Home loan resources

Mortgage calculators

Here at Mozo, we’ve developed a suite of home loan calculators to help you crunch the numbers on mortgage repayments, borrowing limits, loan cost comparisons, even stamp duty. Whether you’re buying your first home or an investment property or you’re simply looking to pay off your mortgage faster, we’ve got a calculator for your home budgeting needs.

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Home loan search calculator

Looking for a new home loan and want to compare all mortgage lenders in the Mozo database? This calculator ranks home loans based on how much you want to borrow and lists loans based on the required monthly repayments.

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Switch & Save calculator

Want to know how much you could save by switching home loans? Try our Switch & Save calculator. Just plug in the details of your existing loan and repayments and we’ll instantly tell you which loans will save you money.

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Mortgage repayments calculator

Find out what your estimated mortgage repayments will be for the amount of money you’d like to borrow. Change the loan amounts, interest rate or loan term to see how your monthly repayments will change and the interest you will pay over the life of the loan.

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Borrowing calculator

Wondering how much money you’ll be able to borrow? Mozo’s borrowing calculator can help you to get an estimate of your borrowing power based on your income and expenses. We can even show you what will happen to your repayments if interest rates go up or down.

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Rate change calculator

What will happen to your loan repayments if interest rates change? This handy calculator does the calculations for you. It’s always a good idea to make sure that your monthly budget can handle repayments at least 2% higher so that you can avoid mortgage stress if rates rise.

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Extra repayments calculator

Making extra repayments on your home loan can save you thousands of dollars and reduce the time it takes you to pay off your home loan. Even a small amount makes a big difference over a 25 year period. Our extra repayments calculator lets you see how much you’ll be able to reduce the time it takes to pay back your home loan.

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Stamp duty calculator

Buying or moving house? Find out your estimated stamp duty as well as other government fees you’ll need to pay depending on where you live in Australia.