Guide to home insurance

Cheap Home Insurance

Cheap Home Insurance

Each year, our Mozo Experts Choice Home Insurance Awards spotlight the best value home insurance policies—meaning the cheapest options relative to similar options.

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Renters insurance

Renters insurance

Starting life in a new rental often means unpacking boxes, finding the nearest coffee shop, and making the space your own. Insurance might not top your to-do list, but it probably should.

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How to file a home insurance claim

How to file a home insurance claim

Home is where the heart is, and ensuring it's protected with the right home insurance is key to peace of mind. When faced with unexpected events like fire, theft or vandalism, knowing how to navigate the claims process is crucial.

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What is underinsurance and how can I avoid it?

What is underinsurance and how can I avoid it?

Imagine a fire breaks out and destroys one of your home’s upstairs bedrooms. The quote to fix it is $50,000 but your insurance says ‘sorry, you’re underinsured. we can only give you $25,000’.

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How is home insurance calculated?

How is home insurance calculated?

Understanding how home insurance premiums are calculated isn't just about peeking behind the curtain. It's about taking an active role in the process and equipping yourself with the knowledge to make smart decisions about your cover.

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Does home insurance cover mould?

Does home insurance cover mould?

Mould is one of the many grey (in some cases green or black) areas of home insurance that, if not taken care of early, can cause irreversible damage to walls and linger beneath your carpet.

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How to prepare your home for El Niño

How to prepare your home for El Niño

For the last three years, Australia has weathered one natural disaster after another. From the devastating Black Summer bushfires to three years of record-breaking floods, home insurance premiums have skyrocketed to compensate for the surge in claims, as highlighted in the 2022 Mozo insurance report.

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Accidental damage insurance: the ultimate guide

Accidental damage insurance: the ultimate guide

Picture a quiet day at home suddenly interrupted by a ball breaking your window - a classic case of playtime gone wrong. This is where accidental damage insurance shines. Unlike standard home and contents insurance, which covers you for things outside of your control, like theft and natural disasters, accidental damage insurance comes to the rescue for everyday mishaps, or dare we say, clumsiness.

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Holiday home insurance

Holiday home insurance

If you own a holiday home, your insurance options fall into two categories: one for renting the property out, and another for personal use only. If it’s just for you, home and contents insurance is what you’re after.

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What's the best home and contents insurance for natural disasters?

What's the best home and contents insurance for natural disasters?

Severe weather has surged home insurance premiums across Australia, from coastal cities to interior bushlands. Mozo's research found that 22% of policyholders have had to reduce their level of coverage to relieve the cost pressure – but this can be a disaster in itself.

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Everything you need to know about product disclosure statements

Everything you need to know about product disclosure statements

Not to be confused with a PDF, a PDS (product disclosure statement) contains all the vital information you will need to make a decision about a finance product.

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Home & Contents Insurance Tips and Traps

Home & Contents Insurance Tips and Traps

Whether you’ve built it from scratch or picked it up at an auction, our home is the most expensive thing we own. So the last thing you want is to find out you’ve forgotten to add or misjudged something on your home and contents insurance policy, like underinsurance.

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Home insurance news

How you could save money with a spring clean of your insurance policies

How you could save money with a spring clean of your insurance policies

Spring is here, and while you’re dusting off the cobwebs of winter, don’t forget one important area that could use a refresh: your insurance policies. Just like the rest of your home, your insurance cover could be in need of a tidy-up. No matter what type of cover you currently own, now’s the perfect time to review, compare, and potentially save on your premiums.

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Compare home insurance and save

Compare home insurance with Mozo to find a better deal.

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