Plenti car loans

3.4
Based on 3 Plenti car loan product reviews.
Fact Checked

Are you thinking of financing your next set of wheels with Plenti? 

Plenti is an ASX-listed, fintech lender that launched in 2014. By leveraging its smart technology, Plenti aims to deliver better customer experiences and provide Australians with an alternative to traditional lenders. Plenti is part of the Plenti Group and is regulated by ASIC.

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Last updated 13 December 2024 Important disclosures and comparison rate warning*

Plenti car loans

  • Personal Loan

    • Unsecured, Variable, Exceptional Credit
    Interest rate from
    6.57 % p.a.
    Comparison rate from
    6.57 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $345.00
    No Partner link

  • New Car Loan

    • Fixed
    Interest rate from
    7.19 % p.a.
    to
    10.99 % p.a.
    Comparison rate from
    7.82 % p.a.
    to
    13.65 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $249.00
    No Partner link

  • Used Car Loan

    • Fixed, up to 7 years old
    Interest rate from
    8.99 % p.a.
    to
    12.99 % p.a.
    Comparison rate from
    9.90 % p.a.
    to
    14.72 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $249.00
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Very Good Credit
    Interest rate from
    8.99 % p.a.
    to
    12.49 % p.a.
    Comparison rate from
    12.79 % p.a.
    to
    13.29 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $595.00
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Good Credit
    Interest rate from
    12.99 % p.a.
    to
    14.99 % p.a.
    Comparison rate from
    15.81 % p.a.
    to
    15.81 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $575.00
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Good Credit
    Interest rate from
    12.99 % p.a.
    to
    14.99 % p.a.
    Comparison rate from
    15.81 % p.a.
    to
    15.81 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $575.00
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Very Good Credit
    Interest rate from
    9.99 % p.a.
    to
    12.49 % p.a.
    Comparison rate from
    13.29 % p.a.
    to
    13.29 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $595.00
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Exceptional Credit
    Interest rate from
    6.57 % p.a.
    Comparison rate from
    6.57 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $345.00
    No Partner link

  • Refinance Car Loan

    • Fixed, up to 7 years old
    Interest rate from
    7.19 % p.a.
    to
    11.99 % p.a.
    Comparison rate from
    7.82 % p.a.
    to
    12.65 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $249.00
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Excellent Credit
    Interest rate from
    7.99 % p.a.
    to
    8.99 % p.a.
    Comparison rate from
    8.76 % p.a.
    to
    10.65 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $595.00
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Average Credit
    Interest rate from
    15.49 % p.a.
    to
    18.99 % p.a.
    Comparison rate from
    19.84 % p.a.
    to
    19.84 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $545.00
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Below Average Credit
    Interest rate from
    19.99 % p.a.
    to
    24.09 % p.a.
    Comparison rate from
    24.99 % p.a.
    to
    24.99 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $545.00
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Excellent Credit
    Interest rate from
    7.99 % p.a.
    to
    8.99 % p.a.
    Comparison rate from
    9.76 % p.a.
    to
    9.76 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $595.00
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Average Credit
    Interest rate from
    15.49 % p.a.
    to
    18.99 % p.a.
    Comparison rate from
    19.84 % p.a.
    to
    19.84 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $545.00
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Below Average Credit
    Interest rate from
    19.99 % p.a.
    to
    24.09 % p.a.
    Comparison rate from
    24.99 % p.a.
    to
    24.99 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $545.00
    No Partner link

  • EV New Car Loan

    • Fixed
    Interest rate from
    6.69 % p.a.
    to
    7.99 % p.a.
    Comparison rate from
    7.24 % p.a.
    to
    8.55 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $249.00
    No Partner link

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Plenti car loan ratings

Overall customer rating for Plenti car loans

3.4
Based on 3 product reviews.

Customer reviews

Important disclosures

Plenti products

Car loan quick links


* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.