Bank Australia home loans

3.8
Based on 98 Bank Australia home loan product reviews.
Fact Checked

Bank Australia is Australia’s first customer owned responsible bank with origins dating back to 1957. Today Bank Australia boasts more than 185,000 personal customers, 11 branches throughout Australia and a 90% customer satisfaction rating. What makes Bank Australia different from other banks is a genuine commitment to uphold social and environmental responsibility in the various operations of the bank. But it’s not just for greenies, anyone looking for an extensive range of competitive home loans should consider this bank.

In fact, Bank Australia bagged a 2023 Mozo Experts Choice Home Loan Award for best Fixed Rate Home Loan and Investor Fixed Home Loan!

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more home loans here.
Last updated 21 November 2024 Important disclosures and comparison rate warning*

Bank Australia home loans

  • Clean Energy Home Loan Eco Plus

    • Owner Occupier
    • LVR<90%
    Interest rate
    5.34 % p.a.
    Fixed 3 years
    Comparison rate
    6.05 % p.a.
    Initial monthly repayment
    $2,789
    Link not supplied

  • Clean Energy Home Loan Eco/ Eco Upgrade

    • Owner Occupier
    • LVR<90%
    Interest rate
    5.44 % p.a.
    Fixed 3 years
    Comparison rate
    6.15 % p.a.
    Initial monthly repayment
    $2,820
    Link not supplied

  • Basic Home Loan

    • Fixed
    • Owner Occupier
    • Principal & Interest
    • LVR <60%
    Interest rate
    5.64 % p.a.
    Fixed 5 years
    Comparison rate
    5.96 % p.a.
    Initial monthly repayment
    $2,883
    Link not supplied

  • Fixed Premium Home Loan

    • Owner Occupier
    • LVR<60%
    Interest rate
    5.64 % p.a.
    Fixed 5 years
    Comparison rate
    6.24 % p.a.
    Initial monthly repayment
    $2,883
    Link not supplied

  • Basic Home Loan

    • Fixed
    • Investment
    • Principal & Interest
    • LVR <60%
    Interest rate
    5.74 % p.a.
    Fixed 5 years
    Comparison rate
    6.13 % p.a.
    Initial monthly repayment
    $2,915
    Link not supplied

  • Fixed Premium Home Loan

    • Investment
    • Principal & Interest
    • LVR <60%
    Interest rate
    5.74 % p.a.
    Fixed 5 years
    Comparison rate
    6.34 % p.a.
    Initial monthly repayment
    $2,915
    Link not supplied

  • Clean Energy Home Loan Eco Plus

    • Owner Occupier
    • LVR<90%
    Interest rate
    5.88 % p.a.
    Variable for 60 months and then 6.13% p.a.
    Comparison rate
    6.34 % p.a.
    Initial monthly repayment
    $3,030
    Link not supplied

  • Clean Energy Home Loan Eco/ Eco Upgrade

    • Owner Occupier
    • LVR<90%
    Interest rate
    5.98 % p.a.
    Variable for 60 months and then 6.13% p.a.
    Comparison rate
    6.38 % p.a.
    Initial monthly repayment
    $3,034
    Link not supplied

  • Basic Home Loan

    • LVR<60%
    • Owner Occupier
    Interest rate
    6.13 % p.a.
    Variable
    Comparison rate
    6.18 % p.a.
    Initial monthly repayment
    $3,040
    Link not supplied

  • Premium Home Loan

    • Owner Occupier
    • LVR<60%
    Interest rate
    6.13 % p.a.
    Variable
    Comparison rate
    6.46 % p.a.
    Initial monthly repayment
    $3,040
    Link not supplied

  • Premium Home Loan

    • Investment
    • Principal & Interest
    • LVR <60%
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.57 % p.a.
    Initial monthly repayment
    $3,075
    Link not supplied

  • Basic Home Loan

    • LVR<60%
    • Investment
    • Principal & Interest
    Interest rate
    6.34 % p.a.
    Variable
    Comparison rate
    6.39 % p.a.
    Initial monthly repayment
    $3,108
    Link not supplied

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Bank Australia home loan ratings

Overall customer rating for Bank Australia home loans

3.8
Based on 98 product reviews.

Customer reviews

Important disclosures

Bank Australia products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.