IMB Bank home loans

4.0
Based on 117 IMB Bank home loan product reviews.
Fact Checked

IMB Bank has ample experience in helping Australians realise their property dreams with its extensive range of home loan products from variable and fixed to package and line of credit home loans. 

IMB has been providing banking services to Australians for more than 135 years and continues to grow its branch network throughout Sydney, ACT and Melbourne, along with boasting over 3,000 ATMs. It also has a network of mobile lending specialists who will come to you and help you with the home loan application process.

On this page, you’ll find a rundown on IMB’s home loan offerings as well as some helpful tips on what features you should consider when choosing an IMB home loan.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more home loans here.
Last updated 2 November 2024 Important disclosures and comparison rate warning*

IMB Bank home loans

  • Fixed Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <95%
    Interest rate
    5.69 % p.a.
    Fixed 3 years
    Comparison rate
    6.28 % p.a.
    Initial monthly repayment
    $2,899
    Go to site

    Get the security of a competitive fixed rate home loan for 2 years with IMB. Get up to $4,000 cashback (T&Cs apply). Up to 12 months repayments in advance without penalties. Free Internet and Mobile Banking redraws (T&Cs apply). Up to a 30 year loan term. Split loan available. No offset account.

  • Fixed Home Loan

    • LVR<90%
    • Investment
    • Principal & Interest
    Interest rate
    5.89 % p.a.
    Fixed 3 years
    Comparison rate
    6.74 % p.a.
    Initial monthly repayment
    $2,962
    Go to site

    Enjoy the investor benefits of a fixed loan term for 3 years with IMB. Get up to $4,000 cashback (T&Cs apply). Up to 12 months repayments in advance without penalties. Free Internet and Mobile Banking redraws (T&Cs apply). Up to a 30 year loan term. Split loan available. No offset account.

  • Budget Home Loan

    • LVR <80%
    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.04 % p.a.
    Variable
    Comparison rate
    6.07 % p.a.
    Initial monthly repayment
    $3,011
    Go to site

    Enjoy a discounted variable home loan from IMB. Get up to $4,000 cashback (T&Cs apply). Life-of-loan discount off IMB’s standard variable interest rate. Unrestricted additional repayments. Free Internet and Mobile Banking redraws (T&Cs apply). No monthly fees to pay. Up to a 30 year loan term. Split loan available. No offset account.

  • Fixed Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <95%
    Interest rate
    6.14 % p.a.
    Fixed 3 years
    Comparison rate
    6.41 % p.a.
    Initial monthly repayment
    $3,043
    Link not supplied

  • Essentials Home Loan

    • LVR<80%
    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.35 % p.a.
    Initial monthly repayment
    $3,075
    Link not supplied

  • Budget Home Loan

    • LVR <80%
    • Investment
    • Principal & Interest
    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.35 % p.a.
    Initial monthly repayment
    $3,092
    Link not supplied

  • Essentials Home Loan

    • LVR<80%
    • Investment
    • Principal & Interest
    Interest rate
    6.34 % p.a.
    Variable
    Comparison rate
    6.51 % p.a.
    Initial monthly repayment
    $3,108
    Link not supplied

  • Essentials Home Loan

    • LVR<90%
    • Investment
    • Principal & Interest
    Interest rate
    6.44 % p.a.
    Variable
    Comparison rate
    6.61 % p.a.
    Initial monthly repayment
    $3,141
    Link not supplied

  • Standard Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    8.96 % p.a.
    Variable
    Comparison rate
    9.03 % p.a.
    Initial monthly repayment
    $4,009
    Link not supplied

  • Standard Variable Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    9.53 % p.a.
    Variable
    Comparison rate
    9.60 % p.a.
    Initial monthly repayment
    $4,215
    Link not supplied

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IMB Bank home loan ratings

Overall customer rating for IMB Bank home loans

4.0
Based on 117 product reviews.

Customer reviews

Important disclosures

IMB Bank products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

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