Homestar Variable Rate Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $749,999 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $200,000 and $749,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $1,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $200,000 and $749,999 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan between $200,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $200,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan between $200,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $750,000 and $1,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $200,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $750,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $200,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $750,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $200,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $200,000 $749,999

  • Owner Occupier (Interest Only)

    LVR < 70%

    Loan: $750,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $200,000 $749,999

  • Owner Occupier (Interest Only)

    LVR 70%-80%

    Loan: $750,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $200,000 $749,999

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $750,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $200,000 $749,999

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $750,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $750,000 $1,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000 $1,000,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $200,000 $749,999

  • Investor (Interest Only)

    LVR 70%-80%

    Loan: $200,000 $749,999

  • Investor (Interest Only)

    LVR 70%-80%

    Loan: $750,000 $1,000,000

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $200,000 $749,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $200,000 $749,999

  • Investor (Interest Only)

    LVR < 70%

    Loan: $750,000 $1,000,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $200,000 $749,999

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $750,000 $1,000,000

3.49% p.a.

3.52% p.a.

$0.00

Homestar Variable Rate Loan

3.49% p.a.

3.52% p.a.

$0.00

3.69% p.a.

3.74% p.a.

$0.00

Homestar Variable Rate Loan

3.69% p.a.

3.74% p.a.

$0.00

3.54% p.a.

3.57% p.a.

$0.00

Homestar Variable Rate Loan

3.54% p.a.

3.57% p.a.

$0.00

3.74% p.a.

3.79% p.a.

$0.00

Homestar Variable Rate Loan

3.74% p.a.

3.79% p.a.

$0.00

3.79% p.a.

3.84% p.a.

$0.00

Homestar Variable Rate Loan

3.79% p.a.

3.84% p.a.

$0.00

3.99% p.a.

4.04% p.a.

$0.00

Homestar Variable Rate Loan

3.99% p.a.

4.04% p.a.

$0.00

3.74% p.a.

3.79% p.a.

$0.00

Homestar Variable Rate Loan

3.74% p.a.

3.79% p.a.

$0.00

3.94% p.a.

3.99% p.a.

$0.00

Homestar Variable Rate Loan

3.94% p.a.

3.99% p.a.

$0.00

3.79% p.a.

3.84% p.a.

$0.00

Homestar Variable Rate Loan

3.79% p.a.

3.84% p.a.

$0.00

3.99% p.a.

4.04% p.a.

$0.00

Homestar Variable Rate Loan

3.99% p.a.

4.04% p.a.

$0.00

4.04% p.a.

4.09% p.a.

$0.00

Homestar Variable Rate Loan

4.04% p.a.

4.09% p.a.

$0.00

4.24% p.a.

4.29% p.a.

$0.00

Homestar Variable Rate Loan

4.24% p.a.

4.29% p.a.

$0.00

3.89% p.a.

3.94% p.a.

$0.00

Homestar Variable Rate Loan

3.89% p.a.

3.94% p.a.

$0.00

4.09% p.a.

4.14% p.a.

$0.00

Homestar Variable Rate Loan

4.09% p.a.

4.14% p.a.

$0.00

3.99% p.a.

4.04% p.a.

$0.00

Homestar Variable Rate Loan

3.99% p.a.

4.04% p.a.

$0.00

4.34% p.a.

4.38% p.a.

$0.00

Homestar Variable Rate Loan

4.34% p.a.

4.38% p.a.

$0.00

4.15% p.a.

4.20% p.a.

$0.00

Homestar Variable Rate Loan

4.15% p.a.

4.20% p.a.

$0.00

4.15% p.a.

4.20% p.a.

$0.00

Homestar Variable Rate Loan

4.15% p.a.

4.20% p.a.

$0.00

4.24% p.a.

4.29% p.a.

$0.00

Homestar Variable Rate Loan

4.24% p.a.

4.29% p.a.

$0.00

3.89% p.a.

3.94% p.a.

$0.00

Homestar Variable Rate Loan

3.89% p.a.

3.94% p.a.

$0.00

4.14% p.a.

4.19% p.a.

$0.00

Homestar Variable Rate Loan

4.14% p.a.

