Building Insurance

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Home Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Happy with this insurance?
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More info
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Comprehensive Cover
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to $15,000 combined with demolition cost

Demolition cost:
Up to $15,000 combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500 for plants

Gates and fences:
Up to sum insured
Happy with this insurance?
Go to site
More info
More info
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Classic Home & Contents
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $2,500

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:
Up to $5,000 per item, up to $7,500 for all special items

Jewellery:
Up to $2,000 per item, up to $7,500 for all special items

Replacement of documents:
Up to $5,000 per item, up to $7,500 for all special items

Tools of trade:
Up to $2,500

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with debris removal cost

Debris removal:
Up to 10% of sum insured combined with demolition cost and temporary accommodation cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost and emergency storage cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Building Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with debris removal cost

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Retaining walls and pathways covered. Up to $5,000 for plants.

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 12% of sum insured

Debris removal:
Up to 20% of sum insured combined with demolition and professional fee costs.

Demolition cost:
Up to 20% of sum insured combined with debris removal and professional fee costs
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Essential Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to $10,000 combined with demolition cost

Demolition cost:
Up to $10,000 combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750 for plants

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $2,500 combined with computer software

Computer software hardware:
Hardware yes, software up to $2,500 combined with CD's/DVD's

Camera and accessories:

Carpets:

Antiques and valuables:
Up to $5,000 per item for artwork, up to $10,000 in total, up to $2,000 for collections

Jewellery:
Up to $1,000 per item, up to $3,000 in total

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:
Up to 20% of sum insured

Lock replacement:
Up to $500

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with emergency storage cost

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
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Home & Contents Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional Extra - Up to 25% of building sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
Yes

Cash:
Up to $500

Cd dvd and electronic files:
Up to $2,500 combined with computer software

Computer software hardware:
Hardware yes, software up to $2,500 combined with CD's/DVD's

Camera and accessories:

Carpets:

Antiques and valuables:
Up to $5,000 per item for artwork, up to $10,000 in total, up to $2,000 for collections

Jewellery:
Up to $1,000 per item, up to $3,000 in total

Replacement of documents:

Tools of trade:
Up to $2,000

Contents while moving:
Up to 20% of sum insured

Lock replacement:
Up to $500

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info

AAMI - Home Building Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional extra - full building replacement

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Yes, retaining walls, garden borders, pathways and paved areas.

Gates and fences:
Find out more
More info
More info
ANZ - Home Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - full building replacement

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months combined with temporary accommodation for pets

Debris removal:
Yes, combined with demolition costs

Demolition cost:
Yes, combined with debris removal costs
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Yes, retaining walls, pathways and driveways. Up to $2,000 for plants.

Gates and fences:
Find out more
More info
More info
Apia - Home Extra Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 52 weeks, up to 20% of sum insured combined with Temporary Accommodation for Pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $300 per plant up to $3,000

Gates and fences:
Find out more
More info
More info
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Apia - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 52 weeks, up to 20% of sum insured combined with Temporary Accommodation for Pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $200 per plant up to $2,000

Gates and fences:
Find out more
More info
More info
Australia Post - Gold Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
Bankwest - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 52 weeks

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Up to sum insured
Find out more
More info
More info
Bendigo Bank - Bronze Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Find out more
More info
More info
Bendigo Bank - Gold Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500 for plants

Gates and fences:
Find out more
More info
More info
Bendigo Bank - Silver Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750 for plants

Gates and fences:
Find out more
More info
More info
Beyond Bank - Classic Home Insurance (home only)
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000

Gates and fences:
Find out more
More info
More info
Beyond Bank - Prestige Home Insurance (home only)
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $5,000

Gates and fences:
Find out more
More info
More info
Beyond Bank - Vital Home Insurance (home only)
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
CGU - Accidental Damage Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500 for plants

Gates and fences:
Find out more
More info
More info
CGU - Fundamentals Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Find out more
More info
More info
CGU - Listed Events Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750 for plants

Gates and fences:
Find out more
More info
More info
Coles - Home Building Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured combined with demolition cost and temporary accommodation cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $2,000 for plants

