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Need cheap home insurance in Australia? This guide cuts through the complexity, helping you find a policy that’s both affordable and reliable. Whether you're trimming expenses or seeking basic coverage, we provide the insights to help you compare home insurance policies effectively to get the best deal possible.
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Home insurance excess is the amount you pay out-of-pocket whenever you make a claim. It applies whether you have home (building) insurance, contents insurance or a combined policy that covers both.
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A product disclosure statement (PDS) is one of the most important documents you’ll come across when considering home insurance. It’s your single source of truth - everything you need to know about your policy is packed into this document.
Natural disasters like bushfires, floods, cyclones, and hailstorms are a fact of life in Australia, with risks only intensifying as our climate changes. The tricky part? No two home insurance policies define or cover these events quite the same way, and the differences can be more unexpected than you’d think.
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If you own a holiday home, your insurance options fall into two categories: one for renting the property out, and another for personal use only.
Starting life in a new rental often means unpacking boxes, finding the nearest coffee shop, and making the space your own. Insurance might not top your to-do list, but it probably should.
For the last three years, Australia has weathered one natural disaster after another. From the devastating Black Summer bushfires to three years of record-breaking floods, home insurance premiums have skyrocketed to compensate for the surge in claims, as highlighted in the 2022 Mozo insurance report.
Whether you’ve built it from scratch or picked it up at an auction, our home is the most expensive thing we own. So the last thing you want is to find out you’ve forgotten to add or misjudged something on your home and contents insurance policy, like underinsurance.
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If you're one of the thousands dealing with the aftermath of this week's wild weather, the clean-up phase can be a massive job. With the NSW State Emergency Service (SES) responding to over 4,000 incidents, from flooded homes on the South Coast to widespread wind damage across Sydney, your home insurance plays a key role as you pick up the pieces.
Got an investment property? Congratulations! From tax benefits to rental income and offering tenants a great place to live, being a landlord comes with plenty of perks.
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Australians are dealing with another major weather event as insurers respond to damage from Tropical Cyclone Alfred. The Insurance Council of Australia (ICA) has declared it an Insurance Catastrophe, with more than 44,000 claims already lodged across Queensland and New South Wales.
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The Insurance Council of Australia (ICA) is calling for a major investment in flood defences to protect homes and businesses from rising risk, proposing a $30.15 billion Flood Defence Fund (FDF) over 10 years, shared between the Federal and state governments.