The details shown below are for the Classic Home Insurance

The details shown below are for the Classic Extras Home Insurance

The details shown below are for the Classic Advantages Home Insurance

Choose the version of this product that suits you best

  • Classic Home Insurance

  • Classic Extras Home Insurance

  • Classic Advantages Home Insurance

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Mozo editorial review Suncorp Building Insurance - last updated: 12 February 2021

binocular icon
What's hot
  • Multi-policy discount
  • Up to 12 months temporary accommodation
  • Optional underinsurance safety net
What's not
  • Monthly premium payments cost extra
Mozo snapshot

With Suncorp Building Insurance, you’ll be able to have your own choice of excess along with a multi-policy discount if you combine policies. Plus, if your hold a seniors card and live in Queensland, you’ll be able to score an extra discount. You won’t need to worry if you think your home has been undervalued, as underinsurance protection is also offered.  

key icon
Key features

Your home is a major emotional and financial investments. With Suncorp Classic Extras Home Insurance (Suncorp's mid-range building insurance tier out of its three levels) you can rest easy knowing it’ll be adequately protected. You’ll receive cover for your home against events such as natural disasters like fires and floods, as well as theft and vandalism. But as with any insurance policy, not every event can be covered, and you should know that power and storm surges are not.

As this is a building insurance policy, the structure of your home will be covered, including permanent fixtures, floor, walls and roofs along with any building materials if you ever decide to renovate. Your gates and fences will also be covered, along with landscaping. Lock replacements, temporary repairs, debris removal and demolition costs are also covered. Plus, if you ever need to move out of home, Suncorp Classic Extras Home Insurance will temporarily cover the accommodation costs for you and your pet.

snapshot
Who is it good for

Suncorp Classic Extras Home Insurance is the perfect choice for homeowners who don't need cover for their contents, like an investor renting out a property, but want a high level of cover for the structure of their home at a reasonable price.


question icon
Any catches

Suncorp Classic Extras Home Insurance does not offer new for old replacement for your home. Instead, you’ll be insured up to an agreed upon sum. If you are concerned about getting cover for specific areas in your home, like that tool shed harbouring thousands of dollars worth of trade tools, it’s recommended that you list these areas separately in your policy.

You also should know that although you are given the option to pay your premium monthly, you will have to pay extra for this.


Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

Up to $500

Up to $500 for plants

Yes

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Policy and service features

60

Optional Extra - Up to 25% of sum insured

Yes

$200

true

no

Multipolicy, QLD Seniors Card, $50 Online Discount

Yes

Up to $20,000,000

If rebuild costs after an insured event are more than the greater of $50,000 or 10% of the sum insured, Build it Back Better will cover the cost of recommended resilience improvements for up to $5,000-$10,000 depending on policy coverage.

none

Other cover

$5,000 for death

Up to $500

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Up to 10% of sum insured combined with demolition cost

Up to 10% of sum insured combined with debris removal cost

No

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

Up to $1,000

Up to $1,000 for plants

Yes

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Policy and service features

60

Yes - Up to 25% of sum insured

Yes

$200

true

no

Multipolicy, QLD Seniors Card, $50 Online Discount

Yes

Up to $20,000,000

If rebuild costs after an insured event are more than the greater of $50,000 or 10% of the sum insured, Build it Back Better will cover the cost of recommended resilience improvements for up to $5,000-$10,000 depending on policy coverage.

none

Other cover

$5,000 for death

Up to $1,000

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Up to 15% of sum insured combined with demolition cost

Up to 15% of sum insured combined with debris removal cost

No

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

Up to $2,000

Up to $2,000 for plants

Yes

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Policy and service features

60

Yes - Up to 30% of sum insured

Yes

$200

true

no

Multipolicy, QLD Seniors Card, $50 Online Discount

Yes

Up to $20,000,000

If rebuild costs after an insured event are more than the greater of $50,000 or 10% of the sum insured, Build it Back Better will cover the cost of recommended resilience improvements for up to $5,000-$10,000 depending on policy coverage.

none

Other cover

$5,000 for death

Up to $2,500

Up to 15% of sum insured combined with temporary accommodation for pets

Up to 15% of sum insured combined with temporary accommodation

Up to 20% of sum insured combined with demolition cost

Up to 20% of sum insured combined with debris removal cost

No

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are Suncorp home insurance rated by the Mozo community?

Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

Latest reviews of Suncorp Building Insurance Home Insurance

About Suncorp