5.3/10

Based on 3 MONEYME product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

MONEYME personal loans

MoneyMe is an online lender that offers loans up to $50,000. When it comes to managing your loan everything's 100% digital and can be accessed via mobile, there is absolutely no paperwork at all. Currently, MoneyMe only offers an unsecured personal loan option. 

Want to find out more and potentially apply? Read on for a rundown of the products MoneyMe currently has up for grabs …

MONEYME offers the following personal loans

Rates and fees verified as correct at 22 June 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Interest rate from Comparison rate from Upfront fee
OneDebt Personal Loan (Debt Consolidation, Unsecured) (Good Credit) (Variable)

9.20% p.a.to 25.20% p.a.

10.58% p.a.to 26.58% p.a.based on $30,000
over 5 years

$495.00

Personal Loan (Unsecured) (Variable)

9.19% p.a.to 23.99% p.a.

10.58% p.a.to 26.58% p.a.based on $30,000
over 5 years

$495.00

What personal loans does MoneyMe offer? 

Personal Loan 

If you’re after a fixed rate personal loan where you don’t need to put up assets, the MoneyMe unsecured personal loan could be the choice for you. Customers can choose from a loan term of 1 to 5 years and borrow between $2,100 and $50,000. 

There is the option to make either fortnightly or monthly repayments over the life of the loan. Plus, there are no break costs or exit fees charged if you choose to make an early repayment on the loan. Just bear in mind, there is no redraw facility attached to this loan. 

When it comes to fees there are a couple to consider - such as the upfront establishment fee and ongoing monthly service cost. 

MoneyMe personal loan features at a glance 

  • No early repayment penalty: If you pay off your MoneyMe personal loan ahead of time, you won’t be slapped with a hefty break cost (which can be hundreds of dollars with other lenders). 

  • Tiered establishment fee: Depending on how much you borrow, the upfront establishment fee can vary. For lower borrowing amounts the charge is less and for higher borrowing amounts it is more. 

How do you apply for a MoneyMe personal loan? 

You can apply for a personal loan with MoneyMe all in the palm of yours hands - via your smartphone. The lender boasts of applications being completely paperless and taking less than 5 minutes to complete. 

To qualify for a MoneyMe personal loan you must be: 

  • An Australian resident 

  • Over 18 

  • Employed 

You’ll also need the following infor handy for when you apply: 

  • Bank details (where MoneyMe can deposit the loan) 

  • Your mobile number and valid email address 

  • Recent bank statements

How are MONEYME personal loans rated?

Mozo users have rated MONEYME personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of personal-loans
MONEYME personal loans customer reviews
Overall
5.3/10
Price
5.0/10
Features
5.0/10
Customer service
5.3/10
Convenience
5.3/10
Trust
6.0/10
Based on 3 MONEYME product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent MONEYME personal loan reviews

MONEYME Personal Loan
Overall 5/10
Very good

Good

Price
4/10
Features
4/10
Customer service
5/10
Convenience
5/10
Trust
7/10
Less
Samm, Victoria, reviewed 7 months ago
MONEYME Personal Loan
Overall 1/10
Disgraceful

Liars. Scammers and cheats never deal with this pathetic company

Read full review

Liars. Scammers and cheats never deal with this pathetic company

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Craig, New South Wales, reviewed about 1 year ago
MONEYME OneDebt Personal Loan (Debt Consolidation)
Overall 10/10
Moneyme is the best Loan provider!

Easy application and if you have good payments they will consider you to get another loan of you need it even if you have a low credit rating. Costumer service is excellent. You can call them and they are very helpful.

Read full review

Easy application and if you have good payments they will consider you to get another loan of you need it even if you have a low credit rating. Costumer service is excellent. You can call them and they are very helpful.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kristine, New South Wales, reviewed over 1 year ago
See all personal loan reviews
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

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