4.19% p.a.

$0.00

4.19% p.a.

4.24% p.a.

$0.00

Homestar Variable Rate Loan

4.19% p.a.

4.24% p.a.

$0.00

4.29% p.a.

4.33% p.a.

$0.00

Homestar Variable Rate Loan

4.29% p.a.

4.33% p.a.

$0.00

4.49% p.a.

4.53% p.a.

$0.00

Homestar Variable Rate Loan

4.49% p.a.

4.53% p.a.

$0.00

Mozo Review   Homestar Variable Rate Loan Review

Last updated: 10 May 2019.

What's hot:
  • Interest rate from 3.49% (3.52% comparison rate)*

  • Three 2019 Mozo Experts Choice Awards

  • Free extra repayments and redraw facility

  • 100% offset account

What's not:
  • $535 discharge fee

Mozo snapshot:

The Homestar Variable Rate Loan is full feature loan, with lots of different variations to suit all sorts of borrowers. With interest rates starting as low as 3.49% (3.52% comparison rate)* the loan is also equipped with an offset account, free extra repayments and a redraw facility, a split account option and more. Plus it won three separate 2019 Mozo Experts Choice Awards in the Investor Home Loan, Low Cost Home Loan and Offset Home Loan categories.

Key features:

The first number you’ll likely be looking at with a home loan is it’s interest rate. With the Homestar Variable Rate Loan there’s lot of different rates for the many variations on offer. Some of the factors that affect the interest rate are whether or not:

  • your LVR is below 70%, 70-80% or 80-90%
  • you’re borrowing between $200,000 and $749,999 or $750,000 and $1,000,000
  • your loan is principal and interest or interest only
  • you’re an owner occupier or an investor

One of the best ways to save on interest is to make extra repayments on your home loan. Homestar’s Variable Rate Loan allows you to do just this and for free! Even better, if you decide you want to re-access those funds you’ll be able to redraw for no cost, with no minimum amount you need to hit.

If you’d prefer to lower your interest payments by placing excess cash in an offset account, you’ll be glad to know this is one of the many features available.

When making a long-term commitment like a home loan, you’ll want to make sure that your repayment schedule works with your budget. Homestar make this easier with the option for either weekly, fortnightly or monthly repayments.

Split accounts let you have your cake and eat it too when it comes to the type of interest rate on your loan. This option allows you to have the flexibility of a variable rate and the consistency of a fixed rate.

Who it's good for:

If you’re looking for a home loan that has all the bells and whistles but won’t break the bank with high fees and interest, than the Homestar Variable Rate Loan might be just the ticket. Borrowers looking for a loan of less than $750,000 will be able to score the lowest rates.

Any catches?

While there are no ongoing fees, the $264 legal fee, $303.08 valuation fee and a $535 discharge fee are worth being aware of, because they’ll hike the cost up a bit at the beginning and end of the loan.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.49% p.a.

  • n/a

  • 0 Months

  • none

  • 3.52% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • none

  • 70.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.69% p.a.

  • n/a

  • 0 Months

  • none

  • 3.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.54% p.a.

  • n/a

  • 0 Months

  • none

  • 3.57% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $700 Cashback upon Settlement for refinanciers. $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.74% p.a.

  • n/a

  • 0 Months

  • none

  • 3.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.79% p.a.

  • n/a

  • 0 Months

  • none

  • 3.84% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.04% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.74% p.a.

  • n/a

  • 0 Months

  • none

  • 3.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.94% p.a.

  • n/a

  • 0 Months

  • none

  • 3.99% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.79% p.a.

  • n/a

  • 0 Months

  • none

  • 3.84% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.04% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.04% p.a.

  • n/a

  • 0 Months

  • none

  • 4.09% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.24% p.a.

  • n/a

  • 0 Months

  • none

  • 4.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.89% p.a.

  • n/a

  • 0 Months

  • none

  • 3.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • none

  • 70.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.09% p.a.

  • n/a

  • 0 Months

  • none

  • 4.14% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.04% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • none

  • 70.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.34% p.a.

  • n/a

  • 0 Months

  • none

  • 4.38% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.15% p.a.

