Rates and fees verified as correct at 30 November, 2020. Other information correct at the time of writing. Advertiser disclosure.
|Product||Interest rate from||Comparison rate from||Upfront fee|
|New Car Loan (up to 3 years old, Variable, Secured)|| |
5.59% p.a.based on $30,000
|Secured Personal Loan (Variable)|| |
10.68% p.a.based on $30,000
|Unsecured Personal Loan (Variable)|| |
15.87% p.a.based on $10,000
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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New car loan
After a new set of wheels? Then you might be interested in a Queensland Country Credit Union new car loan. It’s a fixed rate loan, available for amounts between $1,000 and $50,000 for terms up to 7 years. If you’d like to borrow more than that, you’ll only be able to secure a loan term of up to 5 years. Keep in mind that there’s an application and ongoing service fee to consider, and you’ll have to put your new car up as security against the loan.
For any other spending needs, there’s the Queensland Country Credit Union personal loan. This is a fixed rate loan, and you can choose either a secured or unsecured version. On the secured loan, the same rules apply as for the car loan - you can borrow up to $50,000 for terms up to 7 years, but if you want to borrow more than that, you’ll only get a 5 year term. For an unsecured loan, you can only borrow up to $20,000 for up to 5 years. Plus, don’t forget to budget for the application and ongoing service fees.
Ready to apply? Hang on! First things first, you’ll have to be a permanent resident of Australia and over 18 to be eligible. You’ll also have to become a member of Queensland Customer Credit Union.
When you apply for the loan, make sure you have:
Mozo users have rated Queensland Country Bank personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
This Credit Union is a great organisation. The loan rates are low, the fees are low. They are flexible in times of hardship & give fast, friendly service.Read full review
This Credit Union is a great organisation. The loan rates are low, the fees are low. They are flexible in times of hardship & give fast, friendly service.
Great bank to be with, always helpful. Personal loans are great, competitive rate.Read full review
Great bank to be with, always helpful. Personal loans are great, competitive rate.
never againRead full review
i realy dnt have any problems with the bankRead full review
i realy dnt have any problems with the bank