Homestar Variable Rate Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $749,999 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $749,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $200,000 and $749,999 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan between $200,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan between $200,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $200,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $750,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $200,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $750,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $200,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $200,000 $749,999

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $750,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $200,000 $749,999

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $750,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $200,000 $749,999

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $750,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $200,000 $749,999

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $750,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $750,000 $1,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000 $1,000,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $200,000 $749,999

  • Investor (Interest Only)

    LVR 70%-80%

    Loan: $200,000 $749,999

  • Investor (Interest Only)

    LVR 70%-80%

    Loan: $750,000 $1,000,000

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $200,000 $749,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $200,000 $749,999

  • Investor (Interest Only)

    LVR < 70%

    Loan: $750,000 $1,000,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $200,000 $749,999

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $750,000 $1,000,000

3.49% p.a.

3.53% p.a.

$0.00

Homestar Variable Rate Loan

3.49% p.a.

3.53% p.a.

$0.00

3.69% p.a.

3.74% p.a.

$0.00

Homestar Variable Rate Loan

3.69% p.a.

3.74% p.a.

$0.00

3.54% p.a.

3.59% p.a.

$0.00

Homestar Variable Rate Loan

3.54% p.a.

3.59% p.a.

$0.00

3.74% p.a.

3.79% p.a.

$0.00

Homestar Variable Rate Loan

3.74% p.a.

3.79% p.a.

$0.00

3.79% p.a.

3.84% p.a.

$0.00

Homestar Variable Rate Loan

3.79% p.a.

3.84% p.a.

$0.00

3.99% p.a.

4.04% p.a.

$0.00

Homestar Variable Rate Loan

3.99% p.a.

4.04% p.a.

$0.00

3.74% p.a.

3.79% p.a.

$0.00

Homestar Variable Rate Loan

3.74% p.a.

3.79% p.a.

$0.00

3.94% p.a.

3.99% p.a.

$0.00

Homestar Variable Rate Loan

3.94% p.a.

3.99% p.a.

$0.00

3.79% p.a.

3.84% p.a.

$0.00

Homestar Variable Rate Loan

3.79% p.a.

3.84% p.a.

$0.00

3.99% p.a.

4.04% p.a.

$0.00

Homestar Variable Rate Loan

3.99% p.a.

4.04% p.a.

$0.00

4.04% p.a.

4.09% p.a.

$0.00

Homestar Variable Rate Loan

4.04% p.a.

4.09% p.a.

$0.00

4.24% p.a.

4.29% p.a.

$0.00

Homestar Variable Rate Loan

4.24% p.a.

4.29% p.a.

$0.00

3.89% p.a.

3.94% p.a.

$0.00

Homestar Variable Rate Loan

3.89% p.a.

3.94% p.a.

$0.00

4.09% p.a.

4.14% p.a.

$0.00

Homestar Variable Rate Loan

4.09% p.a.

4.14% p.a.

$0.00

3.99% p.a.

4.04% p.a.

$0.00

Homestar Variable Rate Loan

3.99% p.a.

4.04% p.a.

$0.00

4.34% p.a.

4.39% p.a.

$0.00

Homestar Variable Rate Loan

4.34% p.a.

4.39% p.a.

$0.00

4.15% p.a.

4.20% p.a.

$0.00

Homestar Variable Rate Loan

4.15% p.a.

4.20% p.a.

$0.00

4.15% p.a.

4.20% p.a.

$0.00

Homestar Variable Rate Loan

4.15% p.a.

4.20% p.a.

$0.00

4.24% p.a.

4.29% p.a.

$0.00

Homestar Variable Rate Loan

4.24% p.a.

4.29% p.a.

$0.00

3.89% p.a.

3.94% p.a.

$0.00

Homestar Variable Rate Loan

3.89% p.a.

3.94% p.a.

$0.00

4.14% p.a.

4.19% p.a.

$0.00

Homestar Variable Rate Loan

4.14% p.a.

4.19% p.a.

$0.00

4.19% p.a.

4.24% p.a.

$0.00

Homestar Variable Rate Loan

4.19% p.a.

4.24% p.a.

$0.00

4.29% p.a.

4.34% p.a.

$0.00

Homestar Variable Rate Loan

4.29% p.a.

4.34% p.a.

$0.00

4.49% p.a.

4.54% p.a.

$0.00

Homestar Variable Rate Loan

4.49% p.a.

4.54% p.a.

$0.00

Mozo Review   Homestar Variable Rate Loan Review

Last updated: 2 November 2018.

What's hot:
  • Interest rate from 3.49% (3.53% comparison rate)

  • 100% offset account

  • Free extra repayments and redraw facility

What's not:
  • $535 discharge fee

Mozo snapshot:

The Homestar Variable Rate Loan is full feature loan, with lots of different variations to suit all sorts of borrowers. With interest rates starting as low as 3.49% (3.53% comparison rate) the loan is also equipped with an offset account, free extra repayments and a redraw facility, a split account option and more. However, there are legal, valuation and discharge fees to budget for.

