Guide to home insurance

Not to be confused with a PDF, a PDS (product disclosure statement) contains all the vital information you will need to make a decision about a finance product.

While every variant of home and contents insurance provides security for homeowners, there are extra elements to consider when you’re not occupying those four walls yourself. 

When you first move into a rental property, one of the first questions you may ask yourself as a tenant is ‘do I need renters insurance?’ 

There's no doubt about it, home and contents insurance policy writers love their mumbo jumbo. If you're struggling to get your head around some of the home insurance lingo (and really who wouldn't) our jargon buster is here to help.

Whether you’ve built it from scratch or picked it up at an auction, our home is the most expensive thing we own. So the last thing you want is to find out you’ve forgotten to add or misjudged something on your home and contents insurance policy, like underinsurance.  

If you’re like most people, your home is probably not only one of the most expensive things you’ll ever own, but also one of the most important to you. You most likely put a lot of thought into finding the right one and a lot of effort into saving up and choosing a home loan to afford it.

A storm of the century has been tearing through New South Wales, causing widespread flooding across the state and forcing thousands of people to evacuate over the weekend. Right now flood evacuation orders are in place for several towns and suburbs including Brushgrove and Cowper, Moree and Ulmarra as well as areas along the Hawkesbury River including Colo River, Agnes Banks and Freemans Reach.Although the rain has now eased, authorities are urging people to remain vigilant as some rivers have yet to reach their peak levels. In the meantime, the government and the banks have also rolled out a number of financial support measures for households and businesses affected by the floods. Read on for a snapshot of their flood relief packages and details on how to access them. 

Following relentless rain and flooding, the Insurance Council of Australia (ICA) has today declared an insurance catastrophe for parts of New South Wales.

Australia has just come out of the wettest summer in four years, with the third heaviest December rainfall since the Bureau of Meteorology began national records in 1900.

As bushfires continue to burn in Western Australia, the question of fire prevention has once again come to the fore. Although for many it never really went away.