Your selected home loans
Bank Australia is Australia’s first customer owned responsible bank with origins dating back to 1957. Today Bank Australia boasts more than 185,000 personal customers, 11 branches throughout Australia and a 90% customer satisfaction rating. What makes Bank Australia different from other banks is a genuine commitment to uphold social and environmental responsibility in the various operations of the bank. But it’s not just for greenies, anyone looking for an extensive range of competitive home loans should consider this bank.
In fact, Bank Australia bagged a 2023 Mozo Experts Choice Home Loan Award for best Fixed Rate Home Loan and Investor Fixed Home Loan!
Your selected home loans
I've had positive experiences with Bank Australia since 2022. the process for applying was able to happen in my local branch, staff were really helpful. My only gripe is the app which I have had problems with (but to be honest, that may be a me thing!!!).
The Bank’s services and products are good and interest rates are competitive.
They are not very competitive..don't have the customers best interests.
Approved for a loan we own a house with under 30,000 to pay then they changed their mind after we already started to move
They are a 'green bank' and provide an offsett account for your mortgage.
Member-owned, green and socially responsible profile. Allowing a green pause on the mortgage payments was a useful way to be able to install solar ahead of the massive electricity price rises. App and website have everything you need for managing current accounts and home loans. I've always found the call centre helpful and responsive, and comms via the secure email via online banking have also been good. Probably not for you if you like visiting local bank branches (but who does that?). There is one in Brisbane though and the only time I had to visit was when I wanted a cash FX transaction ahead of an overseas trip, and that experience was positive.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
^See information about the Mozo Experts Choice Home Loan Awards
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