| Product | Interest rate from | Comparison rate from | Upfront fee |
|---|---|---|---|
| EV New Car Loan (Fixed) |
6.69% p.a.to 7.99% p.a. |
7.24% p.a.to 8.55% p.a.based on $30,000 |
$249.00 |
| New Car Loan (Fixed) |
7.19% p.a.to 10.99% p.a. |
7.82% p.a.to 13.65% p.a.based on $30,000 |
$249.00 |
| Personal Loan (Unsecured, Fixed, Average Credit) |
15.49% p.a.to 18.99% p.a. |
19.84% p.a.to 19.84% p.a.based on $30,000 |
$545.00 |
| Personal Loan (Unsecured, Fixed, Below Average Credit) |
19.99% p.a.to 24.09% p.a. |
24.99% p.a.to 24.99% p.a.based on $30,000 |
$545.00 |
| Personal Loan (Unsecured, Fixed, Excellent Credit) |
7.99% p.a.to 8.99% p.a. |
9.76% p.a.to 9.76% p.a.based on $30,000 |
$595.00 |
| Personal Loan (Unsecured, Fixed, Exceptional Credit) |
6.57% p.a. |
6.57% p.a.based on $30,000 |
$345.00 |
| Personal Loan (Unsecured, Fixed, Good Credit) |
12.99% p.a.to 14.99% p.a. |
15.81% p.a.to 15.81% p.a.based on $30,000 |
$575.00 |
| Personal Loan (Unsecured, Fixed, Very Good Credit) |
9.99% p.a.to 12.49% p.a. |
13.29% p.a.to 13.29% p.a.based on $30,000 |
$595.00 |
| Personal Loan (Unsecured, Variable, Average Credit) |
15.49% p.a.to 18.99% p.a. |
19.84% p.a.to 19.84% p.a.based on $30,000 |
$545.00 |
| Personal Loan (Unsecured, Variable, Below Average Credit) |
19.99% p.a.to 24.09% p.a. |
24.99% p.a.to 24.99% p.a.based on $30,000 |
$545.00 |
| Personal Loan (Unsecured, Variable, Excellent Credit) |
7.99% p.a.to 8.99% p.a. |
8.76% p.a.to 10.65% p.a.based on $30,000 |
$595.00 |
| Personal Loan (Unsecured, Variable, Exceptional Credit) |
6.57% p.a. |
6.57% p.a.based on $30,000 |
$345.00 |
| Personal Loan (Unsecured, Variable, Good Credit) |
12.99% p.a.to 14.99% p.a. |
15.81% p.a.to 15.81% p.a.based on $30,000 |
$575.00 |
| Personal Loan (Unsecured, Variable, Very Good Credit) |
8.99% p.a.to 12.49% p.a. |
12.79% p.a.to 13.29% p.a.based on $30,000 |
$595.00 |
| Refinance Car Loan (Fixed, up to 7 years old) |
7.19% p.a.to 11.99% p.a. |
7.82% p.a.to 12.65% p.a.based on $30,000 |
$249.00 |
| Used Car Loan (Fixed, up to 7 years old) |
8.99% p.a.to 12.99% p.a. |
9.90% p.a.to 14.72% p.a.based on $30,000 |
$249.00 |
Fixed Rate Personal Loan:
Plenti offers an unsecured fixed-rate personal loan, meaning the rate stays as is through the loan term, and you don't secure it to an asset like a car. This personal loan could work for you if you have a strict budget and could do without an unfavourable rate change. Depending on your financial circumstances, you can borrow up to $35,000. During the application process, Plenti will decide on an appropriate loan term for you, which can vary between six months to five years. Unlike many other loans, the Plenti personal loan doesn't have monthly fees attached, so you only have to budget for those monthly repayments plus the fixed interest rate. Another positive is you can top up your repayments and pay it all off early at no extra cost.
If you want to apply for a Plenti personal loan, all you need to do is head over to their website to get a "RateEstimate", which is essentially a quote for the loan amount you are eligible for, including an initial start-up fee and interest rate. What you are quoted will depend on your credit history, and there is no obligation to proceed when you're given this information.
Once you are satisfied with your RateEstimate, you can continue the online application, and you'll be almost there. Plenti will get back to you within 24 hours to let you know if the loan has been approved. If you get the green light, the money will be transferred into your account one day later.
Mozo users have rated Plenti personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
3/4 way through the application I read the terms and conditions, front to back. It's chocka with hidden additional and potential real and incomprehensible charges. So I terminated the application. The real problem is Mozo who actually recommend this defective product and are obviously complicit in this.
Read full review3/4 way through the application I read the terms and conditions, front to back. It's chocka with hidden additional and potential real and incomprehensible charges. So I terminated the application. The real problem is Mozo who actually recommend this defective product and are obviously complicit in this.
1 star is too much for this review - it entices you to apply for the "Congratulations you have been pre-approved for a top up". I have been a good paying customer on time every time. You brag yourself about being fair. Now tell me, what is fair about offering a top-up and then decline? My credit score is good, no missed payments. I only needed a top-up for the holiday season we call Christmas!. YOU DO NOT VALUE LOYAL CUSTOMER!
Read full review1 star is too much for this review - it entices you to apply for the "Congratulations you have been pre-approved for a top up". I have been a good paying customer on time every time. You brag yourself about being fair. Now tell me, what is fair about offering a top-up and then decline? My credit score is good, no missed payments. I only needed a top-up for the holiday season we call Christmas!. YOU DO NOT VALUE LOYAL CUSTOMER!
Note - I am an investor under the platform and not a borrower but didn’t have the option above. I was pretty happy with Plenti service it was easy to get money into and to lend everything was straight forward that was until I tried to get money out!! I withdrew over a week ago and I have called them several times regarding this, this money was for a deposit on a home loan!! Lucky I have other funds I can access in the mean time but this is not ok!! I still haven’t received my funds?
Read full reviewNote - I am an investor under the platform and not a borrower but didn’t have the option above. I was pretty happy with Plenti service it was easy to get money into and to lend everything was straight forward that was until I tried to get money out!! I withdrew over a week ago and I have called them several times regarding this, this money was for a deposit on a home loan!! Lucky I have other funds I can access in the mean time but this is not ok!! I still haven’t received my funds?
Get you in with a pretend interest saying it's 8.99% when in reality it’s 16.99%.
Read full reviewGet you in with a pretend interest saying it's 8.99% when in reality it’s 16.99%.