Huddle home insurance customer reviews and comparisons for 2024

Huddle home insurance

Basic Building Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
Link not supplied
Details Close

Underinsurance protection

No

Monthly payments cost extra

yes

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

New for old

Yes

General contents

No

Cash

No

Cd dvd and electronic files

No

Computer software hardware

No

Camera and accessories

No

Carpets

No

Antiques and valuables

No

Jewellery

No

Replacement of documents

No

Tools of trade

No

Contents while moving

No

Lock replacement

Up to $750

Temporary accommodation

Up to 12 months, up to 10% of home sum insured

Debris removal

Up to 10% of sum insured combined with demolition cost

Demolition cost

Up to 10% of sum insured combined with debris removal cost

Accidental loss and damage

No

Accidental breakage of glass

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Buildings and structural improvements

Yes

Building materials

No

Landscaping

Up to $750

Gates and fences

Yes
Everyday Comprehensive Building Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
Link not supplied
Details Close

Underinsurance protection

No

Monthly payments cost extra

yes

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

New for old

Yes

General contents

No

Cash

No

Cd dvd and electronic files

No

Computer software hardware

No

Camera and accessories

No

Carpets

No

Antiques and valuables

No

Jewellery

No

Replacement of documents

No

Tools of trade

No

Contents while moving

No

Lock replacement

Up to $1,500

Temporary accommodation

Up to 12 months, up to 10% of home sum insured

Debris removal

Up to 10% of sum insured combined with demolition cost

Demolition cost

Up to 10% of sum insured combined with debris removal cost

Accidental loss and damage

Yes

Accidental breakage of glass

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Buildings and structural improvements

Yes

Building materials

No

Landscaping

Up to $1,500

Gates and fences

Yes
Black Building Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
Link not supplied
Details Close

Underinsurance protection

No

Monthly payments cost extra

yes

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

New for old

Yes

General contents

No

Cash

No

Cd dvd and electronic files

No

Computer software hardware

No

Camera and accessories

No

Carpets

No

Antiques and valuables

No

Jewellery

No

Replacement of documents

No

Tools of trade

No

Contents while moving

No

Lock replacement

Up to $1,500

Temporary accommodation

Up to 20% of sum insured

Debris removal

Up to 20% of sum insured combined with demolition cost

Demolition cost

Up to 20% of sum insured combined with debris removal cost

Accidental loss and damage

Yes

Accidental breakage of glass

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Buildings and structural improvements

Yes

Building materials

No

Landscaping

Up to $5,000

Gates and fences

Yes
Basic Contents Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
Link not supplied
Details Close

Underinsurance protection

No

Monthly payments cost extra

yes

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

New for old

Yes

General contents

Yes

Cash

Up to $250

Cd dvd and electronic files

$1000 per item, up to $2,500 per collection

Computer software hardware

$1000 per item, up to $2,500 per collection

Camera and accessories

Yes

Carpets

Yes

Antiques and valuables

$1,000 per item, up to $2,500 per collection

Jewellery

$1,000 per item,. up to $2,500 per collection

Replacement of documents

Up to $500

Tools of trade

Only Home Office contents, up to $2,500

Contents while moving

Up to 20% of sum insured

Lock replacement

Up to $750

Temporary accommodation

No

Debris removal

Up to 10% of sum insured combined with demolition cost

Demolition cost

Up to 10% of sum insured combined with debris removal cost

Accidental loss and damage

No

Accidental breakage of glass

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Buildings and structural improvements

No

Building materials

Yes

Landscaping

No

Gates and fences

No
Everyday Comprehensive Contents Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
Link not supplied
Details Close

Underinsurance protection

No

Monthly payments cost extra

yes

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

New for old

Yes

General contents

Yes

Cash

Up to $500

Cd dvd and electronic files

$1,000 per item, up to $5,000 per collection

Computer software hardware

$1,000 per item, up to $5,000 per collection

Camera and accessories

Yes

Carpets

Yes

Antiques and valuables

$1,000 per item,. up to $5,000 per collection

Jewellery

$1,000 per item,. up to $5,000 per collection

Replacement of documents

Up to $1,000

Tools of trade

Only Home Office contents, up to $5,000

Contents while moving

Yes

Lock replacement

Up to $1,500

Temporary accommodation

No

Debris removal

Up to 10% of sum insured combined with demolition cost

Demolition cost

Up to 10% of sum insured combined with debris removal cost

Accidental loss and damage

Yes

Accidental breakage of glass

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Buildings and structural improvements

