Rabobank savings accounts

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Rabobank is a provider with a focus on the agricultural sector, serving Australia’s farming community and agribusiness. With Rabobank, savers have access to several banking products and savings account products.

Among its products are a High Interest Savings Account, a Premium Saver and a 90 Day Notice Saver. Each of these has its own interest rate terms, benefits and features which should be considered before deciding.

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Last updated 18 January 2026 Important disclosures

  • High Interest Savings Account

    Maximum rate
    5.10 % p.a.
    (for $0 to $250,001)
    Bonus rate for the first 4 months from account opening
    Standard rate
    3.45 % p.a.
    (for $0 to $250,001)
    No Partner link

  • PremiumSaver

    Maximum rate
    4.65 % p.a.
    (for $0 to $250,001)
    Increase balance by $200 by the end of each month
    Standard rate
    0.60 % p.a.
    (for $0 and over)
    No Partner link

  • SMSF High Interest Savings Account

    Maximum rate
    4.35 % p.a.
    (for $0 to $250,001)
    Introductory bonus rate for 4 months from account opening
    Standard rate
    2.90 % p.a.
    (for $0 to $250,001)
    No Partner link

  • 90 Day Notice Saver

    Maximum rate
    3.95 % p.a.
    (for $0 to $250,001)
    90 days notice required for withdrawals
    Standard rate
    0.00 % p.a.
    (for $0 and over)
    No Partner link

  • 60 Day Notice Saver

    Maximum rate
    3.90 % p.a.
    (for $0 to $250,001)
    60 days notice required for withdrawals
    Standard rate
    0.00 % p.a.
    (for $0 and over)
    No Partner link

  • SMSF PremiumSaver

    Maximum rate
    3.85 % p.a.
    (for $0 to $250,001)
    Increase balance by $200 by the end of each month
    Standard rate
    0.50 % p.a.
    (for $0 and over)
    No Partner link

  • 31 Day Notice Saver

    Maximum rate
    3.85 % p.a.
    (for $0 to $250,001)
    31 days notice required for withdrawals
    Standard rate
    0.00 % p.a.
    (for $0 and over)
    No Partner link

  • SMSF 90 Day Notice Saver

    Maximum rate
    3.45 % p.a.
    (for $0 to $250,001)
    90 days notice required for withdrawals
    Standard rate
    0.00 % p.a.
    (for $0 and over)
    No Partner link

  • SMSF 60 Day Notice Saver

    Maximum rate
    3.35 % p.a.
    (for $0 to $250,001)
    60 days notice required for withdrawals
    Standard rate
    0.00 % p.a.
    (for $0 and over)
    No Partner link

  • SMSF 31 Day Notice Saver

    Maximum rate
    3.25 % p.a.
    (for $0 to $250,001)
    31 days notice required for withdrawals
    Standard rate
    0.00 % p.a.
    (for $0 and over)
    No Partner link

FAQs

Is Rabobank safe?

Rabobank is an Authorised Deposit-taking Institution (ADI) in Australia. As such, deposits up to $250,000 are protected by the Australian Government's Financial Claims Scheme, providing a high level of security for your savings.

Are there any fees associated with the Rabobank High Interest Savings Account?

High-interest savings accounts usually have minimal to no monthly fees and Rabobank is no exception. 

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