GMCU home loans offer a range of packages for different needs. Check out our range of home loans for an overview of interest rates, fees and more. Or you can compare with our home loan comparison tools.
Rates and fees verified as correct at 05 June, 2020. Other information correct at the time of writing.
| Product | Fixed 3 year rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| p.a. | n/a |
| $300 | ||
| 2.95% p.a. | 4.55% p.a. |
| $300 | ||
| 3.54% p.a. | 4.31% p.a. |
| $300 |
| Product | Rate | Comparison Rate* | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 4.59% p.a. | 4.71% p.a. | $8.00 monthly | $300 | ||
| 3.82% p.a. | 3.94% p.a. | $8.00 monthly | $300 | ||
| 2.97% p.a.variable for 24 months and then 3.82% p.a. | 3.79% p.a. | $8.00 monthly | $300 | ||
| 5.09% p.a. | 5.11% p.a. |
| $300 | ||
| 4.55% p.a. | 4.57% p.a. |
| $300 |
‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.
I like this product because of the local connection. By borrowing from a locally owned business I am also supporting the local community. I also know that when I call them, I will get to talk to a real person. The loan features and pricing are...
I like this product because of the local connection. By borrowing from a locally owned business I am also supporting the local community. I also know that when I call them, I will get to talk to a real person. The loan features and pricing are not the best on the market, but the positives outweigh the negatives by far.
Matt, Victoria, reviewed over 5 years ago
Dave, Victoria, reviewed over 5 years ago
The GMCU have been great to us. Their service and response have been outstanding, my husband lost his job and we spoke to them straight away and they were wonderful with the options that they gave us. I would recommend them to anyone as they are...
The GMCU have been great to us. Their service and response have been outstanding, my husband lost his job and we spoke to them straight away and they were wonderful with the options that they gave us. I would recommend them to anyone as they are great. They are willing to help in any way that they can they have a great team and are a pleasure to talk to. I give them 12 out of 10, they are just so nice.
Kerrie, Victoria, reviewed over 6 years ago
The credit Union is local, the staff are extremely friendly, polite and super efficient. The staff are local so know their customers personally so they understand their needs.
The credit Union is local, the staff are extremely friendly, polite and super efficient. The staff are local so know their customers personally so they understand their needs.
Shirley, New South Wales, reviewed over 7 years ago
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