAMI - Home Building Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Optional extra - full building replacement

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Yes, retaining walls, garden borders, pathways and paved areas.

Gates and fences:
Find out more
More info
More info
ANZ - Home Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - full building replacement

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months combined with temporary accommodation for pets

Debris removal:
Yes, combined with demolition costs

Demolition cost:
Yes, combined with debris removal costs
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Yes, retaining walls, pathways and driveways. Up to $2,000 for plants.

Gates and fences:
Find out more
More info
More info
Apia - Home Extra Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 52 weeks, up to 20% of sum insured combined with Temporary Accommodation for Pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $300 per plant up to $3,000

Gates and fences:
Find out more
More info
More info
Advertisement
Apia - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 52 weeks, up to 20% of sum insured combined with Temporary Accommodation for Pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $200 per plant up to $2,000

Gates and fences:
Find out more
More info
More info
Australia Post - Gold Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
Bankwest - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 52 weeks

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Up to sum insured
Find out more
More info
More info
Bendigo Bank - Bronze Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Find out more
More info
More info
Bendigo Bank - Gold Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500 for plants

Gates and fences:
Find out more
More info
More info
Bendigo Bank - Silver Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750 for plants

Gates and fences:
Find out more
More info
More info
Beyond Bank - Classic Home Insurance (home only)
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000

Gates and fences:
Find out more
More info
More info
Beyond Bank - Prestige Home Insurance (home only)
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $5,000

Gates and fences:
Find out more
More info
More info
Beyond Bank - Vital Home Insurance (home only)
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
CGU - Accidental Damage Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500 for plants

Gates and fences:
Find out more
More info
More info
CGU - Fundamentals Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Find out more
More info
More info
CGU - Listed Events Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750 for plants

Gates and fences:
Find out more
More info
More info
Coles - Home Building Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured combined with demolition cost and temporary accommodation cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $2,000 for plants

Gates and fences:
Up to sum insured
Find out more
More info
More info
Coles - Home Building Insurance Plus
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 30% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 20% of sum insured combined with demolition cost

Demolition cost:
Up to 20% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $2,000 for plants

Gates and fences:
Up to sum insured
Find out more
More info
More info
Comminsure - Residential Home Package
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Reasonable cost

Temporary accommodation:
Up to 52 weeks

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Find out more
More info
More info
GIO - Classic Extra Home
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 15% of sum insured combined with demolition cost

Demolition cost:
Up to 15% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Yes, retaining walls, garden borders, pathways and paved areas. Up to $1,000 for plants

Gates and fences:
Find out more
More info
More info
GIO - Classic Home
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $500

Landscaping:
Yes, retaining walls, garden boarders, pathways and paved areas.

Gates and fences:
Find out more
More info
More info
GIO - Platinum Home
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 30% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,500

Temporary accommodation:
Up to 24 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 20% of sum insured combined with demolition cost

Demolition cost:
Up to 20% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Yes, retaining walls, garden borders, pathways and paved areas. Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
Hume Bank - Building Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 10% of sum insured, up to 12 months.

Debris removal:
Up to 10% of sum insured combined with demolition

Demolition cost:
Up to 10% of sum insured combined with debris removal
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $5,000 for plants

Gates and fences:
Find out more
More info
More info
ING - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Optional Extra, up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months, up to 10% sum insured. Combined with temporary accommodation.

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
NAB - NAB Home Insurance Essentials
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost and temporary accommodation cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost and temporary accommodation cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
NAB - NAB Home Insurance Package
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost and temporary accommodation cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost and temporary accommodation cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
National Seniors - Classic Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured

Demolition cost:
Up to 10% of sum insured
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
National Seniors - Prestige Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured

Demolition cost:
Up to 10% of sum insured
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $5,000 for plants

Gates and fences:
Find out more
More info
More info
National Seniors - Vital Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured

Demolition cost:
Up to 10% of sum insured
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
NRMA - Home Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
NRMA - Home Plus Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 24 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $5,000

Landscaping:
Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
Ozicare - Home Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost and emergency storage cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
People's Choice Credit Union - Accidental Damage Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500 for plants

