Your home is the most important thing you’ll own and with Suncorp Classic Extras Home Insurance you can rest easy knowing it’ll be adequately protected. You’ll be able to receive cover for your home against 14 unpredictable events that range from natural disasters like fires and floods to theft and vandalism. But your policy can’t cover every event, and you should know that power and storm surges are not covered.
As this is a building insurance policy, the structure of your home will be covered, including permanent fixtures, floor, walls or roofs along with any building materials if you ever decide to renovate. Your gates and fences will also be covered, along with landscaping. Lock replacements, temporary repairs, debris removal and demolition costs are also covered. Plus, if you ever need to move out of home, Suncorp Classic Extras Home Insurance will temporarily cover the accommodation costs for you and your pet.
Who it's good for:
Suncorp Classic Extras Home Insurance is the perfect choice for homeowners who don't need cover for their contents, but want a high level of cover for the structure of their home at a reasonable price.
Suncorp Classic Extra Home Insurance does not offer new for old replacement for your home, instead, you’ll be insured up to an agreed upon sum. If you are concerned about getting cover for specific areas in your home, like that tool shed harbouring thousands of dollars worth of trade tools, it’s recommended that you list these areas separately in your policy.
You also should know that although you are given the option to pay your premium monthly, you will have to pay extra for this.