8.2 / 10

based on 2125 reviews as rated by Mozo community

CUA savings accounts

CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.

CUA offers the following savings accounts

Rates and fees verified as correct at 01 December, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate Maximum rate Govt deposit guarantee
eSaver Flexi

0.65% p.a.(for $0 and over)

No Current Offer

Yes up to $250,000

eSaver Reward

0.05% p.a.(for $0 and over)

1.20% p.a. (for $0 to $100,000)

Yes up to $250,000

Youth eSaver

2.75% p.a.(for $0 to $5,001)

No Current Offer

Yes up to $250,000

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How are CUA savings accounts rated?

Mozo users have rated CUA savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of savings-accounts
CUA savings accounts
Overall
8.2/10
Price
Features
Customer service
Convenience
Trust

608 Reviews

Recent CUA savings account reviews

CUA eSaver Flexi review
Overall 8/10
Overall a great banking experience.

I like this bank heaps, but they have closed my local branch so I will be looking for a new bank in the future.

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I like this bank heaps, but they have closed my local branch so I will be looking for a new bank in the future.

Price
8/10
Features
7/10
Customer service
6/10
Convenience
8/10
Trust
9/10
Less
Troy, Queensland reviewed 2 months ago
CUA Savings Account review
Overall 1/10
Totally incompetent and no accountability!

I have never encountered a banking organisation as incompetent! I have now had my 13th Telegraphic Transfer refused (for a completely different reason than the last 12!) The submitted forms are identical cut and pastes as previous - yet they find a new excuse not to process the payment? "need more clarity on the {purpose}?" I'm sorry - you paid the last 6 from an identical submission. There is NO reference of "PURPOSE" on the transfer form. These guys are incompetent and totally unaccountable.

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I have never encountered a banking organisation as incompetent! I have now had my 13th Telegraphic Transfer refused (for a completely different reason than the last 12!) The submitted forms are identical cut and pastes as previous - yet they find a new excuse not to process the payment? "need more clarity on the {purpose}?" I'm sorry - you paid the last 6 from an identical submission. There is NO reference of "PURPOSE" on the transfer form. These guys are incompetent and totally unaccountable.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Bo b, New South Wales reviewed 3 months ago
CUA eSaver Flexi review
Overall 2/10
Dreadful and deceitful

I’ve been a CUA customer for over 30 years. Sadly, I have to move because they introduced a cheque fee on 1 March 2020, without notifying their loyal customers. So much for being loyal. Shameful.

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I’ve been a CUA customer for over 30 years. Sadly, I have to move because they introduced a cheque fee on 1 March 2020, without notifying their loyal customers. So much for being loyal. Shameful.

Price
1/10
Features
0/10
Customer service
4/10
Convenience
0/10
Trust
0/10
Less
Olga, New South Wales reviewed 5 months ago
CUA eSaver Reward review
Overall 8/10
Good interest rate, lacking everywhere else

The account has a good interest rate and I like CUA as a bank however there are some things that they could improve on like the additional features and lack of an ATM network.

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The account has a good interest rate and I like CUA as a bank however there are some things that they could improve on like the additional features and lack of an ATM network.

Price
8/10
Features
5/10
Customer service
9/10
Convenience
7/10
Trust
10/10
Less
Callum, New South Wales reviewed 5 months ago

Savings account quick links