Home Buildings Insurance

Main events covered

Monthly payments cost extra: Yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Underinsurance protection: No

New for old: Yes

Building cover

Contents cover: n/a

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Optional Extra

Lightning: Yes

Earthquake: Yes

Storm surge: Optional Extra

Fusion: Optional Extra - up to 15 years

Power surge: No

Accidental loss and damage: Optional Extra

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000 for funeral

Monthly payments cost extra: Yes

General contents: No

Contents while moving: No

Antiques and valuables: No

Cash: No

Cd dvd and electronic files: No

Computer software and hardware: No

Camera and accessories: No

Carpets: No

Home office contents: No

Identity theft: No

Jewellery: No

Personal medical equipment: No

Replacement of documents: No

Tools of trade: No

Lock replacement: Yes

Emergency storage: Up to 12 months

Temporary accommodation: Up to 12 months, up to 10% sum insured. Combined with temporary accommodation for pets.

Temporary accommodation for pets: Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation.

Temporary repairs: Yes

Buildings and structural improvements: Yes

Building materials: Up to $1,000

Demolition cost: Yes

Debris removal: Yes

Landscaping: No

Gates and fences: Yes

Legal liability cover: Up to $20,000,000

Days unoccupied until cover stops: 60

Other restrictions: -

Other benefits: Policy holders who are 50 years or older have the option of a $0 basic excess. Save up to 10% on your first years premium.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Home Contents Insurance

Main events covered

Monthly payments cost extra: Yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Underinsurance protection: No

New for old: Yes

Building cover: n/a

Contents cover

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Optional Extra

Lightning: Yes

Earthquake: Yes

Storm surge: Optional Extra

Fusion: Optional Extra - up to 15 years

Power surge: No

Accidental loss and damage: Optional Extra

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000 for funeral

Monthly payments cost extra: Yes

General contents: Yes

Contents while moving: Yes

Antiques and valuables: Up to $2,500

Cash: Up to $1,250

Cd dvd and electronic files: Up to $2,500

Computer software and hardware: Yes

Camera and accessories: Yes

Carpets: Yes

Home office contents: Yes

Identity theft: No

Jewellery: Up to $2,500 in total

Personal medical equipment: Yes

Replacement of documents: Yes

Tools of trade: Up to $5,000

Lock replacement: Yes

Emergency storage: Up to 12 months

Temporary accommodation: Up to 12 months, up to 10% sum insured. Combined with temporary accommodation for pets.

Temporary accommodation for pets: Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation.

Temporary repairs: Yes

Buildings and structural improvements: No

Building materials: No

Demolition cost: No

Debris removal: No

Landscaping: No

Gates and fences: No

Legal liability cover: Up to $20,000,000

Days unoccupied until cover stops: 60

Other restrictions: -

Other benefits: Policy holders who are 50 years or older have the option of a $0 basic excess. Save up to 10% on your first years premium.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Home Buildings & Contents Insurance

Main events covered

Monthly payments cost extra: Yes

Underinsurance protection: No

New for old replacement: Yes

No Partner link

Underinsurance protection: No

New for old: Yes

Building cover

Contents cover

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Optional Extra

Lightning: Yes

Earthquake: Yes

Storm surge: Optional Extra

Fusion: Optional Extra - up to 15 years

Power surge: No

Accidental loss and damage: Optional Extra

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000 for funeral

Monthly payments cost extra: Yes

General contents: Yes

Contents while moving: Yes

Antiques and valuables: Up to $2,500

Cash: Up to $1,250

Cd dvd and electronic files: Up to $2,500

Computer software and hardware: Yes

Camera and accessories: Yes

Carpets: Yes

Home office contents: Yes

Identity theft: No

Jewellery: Up to $2,500 in total

Personal medical equipment: Yes

Replacement of documents: Yes

Tools of trade: Up to $5,000

Lock replacement: Yes

Emergency storage: Up to 12 months

Temporary accommodation: Up to 12 months, up to 10% sum insured. Combined with temporary accommodation for pets.

Temporary accommodation for pets: Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation.

Temporary repairs: Yes

Buildings and structural improvements: Yes

Building materials: Up to $1,000

Demolition cost: Yes

Debris removal: Yes

Landscaping: No

Gates and fences: Yes

Legal liability cover: Up to $20,000,000

Days unoccupied until cover stops: 60

Other restrictions: -

Other benefits: Policy holders who are 50 years or older have the option of a $0 basic excess. Save up to 10% on your first years premium.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Home Plus Buildings Insurance

