Coles is now offering travel insurance policies to Aussie jetsetters

Adding to its range of car and home insurance, Mozo Experts Choice Award winner Coles is now offering domestic and international travel insurance policies.

After announcing plans to enter the travel insurance scene as far back as 2015, Coles has now made good on that promise, launching two travel insurance options for customers to choose from - Coles International Cover and Coles International Comprehensive Cover.

Backed by insurance provider Cover-More, which has over 30 years experience in the travel insurance market, the Coles policy covers all the usual benefits you’d expect from a travel insurance policy, including overseas medical and dental, amendment or cancellation, luggage and personal property, and personal liability.

But a little red travel insurance quote is available to a select group of travellers - only those booking flights through flybuys travel are able to purchase Coles travel insurance policies.

According to Mozo Data Manager Peter Marshall if you’re booking through flybuys travel anyway, it’s definitely worth checking out the policy on offer from Coles. However he cautioned that travellers should also take the time to compare travel insurance policies from a range of insurance providers, to find the best value and the best fit for their holiday.

“As with any insurance policy, it’s important to keep an eye on what’s included and excluded, and what limits apply to each benefit of the policy. Each trip and each traveller is different, so it’s up to you to decide whether or not a policy is right for your needs,” said Marshall.

Coles new policy also has an age limit of 70 and doesn’t cover pre-existing medical conditions, so seniors heading off on holiday should proceed with caution.

Coles home insurance policies took out two Mozo Experts Choice Awards this year, one for Low Cost Contents insurance, and one for Building Insurance policies.

Mozo’s top travel insurance tips

  • • Know the exclusions. Just about any travel insurance policy will have a set of general exclusions that apply to all travellers.  This includes things like accidents while you’re drunk, illegal activity or certain adventure sports. Sometimes, knowing what’s not covered is just as important as knowing what is.
  • • Double check pregnancy cover. Travelling while pregnant? Getting appropriate travel insurance cover can be tricky, as many policies impose strict limits or don’t offer cover for pregnancy at all. So it’s important to know exactly what you’re covered for and find a policy that meets your needs.
  • • Pay attention to age limits. For older travellers, checking age restrictions is key to travelling with a good insurance policy. Usually, the age limit applies to the age you are when you buy a policy - so if you have a birthday while you’re away and go over the age limit, you should still be covered, in most cases.
  • • Compare your options. Finding the right travel insurance is as important as booking the right holiday - you want something that suits you to a tee. To make it easier to compare a tonne of policies, you can head over to our travel insurance comparison tool.

^See information about the Mozo Experts Choice Credit Card Awards

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