| Product | Interest rate from | Comparison rate from | Upfront fee |
|---|---|---|---|
| Debt Consolidation Personal Loan (Debt Consolidation, Unsecured) (Good Credit) (Variable) |
6.74% p.a.to 24.49% p.a. |
8.13% p.a.to 25.87% p.a.based on $30,000 |
$495.00 |
| Personal Loan (Unsecured) (Variable) |
6.74% p.a.to 24.49% p.a. |
8.13% p.a.to 25.87% p.a.based on $30,000 |
$495.00 |
Personal Loan
If you’re after a fixed rate personal loan where you don’t need to put up assets, the MoneyMe unsecured personal loan could be the choice for you. Customers can choose from a loan term of 1 to 5 years and borrow between $2,100 and $50,000.
There is the option to make either fortnightly or monthly repayments over the life of the loan. Plus, there are no break costs or exit fees charged if you choose to make an early repayment on the loan. Just bear in mind, there is no redraw facility attached to this loan.
When it comes to fees there are a couple to consider - such as the upfront establishment fee and ongoing monthly service cost.
No early repayment penalty: If you pay off your MoneyMe personal loan ahead of time, you won’t be slapped with a hefty break cost (which can be hundreds of dollars with other lenders).
Tiered establishment fee: Depending on how much you borrow, the upfront establishment fee can vary. For lower borrowing amounts the charge is less and for higher borrowing amounts it is more.
You can apply for a personal loan with MoneyMe all in the palm of yours hands - via your smartphone. The lender boasts of applications being completely paperless and taking less than 5 minutes to complete.
To qualify for a MoneyMe personal loan you must be:
An Australian resident
Over 18
Employed
You’ll also need the following infor handy for when you apply:
Bank details (where MoneyMe can deposit the loan)
Your mobile number and valid email address
Recent bank statements
Mozo users have rated MONEYME personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
Liars. Scammers and cheats never deal with this pathetic company
Read full reviewLiars. Scammers and cheats never deal with this pathetic company
Easy application and if you have good payments they will consider you to get another loan of you need it even if you have a low credit rating. Costumer service is excellent. You can call them and they are very helpful.
Read full reviewEasy application and if you have good payments they will consider you to get another loan of you need it even if you have a low credit rating. Costumer service is excellent. You can call them and they are very helpful.