Feast your eyes on Amex’s new Essential Credit Card offer

Ceyda Erem

30 Jan 2019

Amex new offer content

A 2018 Mozo Experts Choice Award winner, with no annual fee and a low 14.99% purchase rate, you might think the American Express Essential Credit Card couldn’t get any better.

Actually it can.

From tomorrow, Amex are giving new cardholders the chance to receive a $50 Dining Credit if they spend $50 or more in one or more transaction using Deliveroo or with the Rockpool Dining Group in the first month.

“For Aussies that are fans of the participating restaurants this could be their dream plastic perk,” said Mozo Director, Kirsty Lamont.

“And with a great rewards program and two Mozo Experts Choice Award wins under its belt, it’s not hard to see why the American Express Essential Credit Card makes for a top pick.”

RELATED: Looking to blast away credit card debt with a balance transfer? This is how the January 1 changes could affect you

But while the idea of gift cards, cash back and airport lounge access could sound tempting, many Aussies may still question the true value of owning a rewards credit card.

According to the Mozo database, the average return for a rewards credit card on a $20,000 yearly spend is $50.

However, the American Express Essential Credit Card had a return value of a $196.

RELATED: Essential travel money plastic to pack for your holiday abroad

“Finding a rewards card that not only delivers on features but actually offers a decent return can be tricky, but the Amex Essentials Credit Card offers do just that,” said Lamont.

“And the fact that there’s no annual fee makes it easy on the wallet too.”

So if you’d like to take advantage of the new American Express Essential Credit Card offer, be quick, because this offer is only available till 31 March, 2019.  

And if you’d like to compare more plastic options, check out the offers down below or head on over to our rewards card comparison tool.

4 credit card offers

Rates updated daily. Advertiser disclosure.

  • Apply By 30 June 2021

    Bendigo Bank Low Rate Credit Card

    0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

    11.99% p.a.

    $45

    0% p.a. balance transfer for 24 months (Reverts to 11.99% p.a). Low annual fee of $45 and no fees for additional cardholders.

    • 11.99% p.a.

    • -

    • 0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

    • 13.99% p.a.

    • 55

    • 3.00%

    • $45

    • $15.00

    • 0.50%, Min $3.25

    Read our Mozo Review to learn more about the Low Rate Credit Card

    Details Close

  • Bankwest Breeze Mastercard

    0% p.a. for 15 months and then 9.90% p.a.

    0% p.a. for 15 months then 9.90% p.a.

    $49 $0 in the first year

    Enjoy 0% p.a on balance transfers for 15 months then 9.90% thereafter. No annual fee for the first year. Limited time only. Other fees, T&Cs apply. New Breeze Mastercard customers only.

    • 0% p.a. for 15 months then 9.90% p.a.

    • 0% p.a. for 15 months

    • 0% p.a. for 15 months and then 9.90% p.a.

    • 21.99% p.a.

    • 55

    • 0.0

    • 2.95%

    • $49 $0 in the first year

    • $25.00

    • 2%, Min $4.00

    Read our Mozo Review to learn more about the Breeze Mastercard

    Details Close

  • Apply By 07 September 2021

    Westpac Low Rate

    0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

    13.74% p.a.

    $59 $0 in the first year

    Enjoy a super low rate of 13.74% with 55 days interest free plus 0% balance transfer for up to 28 months at 1% BT fee. No annual card fee for the first year, $59 thereafter.

    • 13.74% p.a.

    • -

    • 0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

    • 21.49% p.a.

    • 55

    • 0.0

    • 3.00%

    • $59 $0 in the first year

    • $15.00

    • 2%, Min $2.50, Max $150

    Read our Mozo Review to learn more about the Low Rate

    Details Close

  • Apply By 31 May 2021

    Citi Simplicity

    0% p.a. for 6 months and then 22.24% p.a.

    0% p.a. for 6 months then 21.49% p.a.

    $0

    There is no annual fee ever, you'll get up to 55 days interest free, free wine when you dine with the Citi Dining Program and the convenience of worldwide acceptance with Visa and Visa payWave. Plus for the first 6 months you'll enjoy 0% on balance transfers.

    • 0% p.a. for 6 months then 21.49% p.a.

    • 0% p.a. for 6 months

    • 0% p.a. for 6 months and then 22.24% p.a.

    • 22.24% p.a.

    • 55

    • 3.40%

    • $0

    • $0.00

    • 3.5%, min $3.50

    Read our Mozo Review to learn more about the Simplicity

    Details Close

^See information about the Mozo Experts Choice Credit cards Awards