Northern Inland Credit Union home loans

4.2
Based on 10 Northern Inland Credit Union home loan product reviews.
Fact Checked

Northern Inland Credit Union was formed in 1988 with the merger of Namoi Credit Union, Oxley Mutual Credit Union and Tamworth Community Credit Union. It’s a local, member-owned organisation, which means customers have the right to vote at meetings and for the election of Board Directors. It offers a wide range of banking products and services, including home loans, insurance, and financial planning advice.

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Last updated 8 December 2024 Important disclosures and comparison rate warning*

Northern Inland Credit Union home loans

  • Dream Value Fixed Home Loan

    Interest rate
    5.49 % p.a.
    Fixed 3 years
    Comparison rate
    6.48 % p.a.
    Initial monthly repayment
    $2,836
    Link not supplied

  • Fixed Rate Home Loan

    • Owner Occupier
    Interest rate
    5.59 % p.a.
    Fixed 3 years
    Comparison rate
    7.03 % p.a.
    Initial monthly repayment
    $2,867
    Link not supplied

  • Fixed Rate Home Loan

    • Investment
    Interest rate
    5.59 % p.a.
    Fixed 3 years
    Comparison rate
    7.03 % p.a.
    Initial monthly repayment
    $2,867
    Link not supplied

  • Dream Value Home Loan Special Offer

    • Principal & Interest
    • new mortgages only
    • minimum loan amount $500
    • 000
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    6.31 % p.a.
    Initial monthly repayment
    $2,995
    Link not supplied

  • Dream Value Home Loan

    • Principal & Interest
    Interest rate
    6.44 % p.a.
    Variable
    Comparison rate
    6.75 % p.a.
    Initial monthly repayment
    $3,141
    Link not supplied

  • Smart Home Loan

    • Owner Occupier
    • Principal and Interest
    Interest rate
    7.44 % p.a.
    Variable
    Comparison rate
    7.57 % p.a.
    Initial monthly repayment
    $3,476
    Link not supplied

  • Smart Home Loan

    • Investment
    • Principal and Interest
    Interest rate
    7.44 % p.a.
    Variable
    Comparison rate
    7.57 % p.a.
    Initial monthly repayment
    $3,476
    Link not supplied

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Northern Inland Credit Union home loan ratings

Overall customer rating for Northern Inland Credit Union home loans

4.2
Based on 10 product reviews.

Customer reviews

Important disclosures

Northern Inland Credit Union products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

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