Great Southern Bank is an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members and reinvests in making its service better for customers and supporting local communities. Great Southern Bank is committed to helping members through life's big changes, so if you want to make a change for the better, check out its range of home loans, personal loans, credit cards, savings accounts and more.
Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more savings accounts here.
Last updated 8 January 2026
Important disclosures
Youth eSaver
Maximum rate
4.75
%
p.a.
(for $0 to $5,001)
Standard rate
4.75
%
p.a.
(for $0 to $5,001)
No Partner link
Standard rate
Balances from $0: 4.75% p.a. Balances from $5,001: 1.00% p.a.
Maximum rate
-
Maximum rate conditions
n/a
Interest paid
Monthly
Account fee per month
$0.00
Access
BPay, Branch access, Phone banking, Internet banking
Kids ages
0 to 17 years
Minimum balance
$1.00
Other restrictions
Child must be aged 10-17 and sole account owner. Max 1 Youth eSaver account per eligible child. Must link to a transaction account.
Other benefits
-
Goal Saver
Maximum rate
4.60
%
p.a.
(for $0 to $50,000)
Deposit $500 by electronic transfer (excluding telegraphic transfers) into your Everyday Edge Account and make 5 card transactions per month.
Standard rate
0.50
%
p.a.
(for $0 and over)
No Partner link
Standard rate
Balances from $0: 0.50% p.a.
Maximum rate
Balances from $0: 4.60% p.a. Balances from $50,000: 0.50% p.a.
Maximum rate conditions
Deposit $500 by electronic transfer (excluding telegraphic transfers) into your Everyday Edge Account and make 5 card transactions per month.
Interest paid
Monthly
Account fee per month
$0.00
Access
BPay, Phone banking, Internet banking
Kids ages
-
Minimum balance
$0.00
Other restrictions
Minimum age 18, maximum age 24. Converts to a Home Saver account when customer turns 25.
Other benefits
-
Home Saver
Maximum rate
4.50
%
p.a.
(for $0 to $100,000)
Deposit $2,000 by electronic transfer into your Everyday Edge Account and make 5 purchases with your Visa debit card each month.
Standard rate
0.50
%
p.a.
(for $0 and over)
No Partner link
Standard rate
Balances from $0: 0.50% p.a.
Maximum rate
Balances from $0: 4.50% p.a. Balances from $100,000: 0.50% p.a.
Maximum rate conditions
Deposit $2,000 by electronic transfer into your Everyday Edge Account and make 5 purchases with your Visa debit card each month.
Interest paid
Monthly
Account fee per month
$0.00
Access
BPay, Branch access, Phone banking, Internet banking
Kids ages
-
Minimum balance
$0.00
Other restrictions
-
Other benefits
-
Future Saver Account
Maximum rate
4.10
%
p.a.
(for $0 to $500,000)
Increase your balance by at least $250 a month
Standard rate
0.10
%
p.a.
(for $0 to $500,000)
No Partner link
Standard rate
Balances from $0: 0.10% p.a. Balances from $500,000: 0.10% p.a.
Maximum rate
Balances from $0: 4.10% p.a. Balances from $500,000: 2.75% p.a.
Maximum rate conditions
Increase your balance by at least $250 a month
Interest paid
Monthly
Account fee per month
$0.00
Access
BPay, Branch access, Phone banking, Internet banking
Kids ages
-
Minimum balance
$1.00
Other restrictions
Must also hold a Great Southern Bank transaction account to qualify for bonus interest rate.
Other benefits
-
Everyday Saver Account
Maximum rate
3.55
%
p.a.
(for $0 and over)
Standard rate
3.55
%
p.a.
(for $0 and over)
No Partner link
Standard rate
Balances from $0: 3.55% p.a.
Maximum rate
-
Maximum rate conditions
n/a
Interest paid
Monthly
Account fee per month
$0.00
Access
BPay, Phone banking, Internet banking
Kids ages
-
Minimum balance
$0.00
Other restrictions
-
Other benefits
-
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Important disclosures
Advertiser disclosure
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We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Disclaimer
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Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