Gates and fences:
Up to sum insured
Find out more
More info
More info
Coles - Home Building Insurance Plus
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 30% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 20% of sum insured combined with demolition cost

Demolition cost:
Up to 20% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $2,000 for plants

Gates and fences:
Up to sum insured
Find out more
More info
More info
Comminsure - Residential Home Package
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Reasonable cost

Temporary accommodation:
Up to 52 weeks

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Find out more
More info
More info
GIO - Classic Extra Home
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 15% of sum insured combined with demolition cost

Demolition cost:
Up to 15% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Yes, retaining walls, garden borders, pathways and paved areas. Up to $1,000 for plants

Gates and fences:
Find out more
More info
More info
GIO - Classic Home
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $500

Landscaping:
Yes, retaining walls, garden boarders, pathways and paved areas.

Gates and fences:
Find out more
More info
More info
GIO - Platinum Home
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 30% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,500

Temporary accommodation:
Up to 24 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 20% of sum insured combined with demolition cost

Demolition cost:
Up to 20% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Yes, retaining walls, garden borders, pathways and paved areas. Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
Hume Bank - Classic Home
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000

Gates and fences:
Find out more
More info
More info
Hume Bank - Prestige Home
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $5,000

Gates and fences:
Find out more
More info
More info
Hume Bank - Vital Home
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
ING - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional Extra, up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months, up to 10% sum insured

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
NAB - NAB Home Insurance Essentials
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost and temporary accommodation cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost and temporary accommodation cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
NAB - NAB Home Insurance Package
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:

Debris removal:
Up to 10% of sum insured combined with demolition cost and temporary accommodation cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost and temporary accommodation cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $5,000

Gates and fences:
Find out more
More info
More info
National Seniors - Classic Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured

Demolition cost:
Up to 10% of sum insured
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
National Seniors - Prestige Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured

Demolition cost:
Up to 10% of sum insured
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $5,000 for plants

Gates and fences:
Find out more
More info
More info
National Seniors - Vital Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured

Demolition cost:
Up to 10% of sum insured
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
NRMA - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
NRMA - Home Plus Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 24 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $5,000

Landscaping:
Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
Ozicare - Home Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost and emergency storage cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
People's Choice Credit Union - Accidental Damage Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500 for plants

Gates and fences:
Find out more
More info
More info
People's Choice Credit Union - Listed Events Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750 for plants

Gates and fences:
Find out more
More info
More info
QBE - Home Cover
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 30% of sum insured for natural disasters

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Yes, combined with demolition costs

Demolition cost:
Yes, combined with debris removal costs
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Yes, pathways. Up to $500 per plant and $1,500 in total

Gates and fences:
Find out more
More info
More info
QBE - Home Cover Prestige
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 30% of sum insured for natural disasters

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,500

Temporary accommodation:
Up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Yes, combined with demolition costs

Demolition cost:
Yes, combined with debris removal costs
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Yes, pathways. Up to $500 per plant and $1,500 in total

Gates and fences:
Find out more
More info
More info
RAA - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $500

Landscaping:

Gates and fences:
Up to 10% of sum insured
Find out more
More info
More info
RAC - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Storm damage to trees and shrubs, up to $500

Gates and fences:
Find out more
More info
More info
RACQ - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 20% of sum insured combined with demolition cost

Demolition cost:
Up to 20% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,000 for plants

Gates and fences:
Find out more
More info
More info
RACT - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 10% of sum insured

Debris removal:
Up to 15% of sum insured combined with demolition cost

Demolition cost:
Up to 15% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000, when stored and locked

Landscaping:
Up to $1,000 for plants

Gates and fences:
Find out more
More info
More info
RACV - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
Real Insurance - Top Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to $15,000 combined with demolition cost

Demolition cost:
Up to $15,000 combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $1,500 for plants

Gates and fences:
Happy with this insurance?
Go to site
More info
More info
SGIC - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
SGIC - Home Plus Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 24 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $5,000

Landscaping:
Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
SGIO - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 12 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
SGIO - Home Plus Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 24 months

Debris removal:

Demolition cost:
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $5,000

Landscaping:
Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
Shannons - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:
Up to $1,000

