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IMB is one of Australia's largest building society servicing the lower east coast of Australia. IMB's better value banking offers its customers lower cost banking and secure services. IMBs' face-to-face facilities allow them to offer a more personalised service in taking care of the IMB community. IMB offers a range of products including insurance, business banking, term deposits, saving & transaction accounts and home & personal loans.
Last updated 21 November 2024
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Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
IMB Bank business loans
Secured Business Overdraft
Interest rate
Upfront fee
Funding speed
-
0.50%
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
0.50%
Ongoing Fees
$30 per month
Late payment fee
$0.00
Transaction fee
none
Early repayment penalty
2 months of interest at original loan rate within the first 3 years
Other fees
-
Loan type
Line of Credit
Security type
Property Secured
Minimum loan amount
$100,000
Maximum loan amount
$500,000
Minimum loan term
-
Maximum loan term
-
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
not disclosed
Repayment frequency
n/a
Repayment types
n/a
Card access
yes
Redraw allowed
n/a
Extra repayments allowed
n/a
Other benefits
-
Other restrictions
-
Fully Drawn Business Loan
Interest rate
Upfront fee
Funding speed
-
0.50%
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
0.50%
Ongoing Fees
$30 per month
Late payment fee
$0.00
Transaction fee
not disclosed
Early repayment penalty
2 months of interest at original loan rate within the first 3 years
Other fees
-
Loan type
Loan
Security type
Residential Property Secured
Minimum loan amount
$20,000
Maximum loan amount
$999,999
Minimum loan term
-
Maximum loan term
-
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
not disclosed
Repayment frequency
weekly, fortnightly, monthly
Repayment types
interest only, principal and interest
Card access
no
Redraw allowed
yes
Extra repayments allowed
yes, up to 25% of original loan amount in 1st 3 yrs without penalty
Other benefits
-
Other restrictions
-
Fully Drawn Business Loan
Interest rate
Upfront fee
Funding speed
-
0.50%
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
0.50%
Ongoing Fees
$30 per month
Late payment fee
$0.00
Transaction fee
not disclosed
Early repayment penalty
2 months of interest at original loan rate within the first 3 years
Other fees
-
Loan type
Loan
Security type
Commerical Property Secured
Minimum loan amount
$20,000
Maximum loan amount
$999,999
Minimum loan term
-
Maximum loan term
-
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
not disclosed
Repayment frequency
weekly, fortnightly, monthly
Repayment types
Interest Only
Card access
no
Redraw allowed
yes
Extra repayments allowed
yes, up to 25% of original loan amount in 1st 3 yrs without penalty
Other benefits
-
Other restrictions
Rate shown is a base rate with LVR up to 65%. Final rate will depend on application
Fully Drawn Business Loan
Interest rate
Upfront fee
Funding speed
-
0.50%
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
0.50%
Ongoing Fees
$30 per month
Late payment fee
$0.00
Transaction fee
not disclosed
Early repayment penalty
2 months of interest at original loan rate within the first 3 years
Other fees
-
Loan type
Loan
Security type
Commerical Property Secured
Minimum loan amount
$20,000
Maximum loan amount
$10,000,000
Minimum loan term
-
Maximum loan term
-
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
not disclosed
Repayment frequency
weekly, fortnightly, monthly
Repayment types
Interest Only
Card access
no
Redraw allowed
yes
Extra repayments allowed
yes, up to 25% of original loan amount in 1st 3 yrs without penalty
Other benefits
-
Other restrictions
Rate shown is a base rate with LVR up to 65%. Final rate will depend on application
Fully Drawn Business Loan
Interest rate
Upfront fee
Funding speed
-
0.50%
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
0.50%
Ongoing Fees
$30 per month
Late payment fee
$0.00
Transaction fee
not disclosed
Early repayment penalty
2 months of interest at original loan rate within the first 3 years
Other fees
-
Loan type
Loan
Security type
Residential Property Secured
Minimum loan amount
$20,000
Maximum loan amount
$10,000,000
Minimum loan term
-
Maximum loan term
-
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
not disclosed
Repayment frequency
weekly, fortnightly, monthly
Repayment types
interest only, principal and interest
Card access
no
Redraw allowed
yes
Extra repayments allowed
yes, up to 25% of original loan amount in 1st 3 yrs without penalty
Other benefits
-
Other restrictions
-
Fully Drawn Business Loan Special Offer
Interest rate
Upfront fee
Funding speed
-
0.50%
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
0.50%
Ongoing Fees
$30 per month
Late payment fee
$0.00
Transaction fee
not disclosed
Early repayment penalty
2 months of interest at original loan rate within the first 3 years
Other fees
-
Loan type
Loan
Security type
Commerical Property Secured
Minimum loan amount
$1,000,000
Maximum loan amount
$5,000,000
Minimum loan term
-
Maximum loan term
-
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
not disclosed
Repayment frequency
weekly, fortnightly, monthly
Repayment types
Interest Only
Card access
no
Redraw allowed
yes
Extra repayments allowed
yes, up to 25% of original loan amount in 1st 3 yrs without penalty
Other benefits
-
Other restrictions
Special rate available until offer is withdrawn. Rate shown is for LVRs of up to 60%. Rate for LVRs of between 60% and 80% is 6.45%. Final rate will depend on application
Fully Drawn Business Loan Special Offer
Interest rate
Upfront fee
Funding speed
-
0.50%
Varies
Link not supplied
Details Close
Interest Rate
-
Upfront Fee
0.50%
Ongoing Fees
$30 per month
Late payment fee
$0.00
Transaction fee
not disclosed
Early repayment penalty
2 months of interest at original loan rate within the first 3 years
Other fees
-
Loan type
Loan
Security type
Residential Property Secured
Minimum loan amount
$1,000,000
Maximum loan amount
$5,000,000
Minimum loan term
-
Maximum loan term
-
Funding speed
Varies
Application speed
Varies
Approval speed
Varies
Minimum trading period
Varies
Minimum annual turnover
Varies
Exit fee
not disclosed
Repayment frequency
weekly, fortnightly, monthly
Repayment types
interest only, principal and interest
Card access
no
Redraw allowed
yes
Extra repayments allowed
yes, up to 25% of original loan amount in 1st 3 yrs without penalty
Other benefits
-
Other restrictions
Special rate available until offer is withdrawn. Rate shown is for LVRs of up to 60%. Rate for LVRs of between 60% and 80% is 6.35%. Final rate will depend on application
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Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
