HCF award-winning pet insurance

Dog and cat snuggling

Owning a pet comes with many financial responsibilities, and with potential vet bills constituting a huge chunk of that commitment, getting pet insurance for your furry friend could be a wise move.

Long-known for its insurance offerings, HCF pet insurance was created to help pet parents get the most from their pet insurance cover. And as an extra incentive, if you’re already a HCF Ruby or Diamond member, you could save up to 15% on your pet insurance (terms, Conditions and Eligibility criteria apply).

“Pet insurance can be expensive and confusing, and with the rising costs of vet bills, you’ll also need to factor-in the price of things like medications, surgery and emergency treatment,” Expert Judge Peter Marshall said.

“The generous benefits offered in HCF’s premium cover with routine care plan helped them score highly in our Exceptional Quality Awards for Pet Insurance this year.”

About HCF

As Australia’s largest not-for-profit health fund, HCF has been putting Australians’ health first for more than 85 years, established all the way back in 1932. Not only do HCF provide a range of industry-leading health insurance products, but they are a not-for-profit health insurance company, protecting over 1.5 million Australians nationwide.

With over 50 branches and services centres across the country, HCF is a leader in customer service. The company has also contributed more than $50 million towards the HCF Research Fund, established in 2000 to help fund health services research in Australia.

About HCF’s Mozo Experts Choice Award win

HCF received this year’s Mozo Experts Choice Award in the Exceptional Quality Pet Insurance category. Find out why they stood out from the rest for this award win:

Pet Premium + Routine Care Cover* 

This policy offers premium benefits for dog and cat owners looking for a great range of added extras and top coverage, alongside a handy member’s portal to manage your policy and make quick claims with ease. Features include:

  • Coverage for up to 80% of eligible vet bills
  • $12,145 annual benefit limit
  • Accidental injury
    Illness cover (30 day waiting period)
  • Routine care cover
  • $1,000 worth of emergency boarding
  • Covers vaccinations, flea control, worm control, etc
  • $2,000 dental illness cover (2yr waiting period applies)
  • Handy pet insurance member’s portal 

Insurance policies are vast and varied, so it's crucial you read the fine print to ensure you’re covered for the things you need, and nothing you don’t. Do this by heading over to the HCF website and having a read through their Product Disclosure Statement (PDS).

About the Mozo Experts Choice Awards

For many Aussies, it can be difficult to pinpoint the financial products that could be right. That’s where the Mozo Experts Choice Awards come in. Every year, our Mozo Experts analyse a long list of financial products to highlight those that provide value for money and top quality features.

With 2021’s Pet Insurance awards, our judges analysed pricing and cover information from 32 different pet insurance providers. This was then followed by a detailed price analysis, where they gathered quotes for a range of common dog and cat breeds.

Interested in finding out more about the other winners or our judging process? Then, check out our methodology report at the Mozo Experts Choice Pet Insurance Awards winners page.

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Pet Insurance Awards