
ANZ raises digital-only home loan rates ahead of expected RBA rate cut
ANZ Plus has quietly raised its variable home loan rates for new customers by 0.16 percent.

ANZ Plus has quietly raised its variable home loan rates for new customers by 0.16 percent.

Australian property prices are booming, loan sizes are ballooning, and over the last 10 years, the average variable interest rate has also risen. Is it any wonder the housing market is notoriously difficult to crack?

When you hear the name NRMA, you probably think of trusted insurance that Aussies have relied on for decades. But NRMA Insurance has now stepped into the home loan space, aiming to provide Aussie borrowers with the same reliability and value that has kept them a household name for over 90 years.

With Australia’s property market running hot, popular online-only lender Unloan has just dropped its investment home loan rates for the second time in the past month.

Unloan, the digital home loan lender, built by CommBank has once again come out triumphant in the Mozo Experts Choice Home Loan Awards, taking out an award for the third year in the Low Cost Home Loan Category.
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A home loan that rewards you for your loyalty, does away with pesky fees, and has a low variable rate that’s well below the average home loan in Mozo’s database.^^
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Designed to ‘undo’ your mortgage, the Unloan home loan built by CommBank has got a stellar variable rate of 5.49% p.a. (5.40% p.a. comparison rate*) and a loyalty incentive that gives borrowers an extra 0.01% p.a. discount, every single year, for a maximum of 30 years. It also does away with pesky fees, charging zero application fees, account fees, change fees or exit fees.

The RBA has cut rates by 0.25% for the second time this year and much to the relief of borrowers across Australia most banks and lenders are following suit.

With the RBA cutting rates for the second time in this year, and many of Australia’s home lenders following suit, now is a good time to compare your home loan to see where your loan rate stacks up against the market.
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If saving money on your home loan in 2025 is what you’re after, then you've come to the right place. Discovering a great value home loan could mean the difference between tens of thousands of dollars saved in interest over the course of your loan, but in practice it can be hard to find the best option amongst the dozens of different lenders and rates on the market.