8.7 / 10

based on 224 reviews as rated by Mozo community

Queensland Country Bank personal loans

Are you a hardworking regional Queenslander looking for a leg up with your personal spending goals? Then Queensland Country Credit Union is for you. It’s an independent, customer owned organisation, which means you come first.

There’s a whole suite of financial products on offer at Queensland Country Credit Union, including some competitive personal loan offers. Check them out below:

Queensland Country Bank offers the following personal loans

Rates and fees verified as correct at 30 November, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
New Car Loan (up to 3 years old, Variable, Secured)

4.99% p.a.

5.59% p.a.based on $30,000
over 5 years

$120

Secured Personal Loan (Variable)

9.75% p.a.

10.68% p.a.based on $30,000
over 5 years

$120

Unsecured Personal Loan (Variable)

12.95% p.a.

15.87% p.a.based on $10,000
over 3 years

$120

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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Queensland Country Credit Union personal loans overview

New car loan

After a new set of wheels? Then you might be interested in a Queensland Country Credit Union new car loan. It’s a fixed rate loan, available for amounts between $1,000 and $50,000 for terms up to 7 years. If you’d like to borrow more than that, you’ll only be able to secure a loan term of up to 5 years. Keep in mind that there’s an application and ongoing service fee to consider, and you’ll have to put your new car up as security against the loan.

Personal loan

For any other spending needs, there’s the Queensland Country Credit Union personal loan. This is a fixed rate loan, and you can choose either a secured or unsecured version. On the secured loan, the same rules apply as for the car loan - you can borrow up to $50,000 for terms up to 7 years, but if you want to borrow more than that, you’ll only get a 5 year term. For an unsecured loan, you can only borrow up to $20,000 for up to 5 years. Plus, don’t forget to budget for the application and ongoing service fees.

Queensland Country Credit Union personal loan features at a glance

How to apply

Ready to apply? Hang on! First things first, you’ll have to be a permanent resident of Australia and over 18 to be eligible. You’ll also have to become a member of Queensland Customer Credit Union.

When you apply for the loan, make sure you have:


How are Queensland Country Bank personal loans rated?

Mozo users have rated Queensland Country Bank personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of personal-loans
Queensland Country Bank personal loans
Overall
8.4/10
Price
Features
Customer service
Convenience
Trust

9 Reviews

Recent Queensland Country Bank personal loan reviews

Queensland Country Bank Personal Loan review
Overall 10/10
Good value for a great service & trustworthy

This Credit Union is a great organisation. The loan rates are low, the fees are low. They are flexible in times of hardship & give fast, friendly service.

Read full review

This Credit Union is a great organisation. The loan rates are low, the fees are low. They are flexible in times of hardship & give fast, friendly service.

Price
10/10
Features
5/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Mark, Queensland reviewed about 5 years ago
Queensland Country Bank Secured Personal Loan review
Overall 9/10
Wouldn't bank with anyone elae

Great bank to be with, always helpful. Personal loans are great, competitive rate.

Read full review

Great bank to be with, always helpful. Personal loans are great, competitive rate.

Price
10/10
Features
9/10
Customer service
9/10
Convenience
10/10
Trust
10/10
Less
Kieran, Queensland reviewed over 5 years ago
Queensland Country Bank Secured Personal Loan review
Overall 2/10
dshh

never again

Read full review

never again

Price
8/10
Features
7/10
Customer service
3/10
Convenience
2/10
Trust
3/10
Less
Jade, Queensland reviewed over 5 years ago
Queensland Country Bank Secured Personal Loan review
Overall 10/10
yes

i realy dnt have any problems with the bank

Read full review

i realy dnt have any problems with the bank

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Tracey, Queensland reviewed over 5 years ago

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