  • n/a

  • 0 Months

  • none

  • 4.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • none

  • 70.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.15% p.a.

  • n/a

  • 0 Months

  • none

  • 4.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.24% p.a.

  • n/a

  • 0 Months

  • none

  • 4.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.89% p.a.

  • n/a

  • 0 Months

  • none

  • 3.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.14% p.a.

  • n/a

  • 0 Months

  • none

  • 4.19% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • none

  • 70.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.29% p.a.

  • n/a

  • 0 Months

  • none

  • 4.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $200,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.49% p.a.

  • n/a

  • 0 Months

  • none

  • 4.53% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • none

  • $0.00

  • $535.00

Other financial bits
  • $750,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $535 discharge fee waived if the loan goes to full term.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Homestar home loans rated by the Mozo community?

Overall customer rating
6.3/10
Price
7.3/10
Features
6.3/10
Customer service
6.9/10
Convenience
6.0/10
Trust
5.9/10

Latest review of Homestar Variable Rate Loan

  • Overall
    3/10
    Con merchants

    Their advertised rate is just to suck you in. My actual rate is 0.5% higher. The real rate is...

    Their advertised rate is just to suck you in. My actual rate is 0.5% higher. The real rate is always higher. They are dishonest lenders. Go elsewhere!

    Price
    5/10
    Features
    7/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    3/10

    Bruce | Queensland

    reviewed almost 7 years ago

Homestar

About Homestar

Homestar is a Sydney and Melbourne based company that offers home loans Australia wide, due to Homestar being a web and phone based non-bank lender that works to save you money. Homestar has been providing low rates on its home loans since 2004.

See Homestar home loans

Promoted

Homestar

Homestar

Star Essentials Home Loan

3.49% p.a.

3.49% p.a.

$0.00

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.48% p.a. variable

3.50% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a. variable

3.59% p.a.

$0

Promoted

Athena

Athena

Variable Home Loan

3.59% p.a. variable

3.55% p.a.

$0

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.69% p.a. variable

3.83% p.a.

$150

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

3.47% p.a. variable

3.48% p.a.

$0

Promoted

RACQ Bank

RACQ Bank

Mortgage Saver Special

3.69% p.a. variable

3.69% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.89% p.a. variable

4.29% p.a.

$0

Promoted

Homestar

Homestar

Star Essentials Home Loan

3.49% p.a. variable

3.49% p.a.

$0

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.48% p.a.

3.50% p.a.

$520

Promoted

Athena

Athena

Variable Home Loan

3.59% p.a.

3.55% p.a.

$0

Promoted

Homestar

Homestar

Star Essentials Home Loan

3.49% p.a.

3.49% p.a.

$0

Promoted

RACQ Bank

RACQ Bank

Mortgage Saver Special

3.69% p.a.

3.69% p.a.

$0

Promoted

MOVE Bank

MOVE Bank

Straightforward Home Loan

3.59% p.a.

3.62% p.a.

$450

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.69% p.a.

3.83% p.a.

$150

Promoted

Mortgage House

Mortgage House

Red Home Loan - Early Bird Special

3.29% p.a.

3.36% p.a.

$940

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.48% p.a.
fixed 3 years

3.85% p.a.

$520

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan - First Home Buyer Special

n/a

n/a

$0

Promoted

NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.79% p.a.
fixed 3 years

4.89% p.a.

$0

Promoted

Macquarie

Macquarie

Basic Home Loan (Fixed)

3.59% p.a.
fixed 3 years

3.67% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Promoted

QBANK

QBANK

Fixed Rate

3.62% p.a.
fixed 3 years

4.33% p.a.

$195

Promoted

Bankwest

Bankwest

Complete Fixed Home Loan (Package)

n/a

n/a

$250

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.48% p.a.

3.50% p.a.

$0.00

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

3.47% p.a.

3.48% p.a.

$0.00

Promoted

Mortgage House

Mortgage House

Red Home Loan - Early Bird Special

3.29% p.a.

3.36% p.a.

$0.00

Promoted

Reduce Home Loans

Reduce Home Loans

Rate Slasher

3.44% p.a.

3.44% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.