Suncorp Building Insurance

This product is available in different versions. Pick the right version for you here.

The details shown below are for the Classic Extras Home Insurance

The details shown below are for the Classic Advantages Home Insurance

The details shown below are for the Classic Home Insurance

Choose the version of this loan that suits you best

  • Classic Extras Home Insurance

  • Classic Advantages Home Insurance

  • Classic Home Insurance

Suncorp Building Insurance

Suncorp Building Insurance

Suncorp Building Insurance

Mozo Review   Suncorp Building Insurance Review

Last updated: 31 October 2019.

What's hot:
  • Multi-policy discount

  • Up to 12 months temporary accommodation

What's not:
  • Monthly premium payments cost extra

Mozo snapshot:

With the Suncorp Classic Extras Home Insurance policy, you’ll be able to have your own choice of excess along with a multi-policy discount if you combine policies. Plus, if your hold a seniors card and live in Queensland, you’ll be able to score an extra discount. You won’t need to worry if you think your home has been undervalued, as underinsurance protection is also offered.  

Key features:

Your home is the most important thing you’ll own and with Suncorp Classic Extras Home Insurance you can rest easy knowing it’ll be adequately protected. You’ll be able to receive cover for your home against 14 unpredictable events that range from natural disasters like fires and floods to theft and vandalism. But your policy can’t cover every event, and you should know that power and storm surges are not covered.

As this is a building insurance policy, the structure of your home will be covered, including permanent fixtures, floor, walls or roofs along with any building materials if you ever decide to renovate. Your gates and fences will also be covered, along with landscaping. Lock replacements, temporary repairs, debris removal and demolition costs are also covered. Plus, if you ever need to move out of home, Suncorp Classic Extras Home Insurance will temporarily cover the accommodation costs for you and your pet.

Who it's good for:

Suncorp Classic Extras Home Insurance is the perfect choice for homeowners who don't need cover for their contents, but want a high level of cover for the structure of their home at a reasonable price.


Any catches?

Suncorp Classic Extra Home Insurance does not offer new for old replacement for your home, instead, you’ll be insured up to an agreed upon sum. If you are concerned about getting cover for specific areas in your home, like that tool shed harbouring thousands of dollars worth of trade tools, it’s recommended that you list these areas separately in your policy.

You also should know that although you are given the option to pay your premium monthly, you will have to pay extra for this.


Details

Rates and fees information correct as at 14 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $1,000

  • Up to $1,000 for plants

Events
  • Up to 10 years old

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $200

  • Multipolicy, QLD Seniors Card, $50 Online Discount

  • Up to $20,000,000

Other cover
  • $5,000 for death

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 15% of sum insured combined with demolition cost

  • Up to 15% of sum insured combined with debris removal cost

Details

Rates and fees information correct as at 14 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $2,000

  • Up to $2,000 for plants

Events
  • Up to 10 years old

Policy and service features
  • 60

  • Yes - Up to 30% of sum insured

  • $200

  • Multipolicy, QLD Seniors Card, $50 Online Discount

  • Up to $20,000,000

Other cover
  • $5,000 for death

  • Up to $2,500

  • Up to 24 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 24 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 20% of sum insured combined with demolition cost

  • Up to 20% of sum insured combined with debris removal cost

Details

Rates and fees information correct as at 14 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $500

  • Up to $500 for plants

Events
  • Optional extra

  • Optional Extra, up to 10 years old

Policy and service features
  • 60

  • Optional Extra - Up to 25% of sum insured

  • $200

  • Multipolicy, QLD Seniors Card, $50 Online Discount

  • Up to $20,000,000

Other cover
  • $5,000 for death

  • Up to $500

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

Customer Reviews

How are Suncorp home insurance rated by the Mozo community?

Overall customer rating
8.1/10
Value for money
7.2/10
Policy coverage
7.9/10
Customer service
8.0/10
Claims handling
7.9/10
Trust
8.0/10

Latest reviews of Suncorp Building Insurance

  • Overall
    10/10
    Great support from Suncorp

    After the Brisbane floods, Suncorp was one of the first to provide families with support which...

    After the Brisbane floods, Suncorp was one of the first to provide families with support which made me very satisfied with them as an insurer.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Pauline | Queensland

    reviewed over 2 years ago

  • Overall
    9/10
    Competitive premiums

    Very friendly and helpful staff.

    Very friendly and helpful staff.

    Value for money
    9/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Jillian | Queensland

    reviewed over 2 years ago

  • Overall
    8/10
    Good service.

    Have been with them for over 25 years and have had no problems.

    Have been with them for over 25 years and have had no problems.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    8/10
    Claims handling
    8/10
    Trust
    8/10

    Carol | Queensland

    reviewed almost 4 years ago

  • Overall
    5/10
    Too expensive

    Where we live we don't have many options as not many insurance companies will insure us. Suncorp...

    Where we live we don't have many options as not many insurance companies will insure us. Suncorp was the cheapest.

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    5/10
    Trust
    5/10

    Sharon | Queensland

    reviewed about 4 years ago

  • Overall
    7/10
    Happy with their service

    Claims done quickly & reasonably priced.

    Claims done quickly & reasonably priced.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    7/10
    Trust
    7/10

    Dianne | Queensland

    reviewed about 4 years ago

Suncorp

About Suncorp

See Suncorp home insurance