Main events covered

Monthly payments cost extra: Yes

Underinsurance protection: Yes - Up to 25% of sum insured

New for old replacement: Yes

No Partner link

Underinsurance protection: Yes - Up to 25% of sum insured

New for old: Yes

Building cover

Contents cover: n/a

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Optional Extra

Lightning: Yes

Earthquake: Yes

Storm surge: Optional Extra

Fusion: Up to 15 years old

Power surge: No

Accidental loss and damage: Yes

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000 for funeral

Monthly payments cost extra: Yes

General contents: No

Contents while moving: No

Antiques and valuables: No

Cash: No

Cd dvd and electronic files: No

Computer software and hardware: No

Camera and accessories: No

Carpets: No

Home office contents: No

Identity theft: No

Jewellery: No

Personal medical equipment: No

Replacement of documents: No

Tools of trade: No

Lock replacement: Yes

Emergency storage: Up to 24 months

Temporary accommodation: Up to 24 months, up to 20% of buildings sum insured combined with temporary accommodation for pets

Temporary accommodation for pets: Up to 24 months, up to 20% of buildings sum insured combined with temporary accommodation

Temporary repairs: Yes

Buildings and structural improvements: Yes

Building materials: Up to $5,000

Demolition cost: Yes

Debris removal: Yes

Landscaping: Up to $2,000 for plants

Gates and fences: Yes

Legal liability cover: Up to $20,000,000

Days unoccupied until cover stops: 60

Other restrictions: -

Other benefits: Policy holders who are 50 years or older have the option of a $0 basic excess. Save up to 10% on your first years premium.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Home Plus Contents Insurance

Main events covered

Monthly payments cost extra: Yes

Underinsurance protection: Yes - Up to 25% of sum insured

New for old replacement: Yes

No Partner link

Underinsurance protection: Yes - Up to 25% of sum insured

New for old: Yes

Building cover: n/a

Contents cover

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Optional Extra

Lightning: Yes

Earthquake: Yes

Storm surge: Optional Extra

Fusion: Up to 15 years old

Power surge: No

Accidental loss and damage: Yes

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000 for funeral

Monthly payments cost extra: Yes

General contents: Yes

Contents while moving: Yes

Antiques and valuables: Up to $2,500

Cash: Up to $1,250

Cd dvd and electronic files: Up to $2,500

Computer software and hardware: Yes

Camera and accessories: Yes

Carpets: Yes

Home office contents: Yes

Identity theft: Up to $5,000

Jewellery: Up to $2,500 in total

Personal medical equipment: Yes

Replacement of documents: Yes

Tools of trade: Up to $5,000

Lock replacement: Yes

Emergency storage: Up to 24 months

Temporary accommodation: Up to 24 months, up to 20% of buildings sum insured combined with temporary accommodation for pets

Temporary accommodation for pets: Up to 24 months, up to 20% of buildings sum insured combined with temporary accommodation

Temporary repairs: Yes

Buildings and structural improvements: No

Building materials: No

Demolition cost: No

Debris removal: No

Landscaping: No

Gates and fences: No

Legal liability cover: Up to $20,000,000

Days unoccupied until cover stops: 60

Other restrictions: -

Other benefits: Policy holders who are 50 years or older have the option of a $0 basic excess. Save up to 10% on your first years premium.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Home Plus Buildings & Contents Insurance

Main events covered

Monthly payments cost extra: Yes

Underinsurance protection: Yes - Up to 25% of sum insured

New for old replacement: Yes

No Partner link

Underinsurance protection: Yes - Up to 25% of sum insured

New for old: Yes

Building cover

Contents cover

Fire: Yes

Theft or burglary: Yes

Storm: Yes

Flood: Optional Extra

Lightning: Yes

Earthquake: Yes

Storm surge: Optional Extra

Fusion: Up to 15 years old

Power surge: No

Accidental loss and damage: Yes

Accidental breakage of glass: Yes

Death and injury cover: Up to $10,000 for funeral

Monthly payments cost extra: Yes

General contents: Yes

Contents while moving: Yes

Antiques and valuables: Up to $2,500

Cash: Up to $1,250

Cd dvd and electronic files: Up to $2,500

Computer software and hardware: Yes

Camera and accessories: Yes

Carpets: Yes

Home office contents: Yes

Identity theft: Up to $5,000

Jewellery: Up to $2,500 in total

Personal medical equipment: Yes

Replacement of documents: Yes

Tools of trade: Up to $5,000

Lock replacement: Yes

Emergency storage: Up to 24 months

Temporary accommodation: Up to 24 months, up to 20% of buildings sum insured combined with temporary accommodation for pets

Temporary accommodation for pets: Up to 24 months, up to 20% of buildings sum insured combined with temporary accommodation

Temporary repairs: Yes

Buildings and structural improvements: Yes

Building materials: Up to $5,000

Demolition cost: Yes

Debris removal: Yes

Landscaping: Up to $2,000 for plants

Gates and fences: Yes

Legal liability cover: Up to $20,000,000

Days unoccupied until cover stops: 60

Other restrictions: -

Other benefits: Policy holders who are 50 years or older have the option of a $0 basic excess. Save up to 10% on your first years premium.

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

NRMA Insurance home insurance

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