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 20% of sum insured, up to 12 months combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $2,000 for plants and garden beds

Gates and fences:
Find out more
More info
More info
Suncorp - Classic Advantages Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 30% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,500

Temporary accommodation:
Up to 24 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 20% of sum insured combined with demolition cost

Demolition cost:
Up to 20% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Up to $2,000 for plants

Gates and fences:
Find out more
More info
More info
Suncorp - Classic Extras Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 15% of sum insured combined with demolition cost

Demolition cost:
Up to 15% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:
Up to $1,000 for plants

Gates and fences:
Find out more
More info
More info
Suncorp - Classic Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $500

Landscaping:
Up to $500 for plants

Gates and fences:
Find out more
More info
More info
Virgin Money - Home Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional Extra - Up to 25% of building sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
Westpac - Essential Care Residential
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 10% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to $10,000

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:

Gates and fences:
Find out more
More info
More info
Westpac - Premier Care Residential
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 30% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $2,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $2,000

Landscaping:
Up to $10,000 for plants

Gates and fences:
Find out more
More info
More info
Westpac - Quality Care Residential
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Yes - Up to 20% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $1,000

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info
Woolworths - Standard Cover
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:
Up to $500

Temporary accommodation:
Up to 12 months, up to 10% of sum insured

Debris removal:
Up to $10,000 combined with demolition cost

Demolition cost:
Up to $10,000 combined with debris removal cost
Other events covered

Accidental loss and damage:

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:

Landscaping:
Up to $750 for plants

Gates and fences:
Up to sum insured
Happy with this insurance?
Go to site
More info
More info
1st for Women - Home Buildings Insurance
Main events covered
- Fire
- Theft
- Storm
- Flood
Underinsurance
protection
Optional Extra - Up to 25% of sum insured

Pay monthly
at no cost

New for old
replacement
Items covered

General contents:
No

Cash:

Cd dvd and electronic files:

Computer software hardware:

Camera and accessories:

Carpets:

Antiques and valuables:

Jewellery:

Replacement of documents:

Tools of trade:

Contents while moving:

Lock replacement:

Temporary accommodation:
Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation for pets.

Debris removal:
Up to 10% of sum insured combined with demolition cost

Demolition cost:
Up to 10% of sum insured combined with debris removal cost
Other events covered

Accidental loss and damage:
Optional extra

Accidental breakage of glass:

Lightning:

Earthquake:

Storm surge:
Building cover

Buildings and structural improvements:

Building materials:
Up to $1,000

Landscaping:

Gates and fences:
Find out more
More info
More info

See more home insuranceSee less home insurance

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Allianz

Allianz Home & Contents Insurance review

Overall rating 9 / 10

Yes competitive prices and good customer service.

We have used Allianz's Home and Content Insurance for many years now. Any claims we have had have been met satisfactorily and we will insure with Allianz again. The premiums are very competitive and any enquiries we have made with other insurers...

Full review

Value for money 9 / 10

Policy coverage 9 / 10

Customer service 9 / 10

Claims handling 9 / 10

Trust 8 / 10

Less

Margaret, Victoria, reviewed 15 days ago

NRMA

NRMA Home & Contents Insurance review

Overall rating 5 / 10

Good service but service has slipped

Calling NRMA's customer service line to resolve a claim or make a complaint is like entering a pot luck. I would rate the building company handling my claim quite poor as they are very slow.

Value for money 6 / 10

Policy coverage 7 / 10

Customer service 8 / 10

Claims handling 2 / 10

Trust 5 / 10

Ray, New South Wales, reviewed about 2 months ago

Apia

Apia Contents Insurance review

Overall rating 10 / 10

Very understanding, even on the phone

When I made a claim there was no problem what so ever and the staff on the line were very friendly. Until recently they were available 24 hours, but now it's working hours only. I don't mind this. I also have never had any problems when asking them to defer my payments to next week if that happens to be the week I get my pension. Everything is a breeze with them.

Value for money 10 / 10

Policy coverage 10 / 10

Customer service 10 / 10

Claims handling 10 / 10

Trust 10 / 10

Peter, South Australia, reviewed 5 months ago

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