Key features:

The first number you’ll likely be looking at with a home loan is it’s interest rate. With the Homestar Variable Rate Loan there’s lot of different rates for the many variations on offer. Some of the factors that affect the interest rate are whether or not:

  • your LVR is below 70%, 70-80% or 80-90%
  • you’re borrowing between $200,000 and $749,999 or $750,000 and $1,000,000
  • your loan is principal and interest or interest only
  • you’re an owner occupier or an investor

One of the best ways to save on interest is to make extra repayments on your home loan. Homestar’s Variable Rate Loan allows you to do just this and for free! Even better, if you decide you want to re-access those funds you’ll be able to redraw for no cost, with no minimum amount you need to hit.

If you’d prefer to lower your interest payments by placing excess cash in an offset account, you’ll be glad to know this is one of the many features available.

When making a long-term commitment like a home loan, you’ll want to make sure that your repayment schedule works with your budget. Homestar make this easier with the option for either weekly, fortnightly or monthly repayments.

Split accounts let you have your cake and eat it too when it comes to the type of interest rate on your loan. This option allows you to have the flexibility of a variable rate and the consistency of a fixed rate.

Who it's good for:

If you’re looking for a home loan that has all the bells and whistles but won’t break the bank with high fees and interest, than the Homestar Variable Rate Loan might be just the ticket. Borrowers looking for a loan of less than $750,000 will be able to score the lowest rates.

Any catches?

While there are no ongoing fees, the $264 legal fee, $303.08 valuation fee and a $535 discharge fee are worth being aware of, because they’ll hike the cost up a bit at the beginning and end of the loan.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.49% p.a.

  • n/a

  • 0 Months

  • none

  • 3.53% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • none

  • 70.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.69% p.a.

  • n/a

  • 0 Months

  • none

  • 3.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.54% p.a.

  • n/a

  • 0 Months

  • none

  • 3.59% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $900 Cashback upon Settlement

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.74% p.a.

  • n/a

  • 0 Months

  • none

  • 3.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.79% p.a.

  • n/a

  • 0 Months

  • none

  • 3.84% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.04% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.74% p.a.

  • n/a

  • 0 Months

  • none

  • 3.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.94% p.a.

  • n/a

  • 0 Months

  • none

  • 3.99% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.79% p.a.

  • n/a

  • 0 Months

  • none

  • 3.84% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.04% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.04% p.a.

  • n/a

  • 0 Months

  • none

  • 4.09% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.24% p.a.

  • n/a

  • 0 Months

  • none

  • 4.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.89% p.a.

  • n/a

  • 0 Months

  • none

  • 3.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • none

  • 70.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.09% p.a.

  • n/a

  • 0 Months

  • none

  • 4.14% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.04% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • none

  • 70.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.34% p.a.

  • n/a

  • 0 Months

  • none

  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.15% p.a.

  • n/a

  • 0 Months

  • none

  • 4.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • none

  • 70.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.15% p.a.

  • n/a

  • 0 Months

  • none

  • 4.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.24% p.a.

  • n/a

  • 0 Months

  • none

  • 4.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.89% p.a.

  • n/a

  • 0 Months

  • none

  • 3.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.14% p.a.

  • n/a

  • 0 Months

  • none

  • 4.19% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • none

  • 70.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.29% p.a.

  • n/a

  • 0 Months

  • none

  • 4.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.49% p.a.

  • n/a

  • 0 Months

  • none

  • 4.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $303.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Homestar home loans rated by the Mozo community?

Overall customer rating
6.3/10
Price
7.3/10
Features
6.3/10
Customer service
6.9/10
Convenience
6.0/10
Trust
5.9/10

Latest review of Homestar Variable Rate Loan

  • Overall
    3/10
    Con merchants

    Their advertised rate is just to suck you in. My actual rate is 0.5% higher. The real rate is...

    Their advertised rate is just to suck you in. My actual rate is 0.5% higher. The real rate is always higher. They are dishonest lenders. Go elsewhere!

    Price
    5/10
    Features
    7/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    3/10

    Bruce | Queensland

    reviewed over 6 years ago

Homestar

About Homestar

Homestar is a Sydney and Melbourne based company that offers home loans Australia wide, due to Homestar being a web and phone based non-bank lender that works to save you money. Homestar has been providing low rates on its home loans since 2004.

See Homestar home loans

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a. variable

3.61% p.a.

$150

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a. variable

3.69% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a. variable

3.66% p.a.

$0

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.87% p.a. variable

3.91% p.a.

$600

Promoted

Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a. variable

3.53% p.a.

$600

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.87% p.a.

3.91% p.a.

$600

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.82% p.a.

4.22% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$150

Promoted

Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a.

3.53% p.a.

$600

Promoted

Homestar

Homestar

Variable Rate Loan

3.54% p.a.

3.59% p.a.

$567

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Promoted

NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.99% p.a.
fixed 3 years

4.86% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.89% p.a.
fixed 3 years

3.91% p.a.

$0

Promoted

Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.89% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.