No

Building materials

Yes

Landscaping

No

Gates and fences

No
Black Contents Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
Link not supplied
Details Close

Underinsurance protection

No

Monthly payments cost extra

yes

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

New for old

Yes

General contents

Yes

Cash

Up to $1,000

Cd dvd and electronic files

$2,000 per item, up to $5,000 per collection

Computer software hardware

$2,000 per item, up to $5,000 per collection

Camera and accessories

Yes

Carpets

Yes

Antiques and valuables

$10,000 per item, pair or set up to 20% of your contents sum insured

Jewellery

$10,000 per item, pair or set up to 20% of your contents sum insured

Replacement of documents

Up to $1,000

Tools of trade

Only Home Office contents, up to $10,000

Contents while moving

Yes

Lock replacement

Up to $1,500

Temporary accommodation

No

Debris removal

Up to 20% of sum insured combined with demolition cost

Demolition cost

Up to 20% of sum insured combined with debris removal cost

Accidental loss and damage

Yes

Accidental breakage of glass

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Buildings and structural improvements

No

Building materials

Yes

Landscaping

No

Gates and fences

No
Basic Home and Contents Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
Link not supplied
Details Close

Underinsurance protection

No

Monthly payments cost extra

yes

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

New for old

Yes

General contents

Yes

Cash

Up to $250

Cd dvd and electronic files

$1000 per item, up to $2,500 per collection

Computer software hardware

$1000 per item, up to $2,500 per collection

Camera and accessories

Yes

Carpets

Yes

Antiques and valuables

$1,000 per item, up to $2,500 per collection

Jewellery

$1,000 per item,. up to $2,500 per collection

Replacement of documents

Up to $500

Tools of trade

Only Home Office contents, up to $2,500

Contents while moving

Up to 20% of sum insured

Lock replacement

Up to $750

Temporary accommodation

Up to 12 months, up to 10% of home sum insured

Debris removal

Up to 10% of sum insured combined with demolition cost

Demolition cost

Up to 10% of sum insured combined with debris removal cost

Accidental loss and damage

No

Accidental breakage of glass

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Buildings and structural improvements

Yes

Building materials

Yes

Landscaping

Up to $750

Gates and fences

Yes
Everyday Comprehensive Home and Contents Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
Link not supplied
Details Close

Underinsurance protection

No

Monthly payments cost extra

yes

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

New for old

Yes

General contents

Yes

Cash

Up to $500

Cd dvd and electronic files

$1,000 per item, up to $5,000 per collection

Computer software hardware

$1,000 per item, up to $5,000 per collection

Camera and accessories

Yes

Carpets

Yes

Antiques and valuables

$1,000 per item,. up to $5,000 per collection

Jewellery

$1,000 per item,. up to $5,000 per collection

Replacement of documents

Up to $1,000

Tools of trade

Only Home Office contents, up to $5,000

Contents while moving

Yes

Lock replacement

Up to $1,500

Temporary accommodation

Up to 12 months, up to 10% of home sum insured

Debris removal

Up to 10% of sum insured combined with demolition cost

Demolition cost

Up to 10% of sum insured combined with debris removal cost

Accidental loss and damage

Yes

Accidental breakage of glass

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Buildings and structural improvements

Yes

Building materials

Yes

Landscaping

Up to $1,500

Gates and fences

Yes
Black Home and Contents Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
Link not supplied
Details Close

Underinsurance protection

No

Monthly payments cost extra

yes

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

New for old

Yes

General contents

Yes

Cash

Up to $1,000

Cd dvd and electronic files

$2,000 per item, up to $5,000 per collection

Computer software hardware

$2,000 per item, up to $5,000 per collection

Camera and accessories

Yes

Carpets

Yes

Antiques and valuables

$10,000 per item, pair or set up to 20% of your contents sum insured

Jewellery

$10,000 per item, pair or set up to 20% of your contents sum insured

Replacement of documents

Up to $1,000

Tools of trade

Only Home Office contents, up to $10,000

Contents while moving

Yes

Lock replacement

Up to $1,500

Temporary accommodation

Up to 20% of home sum insured

Debris removal

Up to 20% of sum insured combined with demolition cost

Demolition cost

Up to 20% of sum insured combined with debris removal cost

Accidental loss and damage

Yes

Accidental breakage of glass

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

No

Buildings and structural improvements

Yes

Building materials

Yes

Landscaping

Up to $5,000

Gates and fences

Yes

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Disclaimer

Important information on terms, conditions and sub-limits

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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