G&C Mutual Bank home loans

4.2
Based on 8 G&C Mutual Bank home loan product reviews.
Fact Checked

Customer-owned and operating since 1959, G&C Mutual Bank provides a range of home loans, personal loans, savings accounts, credit cards and more. Because there are no external shareholders, G&C is able to direct its profits into creating a better experience for its customers. That means the home loans on offer are designed to make the road to home ownership as smooth as possible. 

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Last updated 4 December 2024 Important disclosures and comparison rate warning*

G&C Mutual Bank home loans

  • 3 Year Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.70 % p.a.
    Fixed 3 years
    Comparison rate
    5.76 % p.a.
    Initial monthly repayment
    $2,902
    Link not supplied

  • 2 Year Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.75 % p.a.
    Fixed 2 years
    Comparison rate
    5.81 % p.a.
    Initial monthly repayment
    $2,918
    Link not supplied

  • 1 Year Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.85 % p.a.
    Fixed 1 year
    Comparison rate
    5.91 % p.a.
    Initial monthly repayment
    $2,950
    Link not supplied

  • Essential Worker Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.95 % p.a.
    Variable
    Comparison rate
    5.98 % p.a.
    Initial monthly repayment
    $2,982
    Link not supplied

  • 3 Year Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    5.95 % p.a.
    Fixed 3 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    Link not supplied

  • 4 Year Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.95 % p.a.
    Fixed 4 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    Link not supplied

  • 5 Year Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.95 % p.a.
    Fixed 5 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    Link not supplied

  • 2 Year Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    5.95 % p.a.
    Fixed 2 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    Link not supplied

  • First Home Buyer Loan Special

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    6.02 % p.a.
    Initial monthly repayment
    $2,995
    Link not supplied

  • Momentum Home Loan Special Offer

    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    • Refinance Only
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    6.02 % p.a.
    Initial monthly repayment
    $2,995
    Link not supplied

  • 1 Year Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    6.05 % p.a.
    Fixed 1 year
    Comparison rate
    6.11 % p.a.
    Initial monthly repayment
    $3,014
    Link not supplied

  • 4 Year Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    6.15 % p.a.
    Fixed 4 years
    Comparison rate
    6.21 % p.a.
    Initial monthly repayment
    $3,046
    Link not supplied

  • 5 Year Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    6.15 % p.a.
    Fixed 5 years
    Comparison rate
    6.21 % p.a.
    Initial monthly repayment
    $3,046
    Link not supplied

  • Momentum Home Loan Special Offer

    • Investor
    • LVR <60%
    • Refinance Only
    Interest rate
    6.30 % p.a.
    Variable
    Comparison rate
    6.33 % p.a.
    Initial monthly repayment
    $3,095
    Link not supplied

  • Choice Home Loan

    • Owner Occupier
    Interest rate
    6.74 % p.a.
    Variable
    Comparison rate
    6.77 % p.a.
    Initial monthly repayment
    $3,240
    Link not supplied

  • Choice Home Loan

    • Owner Occupier
    • with Offset
    Interest rate
    6.84 % p.a.
    Variable
    Comparison rate
    6.87 % p.a.
    Initial monthly repayment
    $3,273
    Link not supplied

  • Choice Home Loan

    • Investor
    Interest rate
    7.04 % p.a.
    Variable
    Comparison rate
    7.07 % p.a.
    Initial monthly repayment
    $3,340
    Link not supplied

  • Choice Home Loan

    • Investor
    • with Offset
    Interest rate
    7.14 % p.a.
    Variable
    Comparison rate
    7.17 % p.a.
    Initial monthly repayment
    $3,374
    Link not supplied

  • Standard Variable

    • Owner Occupier
    • Principal & Interest
    Interest rate
    8.75 % p.a.
    Variable
    Comparison rate
    8.82 % p.a.
    Initial monthly repayment
    $3,934
    Link not supplied

  • Standard Variable

    • Investment
    • Principal & Interest
    Interest rate
    9.21 % p.a.
    Variable
    Comparison rate
    9.28 % p.a.
    Initial monthly repayment
    $4,099
    Link not supplied

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G&C Mutual Bank home loan ratings

Overall customer rating for G&C Mutual Bank home loans

4.2
Based on 8 product reviews.

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G&C Mutual Bank products

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* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

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