Basic Building Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
No
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $7,500
- Monthly payments cost extra
-
yes
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $750
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% of home sum insured
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $750
- Gates and fences
-
Yes
- Legal liability cover
-
20000000
- Days unoccupied until cover stops
-
100
- Other restrictions
-
-
- Other benefits
-
-
Everyday Comprehensive Building Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
No
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000
- Monthly payments cost extra
-
yes
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $1,500
- Emergency storage
-
No
- Temporary accommodation
-
Up to 12 months, up to 10% of home sum insured
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $1,500
- Gates and fences
-
Yes
- Legal liability cover
-
20000000
- Days unoccupied until cover stops
-
100
- Other restrictions
-
-
- Other benefits
-
-
Black Building Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
No
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000
- Monthly payments cost extra
-
yes
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $1,500
- Emergency storage
-
No
- Temporary accommodation
-
Up to 20% of sum insured
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
No
- Demolition cost
-
Up to 20% of sum insured combined with debris removal cost
- Debris removal
-
Up to 20% of sum insured combined with demolition cost
- Landscaping
-
Up to $5,000
- Gates and fences
-
Yes
- Legal liability cover
-
30000000
- Days unoccupied until cover stops
-
100
- Other restrictions
-
-
- Other benefits
-
-
Basic Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
No
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $7,500
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Up to 20% of sum insured
- Antiques and valuables
-
$1,000 per item, up to $2,500 per collection
- Cash
-
Up to $250
- Cd dvd and electronic files
-
$1000 per item, up to $2,500 per collection
- Computer software and hardware
-
$1000 per item, up to $2,500 per collection
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $2,500
- Identity theft
-
No
- Jewellery
-
$1,000 per item,. up to $2,500 per collection
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $500
- Tools of trade
-
Only Home Office contents, up to $2,500
- Lock replacement
-
Up to $750
- Emergency storage
-
Up to 10% of sum insured
- Temporary accommodation
-
No
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
Yes
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
20000000
- Days unoccupied until cover stops
-
100
- Other restrictions
-
-
- Other benefits
-
-
Everyday Comprehensive Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
No
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
$1,000 per item,. up to $5,000 per collection
- Cash
-
Up to $500
- Cd dvd and electronic files
-
$1,000 per item, up to $5,000 per collection
- Computer software and hardware
-
$1,000 per item, up to $5,000 per collection
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $5,000
- Identity theft
-
No
- Jewellery
-
$1,000 per item,. up to $5,000 per collection
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Only Home Office contents, up to $5,000
- Lock replacement
-
Up to $1,500
- Emergency storage
-
Up to 15% of sum insured
- Temporary accommodation
-
No
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
Yes
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
20000000
- Days unoccupied until cover stops
-
100
- Other restrictions
-
-
- Other benefits
-
-
Black Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
n/a
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to $2,000, if <10 years old
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
$10,000 per item, pair or set up to 20% of your contents sum insured
- Cash
-
Up to $1,000
- Cd dvd and electronic files
-
$2,000 per item, up to $5,000 per collection
- Computer software and hardware
-
$2,000 per item, up to $5,000 per collection
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $10,000
- Identity theft
-
No
- Jewellery
-
$10,000 per item, pair or set up to 20% of your contents sum insured
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Only Home Office contents, up to $10,000
- Lock replacement
-
Up to $1,500
- Emergency storage
-
Up to 15% of sum insured
- Temporary accommodation
-
No
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
No
- Building materials
-
Yes
- Demolition cost
-
Up to 20% of sum insured combined with debris removal cost
- Debris removal
-
Up to 20% of sum insured combined with demolition cost
- Landscaping
-
No
- Gates and fences
-
No
- Legal liability cover
-
30000000
- Days unoccupied until cover stops
-
100
- Other restrictions
-
-
- Other benefits
-
-
Basic Home and Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
No
- Power surge
-
No
- Accidental loss and damage
-
No
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $7,500
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Up to 20% of sum insured
- Antiques and valuables
-
$1,000 per item, up to $2,500 per collection
- Cash
-
Up to $250
- Cd dvd and electronic files
-
$1000 per item, up to $2,500 per collection
- Computer software and hardware
-
$1000 per item, up to $2,500 per collection
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $2,500
- Identity theft
-
No
- Jewellery
-
$1,000 per item,. up to $2,500 per collection
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $500
- Tools of trade
-
Only Home Office contents, up to $2,500
- Lock replacement
-
Up to $750
- Emergency storage
-
Up to 10% of sum insured
- Temporary accommodation
-
Up to 12 months, up to 10% of home sum insured
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
Yes
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $750
- Gates and fences
-
Yes
- Legal liability cover
-
20000000
- Days unoccupied until cover stops
-
100
- Other restrictions
-
-
- Other benefits
-
-
Everyday Comprehensive Home and Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
No
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
$1,000 per item,. up to $5,000 per collection
- Cash
-
Up to $500
- Cd dvd and electronic files
-
$1,000 per item, up to $5,000 per collection
- Computer software and hardware
-
$1,000 per item, up to $5,000 per collection
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $5,000
- Identity theft
-
No
- Jewellery
-
$1,000 per item,. up to $5,000 per collection
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Only Home Office contents, up to $5,000
- Lock replacement
-
Up to $1,500
- Emergency storage
-
Up to 15% of sum insured
- Temporary accommodation
-
Up to 12 months, up to 10% of home sum insured
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
Yes
- Demolition cost
-
Up to 10% of sum insured combined with debris removal cost
- Debris removal
-
Up to 10% of sum insured combined with demolition cost
- Landscaping
-
Up to $1,500
- Gates and fences
-
Yes
- Legal liability cover
-
20000000
- Days unoccupied until cover stops
-
100
- Other restrictions
-
-
- Other benefits
-
-
Black Home and Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
- Underinsurance protection
-
No
- New for old
-
Yes
- Building cover
-
- Contents cover
-
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
No
- Fusion
-
Up to $2,000, if <10 years old
- Power surge
-
No
- Accidental loss and damage
-
Yes
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
Up to $10,000
- Monthly payments cost extra
-
yes
- General contents
-
Yes
- Contents while moving
-
Yes
- Antiques and valuables
-
$10,000 per item, pair or set up to 20% of your contents sum insured
- Cash
-
Up to $1,000
- Cd dvd and electronic files
-
$2,000 per item, up to $5,000 per collection
- Computer software and hardware
-
$2,000 per item, up to $5,000 per collection
- Camera and accessories
-
Yes
- Carpets
-
Yes
- Home office contents
-
Up to $10,000
- Identity theft
-
No
- Jewellery
-
$10,000 per item, pair or set up to 20% of your contents sum insured
- Personal medical equipment
-
Yes
- Replacement of documents
-
Up to $1,000
- Tools of trade
-
Only Home Office contents, up to $10,000
- Lock replacement
-
Up to $1,500
- Emergency storage
-
Up to 15% of sum insured
- Temporary accommodation
-
Up to 20% of home sum insured
- Temporary accommodation for pets
-
No
- Temporary repairs
-
No
- Buildings and structural improvements
-
Yes
- Building materials
-
Yes
- Demolition cost
-
Up to 20% of sum insured combined with debris removal cost
- Debris removal
-
Up to 20% of sum insured combined with demolition cost
- Landscaping
-
Up to $5,000
- Gates and fences
-
Yes
- Legal liability cover
-
30000000
- Days unoccupied until cover stops
-
100
- Other restrictions
-
-
- Other benefits
-
-
Your selected home insurance
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* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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