| Product | Interest rate from | Comparison rate from | Upfront fee |
|---|---|---|---|
| EV New Car Loan (Fixed) |
6.69% p.a.to 7.99% p.a. |
7.24% p.a.to 8.55% p.a.based on $30,000 |
$249.00 |
| New Car Loan (Fixed) |
7.19% p.a.to 8.49% p.a. |
7.75% p.a.to 9.05% p.a.based on $30,000 |
$249.00 |
| Personal Loan (Unsecured, Fixed, Average Credit) |
14.99% p.a.to 17.99% p.a. |
17.22% p.a.to 20.75% p.a.based on $10,000 |
$595.00 |
| Personal Loan (Unsecured, Fixed, Below Average Credit) |
19.99% p.a.to 24.09% p.a. |
21.76% p.a.to 26.28% p.a.based on $10,000 |
$595.00 |
| Personal Loan (Unsecured, Fixed, Excellent Credit) |
7.99% p.a.to 8.99% p.a. |
7.99% p.a.to 10.65% p.a.based on $10,000 |
$295.00 |
| Personal Loan (Unsecured, Fixed, Exceptional Credit) |
6.57% p.a. |
6.57% p.a.based on $10,000 |
$295.00 |
| Personal Loan (Unsecured, Fixed, Good Credit) |
12.49% p.a.to 14.99% p.a. |
15.20% p.a.to 16.71% p.a.based on $10,000 |
$595.00 |
| Personal Loan (Unsecured, Fixed, Very Good Credit) |
9.99% p.a.to 12.79% p.a. |
11.66% p.a.to 14.49% p.a.based on $10,000 |
$595.00 |
| Personal Loan (Unsecured, Variable, Average Credit) |
14.99% p.a.to 17.99% p.a. |
16.71% p.a.to 20.75% p.a.based on $10,000 |
$595.00 |
| Personal Loan (Unsecured, Variable, Below Average Credit) |
19.99% p.a.to 24.09% p.a. |
21.76% p.a.to 26.28% p.a.based on $10,000 |
$595.00 |
| Personal Loan (Unsecured, Variable, Excellent Credit) |
7.99% p.a.to 8.99% p.a. |
7.99% p.a.to 10.65% p.a.based on $10,000 |
$295.00 |
| Personal Loan (Unsecured, Variable, Exceptional Credit) |
6.57% p.a. |
6.57% p.a.based on $10,000 |
$295.00 |
| Personal Loan (Unsecured, Variable, Good Credit) |
12.49% p.a.to 14.99% p.a. |
14.19% p.a.to 16.71% p.a.based on $10,000 |
$595.00 |
| Personal Loan (Unsecured, Variable, Very Good Credit) |
9.99% p.a.to 12.79% p.a. |
11.66% p.a.to 14.49% p.a.based on $10,000 |
$595.00 |
| Refinance Car Loan (Fixed, up to 7 years old) |
7.19% p.a.to 12.99% p.a. |
7.54% p.a.to 13.58% p.a.based on $30,000 |
$249.00 |
| Used Car Loan (Fixed, up to 7 years old) |
8.99% p.a.to 12.99% p.a. |
9.90% p.a.to 13.92% p.a.based on $30,000 |
$249.00 |
It’s simply an interest rate you can count on staying as it is while you repay your loan, meaning you’ll know what loan repayments will look like when you first borrow the money. Plenti offer variable and fixed rate car loans.
Unsecured loan means you don’t need to include your car into the loan contract as collateral. Sometimes, lenders will require security in return for a lower rate, so they can repossess it if the customer cannot commit to the loan financially.
Yes. In fact, you can buy any set of wheels you like with Plenti, as there’s no security requirement.
Up to $35k, a half decent sum to buy your ride to work. If you want to purchase a pricey set of wheels, visit our car loans hub where some loans listed can exceed $100k.
Penti only issues monthly loan bills to customers.
Plenti has a range of car loan terms from 6 months to 5 years.
Sure can, and additional loan repayments are fee-free too! Just keep in mind there is no redraw facility.
Unlike some fixed rate loans in the market where penalties kick in for early loan payouts, Plenti doesn’t have break costs attached to its loans at all.
The application with Plenti involves filling out an online form in under 10 minutes. You’ll need to be credit-worthy though, plus not have faced bankruptcy in the past 7 years. Details to provide when you apply include...
Once you’ve sent your details through, the turnaround is quick. Plenti may even tell you the outcome in a matter of minutes. Before you know it, you’ll be ready to buy that shiny new or used car!
Mozo users have rated Plenti car loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
3 Reviews
Additional costs galore. They are the most expensive option for refinance. I definitely would not recommend. Their payout letters are deceptive - their payout figures are not inclusive of all costs.
Read full reviewAdditional costs galore. They are the most expensive option for refinance. I definitely would not recommend. Their payout letters are deceptive - their payout figures are not inclusive of all costs.
My car loan is through Plenti at 40 I had never had a car loan and no credit rating and the took me on with a great rate, over 7 years and no early exit fee if I pay it off sooner and leave early. The staff were lovely, helpful through the process and great follow up.
Read full reviewMy car loan is through Plenti at 40 I had never had a car loan and no credit rating and the took me on with a great rate, over 7 years and no early exit fee if I pay it off sooner and leave early. The staff were lovely, helpful through the process and great follow up.
Cheaper loan rate if you have excellent credit rating.
Read full reviewCheaper loan rate if you have excellent credit rating.