G&C Mutual Bank home loans

4.2
Based on 8 G&C Mutual Bank home loan product reviews.
Fact Checked

Customer-owned and operating since 1959, G&C Mutual Bank provides a range of home loans, personal loans, savings accounts, credit cards and more. Because there are no external shareholders, G&C is able to direct its profits into creating a better experience for its customers. That means the home loans on offer are designed to make the road to home ownership as smooth as possible. 

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more home loans here.
Last updated 10 November 2024 Important disclosures and comparison rate warning*

G&C Mutual Bank home loans

  • 3 Year Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.70 % p.a.
    Fixed 3 years
    Comparison rate
    5.76 % p.a.
    Initial monthly repayment
    $2,902
    Link not supplied

  • 2 Year Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.75 % p.a.
    Fixed 2 years
    Comparison rate
    5.81 % p.a.
    Initial monthly repayment
    $2,918
    Link not supplied

  • 1 Year Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.85 % p.a.
    Fixed 1 year
    Comparison rate
    5.91 % p.a.
    Initial monthly repayment
    $2,950
    Link not supplied

  • Essential Worker Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.95 % p.a.
    Variable
    Comparison rate
    5.98 % p.a.
    Initial monthly repayment
    $2,982
    Link not supplied

  • 3 Year Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    5.95 % p.a.
    Fixed 3 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    Link not supplied

  • 4 Year Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.95 % p.a.
    Fixed 4 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    Link not supplied

  • 5 Year Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.95 % p.a.
    Fixed 5 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    Link not supplied

  • 2 Year Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    5.95 % p.a.
    Fixed 2 years
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,982
    Link not supplied

  • 1 Year Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    6.05 % p.a.
    Fixed 1 year
    Comparison rate
    6.11 % p.a.
    Initial monthly repayment
    $3,014
    Link not supplied

  • 4 Year Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    6.15 % p.a.
    Fixed 4 years
    Comparison rate
    6.21 % p.a.
    Initial monthly repayment
    $3,046
    Link not supplied

  • 5 Year Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    6.15 % p.a.
    Fixed 5 years
    Comparison rate
    6.21 % p.a.
    Initial monthly repayment
    $3,046
    Link not supplied

  • Momentum Home Loan Special Offer

    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    • Refinance Only
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.27 % p.a.
    Initial monthly repayment
    $3,075
    Link not supplied

  • First Home Buyer Loan Special

    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.64 % p.a.
    Variable
    Comparison rate
    6.67 % p.a.
    Initial monthly repayment
    $3,207
    Link not supplied

  • Momentum Home Loan Special Offer

    • Investor
    • LVR <60%
    • Refinance Only
    Interest rate
    6.64 % p.a.
    Variable
    Comparison rate
    6.67 % p.a.
    Initial monthly repayment
    $3,207
    Link not supplied

  • Choice Home Loan

    • Owner Occupier
    Interest rate
    6.74 % p.a.
    Variable
    Comparison rate
    6.77 % p.a.
    Initial monthly repayment
    $3,240
    Link not supplied

  • Choice Home Loan

    • Owner Occupier
    • with Offset
    Interest rate
    6.84 % p.a.
    Variable
    Comparison rate
    6.87 % p.a.
    Initial monthly repayment
    $3,273
    Link not supplied

  • Choice Home Loan

    • Investor
    Interest rate
    7.04 % p.a.
    Variable
    Comparison rate
    7.07 % p.a.
    Initial monthly repayment
    $3,340
    Link not supplied

  • Choice Home Loan

    • Investor
    • with Offset
    Interest rate
    7.14 % p.a.
    Variable
    Comparison rate
    7.17 % p.a.
    Initial monthly repayment
    $3,374
    Link not supplied

  • Standard Variable

    • Owner Occupier
    • Principal & Interest
    Interest rate
    8.75 % p.a.
    Variable
    Comparison rate
    8.82 % p.a.
    Initial monthly repayment
    $3,934
    Link not supplied

  • Standard Variable

    • Investment
    • Principal & Interest
    Interest rate
    9.21 % p.a.
    Variable
    Comparison rate
    9.28 % p.a.
    Initial monthly repayment
    $4,099
    Link not supplied

image of houses

Need help with your Home Loan?

Whether you're looking to purchase a new home or refinance your existing loan, our friends at Lendi can help! Lendi’s expert advice is completely free of charge. Book an appointment and enter the draw to win $30K.

Learn more

Sign up for rate alerts and news.

G&C Mutual Bank home loan ratings

Overall customer rating for G&C Mutual Bank home loans

4.2
Based on 8 product reviews.

Customer reviews

No one has rated G&C Mutual Bank home loans in the past 24 months - be the first!

  Write a review

G&C Mutual Bank products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.