Rates and fees verified as correct at 20 January, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Fixed 3 year rate | Comparison Rate | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 2.50% p.a. | 3.60% p.a. | $8.00 monthly | $300 | ||
| 3.95% p.a. | 4.44% p.a. |
| $300 |
| Product | Rate | Comparison Rate | Service fee | Upfront fee | Monthly repayments ‡ | |
|---|---|---|---|---|---|---|
| 3.82% p.a. | 3.94% p.a. | $8.00 monthly | $300 | |||
| 2.33% p.a.variable for 24 months and then 3.82% p.a. | 3.71% p.a. | $8.00 monthly | $0 | Go to site | ||
| 4.40% p.a. | 4.42% p.a. |
| $300 | |||
| 4.59% p.a. | 4.71% p.a. | $8.00 monthly | $300 | |||
| 2.85% p.a.variable for 24 months and then 4.59% p.a. | 4.39% p.a. | $8.00 monthly | $300 | |||
| 4.94% p.a. | 4.96% p.a. |
| $300 |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.
Mozo users have rated GMCU home loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
4 Reviews
I like this product because of the local connection. By borrowing from a locally owned business I am also supporting the local community. I also know that when I call them, I will get to talk to a real person. The loan features and pricing are not the best on the market, but the positives outweigh the negatives by far.
Read full reviewI like this product because of the local connection. By borrowing from a locally owned business I am also supporting the local community. I also know that when I call them, I will get to talk to a real person. The loan features and pricing are not the best on the market, but the positives outweigh the negatives by far.
I have always used our local bank
Read full reviewI have always used our local bank
The GMCU have been great to us. Their service and response have been outstanding, my husband lost his job and we spoke to them straight away and they were wonderful with the options that they gave us. I would recommend them to anyone as they are great. They are willing to help in any way that they can they have a great team and are a pleasure to talk to. I give them 12 out of 10, they are just so nice.
Read full reviewThe GMCU have been great to us. Their service and response have been outstanding, my husband lost his job and we spoke to them straight away and they were wonderful with the options that they gave us. I would recommend them to anyone as they are great. They are willing to help in any way that they can they have a great team and are a pleasure to talk to. I give them 12 out of 10, they are just so nice.
The credit Union is local, the staff are extremely friendly, polite and super efficient. The staff are local so know their customers personally so they understand their needs.
Read full reviewThe credit Union is local, the staff are extremely friendly, polite and super efficient. The staff are local so know their customers personally so they understand their needs.
