The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $399,999 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $399,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $399,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 70% | $100,000 | $399,999 |
| | Owner Occupier | Principal & Interest | 70%-90% | $100,000 | $399,999 |
| | Owner Occupier | Principal & Interest | < 70% | $400,000 | $699,999 |
| | Owner Occupier | Principal & Interest | 70%-90% | $400,000 | $699,999 |
| | Owner Occupier | Principal & Interest | < 70% | $700,000 | |
| | Owner Occupier | Principal & Interest | 70%-90% | $700,000 | |
| | Owner Occupier | Principal & Interest | 90%-95% | $100,000 | $399,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $400,000 | $699,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $700,000 | |
| | Investor | Principal & Interest | < 80% | $100,000 | $399,999 |
| | Investor | Principal & Interest | < 80% | $400,000 | $699,999 |
| | Investor | Principal & Interest | < 80% | $700,000 | |
| | Investor | Interest Only | < 80% | $100,000 | $399,999 |
| | Investor | Interest Only | < 80% | $400,000 | $699,999 |
| | Investor | Interest Only | < 80% | $700,000 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $100,000 $399,999
Owner Occupier (Principal & Interest)
LVR 70%-90%
Loan: $100,000 $399,999
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR 70%-90%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $700,000
Owner Occupier (Principal & Interest)
LVR 70%-90%
Loan: $700,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $100,000 $399,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $700,000
Investor (Principal & Interest)
LVR < 80%
Loan: $100,000 $399,999
Investor (Principal & Interest)
LVR < 80%
Loan: $400,000 $699,999
Investor (Principal & Interest)
LVR < 80%
Loan: $700,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000 $399,999
Investor (Interest Only)
LVR < 80%
Loan: $400,000 $699,999
Investor (Interest Only)
LVR < 80%
Loan: $700,000
3.89% p.a.
4.25% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
3.89% p.a.
4.25% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
3.89% p.a.
4.25% p.a.
$350.00 yearly
4.02% p.a.
4.37% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.02% p.a.
4.37% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.02% p.a.
4.37% p.a.
$350.00 yearly
3.79% p.a.
4.15% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
3.79% p.a.
4.15% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
3.79% p.a.
4.15% p.a.
$350.00 yearly
3.92% p.a.
4.28% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
3.92% p.a.
4.28% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
3.92% p.a.
4.28% p.a.
$350.00 yearly
3.69% p.a.
4.05% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
3.69% p.a.
4.05% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
3.69% p.a.
4.05% p.a.
$350.00 yearly
3.82% p.a.
4.18% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
3.82% p.a.
4.18% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
3.82% p.a.
4.18% p.a.
$350.00 yearly
4.27% p.a.
4.62% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.27% p.a.
4.62% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.27% p.a.
4.62% p.a.
$350.00 yearly
4.17% p.a.
4.52% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.17% p.a.
4.52% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.17% p.a.
4.52% p.a.
$350.00 yearly
4.07% p.a.
4.42% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.07% p.a.
4.42% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.07% p.a.
4.42% p.a.
$350.00 yearly
4.37% p.a.
4.72% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.37% p.a.
4.72% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.37% p.a.
4.72% p.a.
$350.00 yearly
4.27% p.a.
4.62% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.27% p.a.
4.62% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.27% p.a.
4.62% p.a.
$350.00 yearly
4.17% p.a.
4.52% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.17% p.a.
4.52% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.17% p.a.
4.52% p.a.
$350.00 yearly
4.57% p.a.
4.91% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.57% p.a.
4.91% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.57% p.a.
4.91% p.a.
$350.00 yearly
4.47% p.a.
4.82% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.47% p.a.
4.82% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.47% p.a.
4.82% p.a.
$350.00 yearly
4.37% p.a.
4.72% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.37% p.a.
4.72% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Package)
4.37% p.a.
4.72% p.a.
$350.00 yearly
Rates and fees information correct as at 21 October 2018.
3.89% p.a.
n/a
0 Months
none
4.25% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$100,000
$399,999
none
70.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
4.02% p.a.
n/a
0 Months
none
4.37% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$100,000
$399,999
70.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
3.79% p.a.
n/a
0 Months
none
4.15% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$400,000
$699,999
none
70.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
3.92% p.a.
n/a
0 Months
none
4.28% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$400,000
$699,999
70.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
3.69% p.a.
n/a
0 Months
none
4.05% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$700,000
none
none
70.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
3.82% p.a.
n/a
0 Months
none
4.18% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$700,000
none
70.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
4.27% p.a.
n/a
0 Months
none
4.62% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$100,000
$399,999
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
4.17% p.a.
n/a
0 Months
none
4.52% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$400,000
$699,999
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
4.07% p.a.
n/a
0 Months
none
4.42% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$700,000
none
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
4.37% p.a.
n/a
0 Months
none
4.72% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$100,000
$399,999
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
4.27% p.a.
n/a
0 Months
none
4.62% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$400,000
$699,999
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
4.17% p.a.
n/a
0 Months
none
4.52% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$700,000
none
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
4.57% p.a.
n/a
0 Months
none
4.91% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$100,000
$399,999
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
4.47% p.a.
n/a
0 Months
none
4.82% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$400,000
$699,999
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 21 October 2018.
4.37% p.a.
n/a
0 Months
none
4.72% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$700,000
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
They are always courteous and helpful.
Read full review
They are always courteous and helpful.
Less
Debra | Victoria
reviewed 10 days ago
Bank Australia is a customer owned bank. Formerly bankmecu, Bank Australia has over 130,000 customers which act as shareholders of the bank. It offers a full range of products including home loans, savings, credit cards and loan products, and because its shareholders are its customers, they benefit from lower rate and fees. Bank Australia also invests up to 4% of its profits in various community projects every year.
Promoted
loans.com.au
Essentials Variable
3.64% p.a. variable
3.66% p.a.
$520
Promoted
State Custodians
Low Rate Home Loan with Offset
3.68% p.a. variable
3.69% p.a.
$0
Promoted
Heritage Bank
Discount Variable Home Loan
3.67% p.a. variable
3.69% p.a.
$150
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.72% p.a. variable
4.12% p.a.
$0
Promoted
Heritage Bank
Discount Variable Home Loan
3.67% p.a.
3.69% p.a.
$150
Promoted
Virgin Money
Reward Me Variable Rate Home Loan
3.64% p.a.
3.78% p.a.
$150
Promoted
loans.com.au
Smart Loan Fixed (Package)
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
Promoted
Queensland Country Credit Union
Ultimate Fixed Home Loan (Package)
n/a
n/a
$0
Promoted
Beyond Bank
Fixed Rate Total Home Loan (Package)
3.83% p.a.
fixed 3 years
4.90% p.a.
$0
Promoted
Newcastle Permanent
Fixed Rate Home Loan
3.99% p.a.
fixed 3 years
4.82% p.a.
$0
Promoted
Virgin Money
Reward Me Fixed Rate Home Loan
3.87% p.a.
fixed 3 years
4.02% p.a.
$150
Promoted
State Custodians
Low Rate Home Loan with Offset
3.68% p.a.
3.69% p.a.
$0.00
Promoted
Heritage Bank
Discount Variable Home Loan
3.67% p.a.
3.69% p.a.
$0.00
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.72% p.a.
4.12% p.a.
$395.00 yearly
