Your selected personal loans
After finding success in New Zealand, Harmoney launched in Australia with a range of attractive low-rate personal loan and car loan products available to borrowers with excellent credit. If you're in the market for a loan, you may want to check them out.
Your selected personal loans
I had a highly disappointing experience with Harmoney Loans, and I would not recommend their services to anyone. The only positive aspect of Harmoney Loans is their online application process, which is relatively straightforward and user-friendly. However, this alone does not outweigh the numerous issues I encountered. The interest rates offered by Harmoney Loans are exorbitant. Despite having a good credit score, the rates quoted were significantly higher than those of other lenders. This makes the loans very costly over time. There are several hidden fees associated with Harmoney Loans that are not made clear upfront. This includes application fees, early repayment fees, and administration fees that quickly add up, making the loan much more expensive than initially anticipated.The customer service experience was abysmal. It was difficult to get in touch with a representative, and when I finally did, they were unhelpful and often provided conflicting information. Resolving issues took an excessive amount of time and effort.
MISS-LEADING and UNTRUSTWORTHY - high fees - hidden T&C’s - poor communication and you are rushed through a loan process. - I questioned the amount of my loan several times, I was told that it would be rectified after completing documentation. However, I was funded a lower amount. -
* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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