7.4 / 10

based on 110 reviews as rated by Mozo community

G&C Mutual Bank car loans

Operating for over 55 years, G&C Mutual Bank is owned by its members, which means they pass profits back to customers in the form of competitive interest rates on its products and deliver superior financial solutions to consumers. G&C Mutual Bank offers a full suite of financial solutions including home loans, investment loans, personal loans and credit cards to its members. It also has everyday banking products such as savings accounts and transaction accounts that can help with short and long term savings goals.

G&C Mutual Bank offers the following car loans

Rates and fees verified as correct at 05 December, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
Fair Rate Personal Loan - AA Rated Borrowers (Variable, Secured)

5.99% p.a.to 16.99% p.a.

6.20% p.a.to 17.22% p.a.based on $30,000
over 5 years

$150

Fair Rate Personal Loan - AA Rated Borrowers (Variable, Unsecured)

5.99% p.a.to 16.99% p.a.

6.20% p.a.to 17.22% p.a.based on $30,000
over 5 years

$150

Fixed Rate Car Loan (Fixed, Secured)

5.99% p.a.

6.25% p.a.based on $30,000
over 5 years

$190

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

How are G&C Mutual Bank car loans rated?

Mozo users have rated G&C Mutual Bank car loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of car-loans
G&C Mutual Bank car loans
Overall
7.4/10
Price
Features
Customer service
Convenience
Trust

5 Reviews

Recent G&C Mutual Bank car loan reviews

G&C Mutual Bank Car Loan review
Overall 8/10
Friendly and helpful

I have been with them for 15 years and I trust them.

Read full review

I have been with them for 15 years and I trust them.

Price
5/10
Features
2/10
Customer service
7/10
Convenience
8/10
Trust
8/10
Less
Larry, New South Wales reviewed over 5 years ago
G&C Mutual Bank Car Loan review
Overall 10/10
Easy process, simple and comfortable.

I have been with SGECU for some 20 odd years. I have a regular payment from my wages. I have used thier credit/loans facillity many times. The application process is easy and comfortable. The rest is no problem at all.

Read full review

I have been with SGECU for some 20 odd years. I have a regular payment from my wages. I have used thier credit/loans facillity many times. The application process is easy and comfortable. The rest is no problem at all.

Price
9/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Mozo community reviewer, New South Wales reviewed about 7 years ago
G&C Mutual Bank Car Loan review
Overall 5/10

The interest is way too high at 17% and it has been difficult to get down the payments to where I am starting to pay off the actual loan.

Read full review

The interest is way too high at 17% and it has been difficult to get down the payments to where I am starting to pay off the actual loan.

Price
0/10
Features
3/10
Customer service
4/10
Convenience
9/10
Trust
7/10
Less
Louise, New South Wales reviewed over 10 years ago
G&C Mutual Bank Car Loan review
Overall 7/10

They have been lending me money for a few years, but there have always been communication problems as regards me sending them paperwork etc. They also charged me for having an inactive card, even though they know they just lend me money and I don't have a day to day transaction account!

Read full review

They have been lending me money for a few years, but there have always been communication problems as regards me sending them paperwork etc. They also charged me for having an inactive card, even though they know they just lend me money and I don't have a day to day transaction account!

Price
7/10
Features
2/10
Customer service
6/10
Convenience
4/10
Trust
5/10
Less
Margaret, New South Wales reviewed over 10 years ago

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