RBA rate cut: Is now the time to refinance?
The RBA has cut rates by 0.25% for the second time this year and much to the relief of borrowers across Australia most banks and lenders are following suit.
Mortgage shake-up! Meet the lenders taking on the big banks
With the RBA cutting rates for the second time in this year, and many of Australia’s home lenders following suit, now is a good time to compare your home loan to see where your loan rate stacks up against the market.
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Best home loans to crush your mortgage in 2025
If saving money on your home loan in 2025 is what you’re after, then you've come to the right place. Discovering a great value home loan could mean the difference between tens of thousands of dollars saved in interest over the course of your loan, but in practice it can be hard to find the best option amongst the dozens of different lenders and rates on the market.
Where’s your rate cut? Why mortgage repayments haven’t changed for millions of borrowers
Many banks are already passing on home loan rate cuts following the Reserve Bank’s interest rate decision, but millions of Aussie mortgage holders may be wondering why their monthly mortgage repayment still hasn’t changed.
EOFY refinancing surge: Why it may be a good time to switch home loans
As the end of financial year (EOFY) approaches, homeowners are ramping up their refinancing efforts – and with good reason. After two Reserve Bank cash rate cuts in 2025, borrowers are seizing the opportunity to reset their home loan and improve their financial footing heading into the new financial year.
IMB Bank almost doubles RBA’s cut, slashes up to 0.40% p.a. off fixed rate home loans
IMB Bank has sliced 40 basis points off its two- and three-year fixed rate home loans – almost doubling the Reserve Bank’s May cut of 0.25% – and further cementing its place as one of our top picks for the cheapest home loans currently available.
Why this regional lender could be the secret to a smarter home loan – and up to a $4k head start
When it comes to taking out a home loan, it’s all too easy to stick with the familiar names – the big banks, the flashy ads, similar offerings. But savvy borrowers are increasingly looking beyond the usual suspects and discovering that smaller, regional lenders can pack a serious punch when it comes to value, service, and flexibility.
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The ultimate home finance health check
Your home is more than just four walls and a roof, it’s where life happens. But between mortgages, insurance, renovations, and energy bills, it can also be where a lot of your money disappears. The good news? A few savvy financial moves can help turn your home into a money-saving haven.
How to increase the value of your home (without waiting for the market to do it for you)
When it comes to property values, playing the waiting game isn’t always the best strategy. While the market can go up and down, smart homeowners take matters into their own hands, making upgrades that boost their home's appeal and potential selling price. And the best part? You don’t need a bottomless bank account to do it, finance options like a small personal loan could be the key to unlocking your home’s hidden value.
The low rate home loan hit-list: May 2025
With home loan rates finally coming down following the February rate cut, there's never been a better time to compare how much you could save on your mortgage repayments.