Gates and fences:
Find out more
More info
More info
People's Choice Credit Union - Listed Events Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750 for plants

Gates and fences:
Find out more
More info
More info
QBE - Home Cover
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 30% of sum insured for natural disasters

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Yes, combined with demolition costs

Demolition cost:
Yes, combined with debris removal costs
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Yes, pathways. Up to $500 per plant and $1,500 in total

Gates and fences:
Find out more
More info
More info
QBE - Home Cover Prestige
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 30% of sum insured for natural disasters

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,500

Temporary accommodation:
Up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Yes, combined with demolition costs

Demolition cost:
Yes, combined with debris removal costs
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Yes, pathways. Up to $500 per plant and $1,500 in total

Gates and fences:
Find out more
More info
More info
RAA - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $500

Landscaping:

Gates and fences:
Up to 10% of sum insured
Find out more
More info
More info
RAC - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Storm damage to trees and shrubs, up to $500

Gates and fences:
Find out more
More info
More info
RACQ - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 20% of sum insured combined with demolition cost

Demolition cost:
Up to 20% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,000 for plants

Gates and fences:
Find out more
More info
More info
RACT - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 10% of sum insured

Debris removal:
Up to 15% of sum insured combined with demolition cost

Demolition cost:
Up to 15% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000, when stored and locked

Landscaping:
Up to $1,000 for plants

Gates and fences:
Find out more
More info
More info
RACV - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
Real Insurance - Top Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to $15,000 combined with demolition cost

Demolition cost:
Up to $15,000 combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500 for plants

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
SGIC - Home Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
SGIC - Home Plus Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 24 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $5,000

Landscaping:
Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
SGIO - Home Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
SGIO - Home Plus Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 24 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $5,000

Landscaping:
Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
Shannons - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:
Up to $1,000

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 20% of sum insured, up to 12 months combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000 for plants and garden beds

Gates and fences:
Find out more
More info
More info
Suncorp - Classic Advantages Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 30% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,500

Temporary accommodation:
Up to 24 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 20% of sum insured combined with demolition cost

Demolition cost:
Up to 20% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
Suncorp - Classic Extras Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 15% of sum insured combined with demolition cost

Demolition cost:
Up to 15% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $1,000 for plants

Gates and fences:
Find out more
More info
More info
Suncorp - Classic Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $500

Landscaping:
Up to $500 for plants

Gates and fences:
Find out more
More info
More info
Virgin Money - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Optional Extra - Up to 25% of building sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
Westpac - Essential Care Residential
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 10% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to $10,000

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Find out more
More info
More info
Westpac - Premier Care Residential
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 30% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Up to $10,000 for plants

Gates and fences:
Find out more
More info
More info
Westpac - Quality Care Residential
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Yes - Up to 20% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
Woolworths - Standard Cover
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to $10,000 combined with demolition cost

Demolition cost:
Up to $10,000 combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750 for plants

Gates and fences:
Up to sum insured
Happy with this insurance?
Go to site
More info
More info
1st for Women - Home Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood (optional)
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info

See more home insuranceSee less home insurance

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Comminsure

Comminsure Home & Contents Insurance review

Overall rating 5 / 10

Too pricey.

My insurance seems to jump up every year with little explanation.

Full review

Value for money 6 / 10

Policy coverage 5 / 10

Customer service 6 / 10

Claims handling 5 / 10

Trust 5 / 10

Less

Sam, Tasmania, reviewed about 20 hours ago

Coles

Coles Home Building & Contents Insurance review

Overall rating 10 / 10

Answered all my questions effectively.

Very good customer service making sure I had the right cost compared to elsewhere.

Value for money 10 / 10

Policy coverage 10 / 10

Customer service 10 / 10

Claims handling 10 / 10

Trust 10 / 10

Barbara, Victoria, reviewed 1 day ago

RACQ

RACQ Home & Contents Insurance review

Overall rating 6 / 10

Fair for a fair industry.

Slow with claims but the rest is fair.

Value for money 8 / 10

Policy coverage 9 / 10

Trust 6 / 10

Gary, Queensland, reviewed 6 days ago

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