Queensland Country Bank personal loans

Queensland Country Bank
Queensland Country Bank's overall rating for personal loans

(as rated by the Mozo community)

8.4 / 10

based on 9 reviews

Are you a hardworking regional Queenslander looking for a leg up with your personal spending goals? Then Queensland Country Credit Union is for you. It’s an independent, customer owned organisation, which means you come first.

There’s a whole suite of financial products on offer at Queensland Country Credit Union, including some competitive personal loan offers. Check them out below:

Queensland Country Bank offers the following personal loans

Rates and fees verified as correct at 21 September, 2020. Other information correct at the time of writing.

Product Interest rate from Comparison rate from* Upfront fee

2.99% p.a.

3.60% p.a.based on $30,000
over 5 years


3.99% p.a.

4.60% p.a.based on $30,000
over 5 years


Secured Personal Loan (Variable)
Queensland Country Bank

9.75% p.a.

10.68% p.a.based on $30,000
over 5 years


4.99% p.a.

5.59% p.a.based on $30,000
over 5 years


Unsecured Personal Loan (Variable)
Queensland Country Bank

12.95% p.a.

15.87% p.a.based on $10,000
over 3 years


*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What personal loans does Queensland Country Credit Union offer?

New car loan

After a new set of wheels? Then you might be interested in a Queensland Country Credit Union new car loan. It’s a fixed rate loan, available for amounts between $1,000 and $50,000 for terms up to 7 years. If you’d like to borrow more than that, you’ll only be able to secure a loan term of up to 5 years. Keep in mind that there’s an application and ongoing service fee to consider, and you’ll have to put your new car up as security against the loan.

Personal loan

For any other spending needs, there’s the Queensland Country Credit Union personal loan. This is a fixed rate loan, and you can choose either a secured or unsecured version. On the secured loan, the same rules apply as for the car loan - you can borrow up to $50,000 for terms up to 7 years, but if you want to borrow more than that, you’ll only get a 5 year term. For an unsecured loan, you can only borrow up to $20,000 for up to 5 years. Plus, don’t forget to budget for the application and ongoing service fees.

Queensland Country Credit Union personal loan features at a glance

Flexible repayment options: Make your repayments whenever it suits your budget - either monthly, fortnightly or weekly.

Fees: Remember that you’ll need to leave room in your budget for upfront application and ongoing service fees.

Queensland Country Credit Union customer reviews

Want to know what everyday Aussies think of their Queensland Country Credit Union personal loan? You can read all about it in our customer review section, where customers have rated their experience in terms of things like price, convenience and trust. 

How to apply

Ready to apply? Hang on! First things first, you’ll have to be a permanent resident of Australia and over 18 to be eligible. You’ll also have to become a member of Queensland Customer Credit Union.

When you apply for the loan, make sure you have:

More helpful personal loan quick links