QBANK home loans

4.6
Based on 13 QBANK home loan product reviews.
Fact Checked

QBANK, formerly Queensland Police Credit Union (QPCU), is a member-owned credit union open to police officers, emergency service workers, correctional officers, ambos, firies, health workers, and government employees as well as their family members. As a home loan provider, QBANK is committed to making sure its members can own their homes as simply and quickly as possible.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 426 home loans using the filters.
Last updated 15 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • Fixed Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.69 % p.a.
    Fixed 3 years
    Comparison rate
    7.40 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link

  • Fixed First Home Buyer

    Interest rate
    5.69 % p.a.
    Fixed 3 years
    Comparison rate
    7.40 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link

  • Fixed Rate

    • Investment
    • Principal & Interest
    Interest rate
    5.89 % p.a.
    Fixed 3 years
    Comparison rate
    7.75 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link

  • Discounted Classic Home Loan

    • LVR<60%
    • Owner Occupier
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    6.01 % p.a.
    Initial monthly repayment
    $2,995
    No Partner link

  • Discounted Classic Home Loan

    • LVR<70%
    • Owner Occupier
    Interest rate
    6.04 % p.a.
    Variable
    Comparison rate
    6.06 % p.a.
    Initial monthly repayment
    $3,011
    No Partner link

  • Discounted Classic Home Loan

    • LVR<80%
    • Owner Occupier
    Interest rate
    6.09 % p.a.
    Variable
    Comparison rate
    6.11 % p.a.
    Initial monthly repayment
    $3,027
    No Partner link

  • FHBG Special Offer Classic Home Loan

    Interest rate
    6.09 % p.a.
    Variable
    Comparison rate
    6.11 % p.a.
    Initial monthly repayment
    $3,027
    No Partner link

  • Classic Plus Home Loan Offer

    • Owner Occupier
    • LVR <60%
    • over $150
    • 000
    Interest rate
    6.09 % p.a.
    Variable
    Comparison rate
    6.37 % p.a.
    Initial monthly repayment
    $3,027
    No Partner link

  • Classic Plus Home Loan Offer

    • Owner Occupier
    • LVR <70%
    • over $150
    • 000
    Interest rate
    6.14 % p.a.
    Variable
    Comparison rate
    6.42 % p.a.
    Initial monthly repayment
    $3,043
    No Partner link

  • Classic Plus Home Loan Offer

    • Owner Occupier
    • LVR <80%
    • over $150
    • 000
    Interest rate
    6.19 % p.a.
    Variable
    Comparison rate
    6.47 % p.a.
    Initial monthly repayment
    $3,059
    No Partner link

  • Discounted Classic Home Loan

    • LVR<60%
    • Investment
    Interest rate
    6.24 % p.a.
    Variable
    Comparison rate
    6.31 % p.a.
    Initial monthly repayment
    $3,075
    No Partner link

  • Discounted Classic Home Loan

    • LVR<90%
    • Owner Occupier
    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.31 % p.a.
    Initial monthly repayment
    $3,092
    No Partner link

  • First Home Buyer Classic

    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.31 % p.a.
    Initial monthly repayment
    $3,092
    No Partner link

  • Discounted Classic Home Loan

    • LVR<70%
    • Investment
    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.36 % p.a.
    Initial monthly repayment
    $3,092
    No Partner link

  • Discounted Classic Home Loan

    • LVR<80%
    • Investment
    Interest rate
    6.34 % p.a.
    Variable
    Comparison rate
    6.41 % p.a.
    Initial monthly repayment
    $3,108
    No Partner link

  • Classic Plus Home Loan Offer

    • Investment
    • LVR <60%
    • over $150
    • 000
    Interest rate
    6.34 % p.a.
    Variable
    Comparison rate
    6.61 % p.a.
    Initial monthly repayment
    $3,108
    No Partner link

  • Classic Plus Home Loan Offer

    • Owner Occupier
    • LVR <90%
    • over $150
    • 000
    Interest rate
    6.39 % p.a.
    Variable
    Comparison rate
    6.66 % p.a.
    Initial monthly repayment
    $3,124
    No Partner link

  • Classic Plus Home Loan Offer

    • Investment
    • LVR <70%
    • over $150
    • 000
    Interest rate
    6.39 % p.a.
    Variable
    Comparison rate
    6.66 % p.a.
    Initial monthly repayment
    $3,124
    No Partner link

  • Classic Plus Home Loan Offer

    • Investment
    • LVR <80%
    • over $150
    • 000
    Interest rate
    6.44 % p.a.
    Variable
    Comparison rate
    6.71 % p.a.
    Initial monthly repayment
    $3,141
    No Partner link

  • Discounted Classic Home Loan

    • LVR<90%
    • Investment
    Interest rate
    6.54 % p.a.
    Variable
    Comparison rate
    6.61 % p.a.
    Initial monthly repayment
    $3,174
    No Partner link

  • Discounted Classic Home Loan

    • LVR<95%
    • Owner Occupier
    Interest rate
    6.59 % p.a.
    Variable
    Comparison rate
    6.61 % p.a.
    Initial monthly repayment
    $3,190
    No Partner link

  • Classic Plus Home Loan Offer

    • Investment
    • Principal & Interest
    • LVR <90%
    • over $150
    • 000
    Interest rate
    6.64 % p.a.
    Variable
    Comparison rate
    6.91 % p.a.
    Initial monthly repayment
    $3,207
    No Partner link

  • Classic Plus Home Loan Offer

    • Owner Occupier
    • LVR 90-95%
    • over $150
    • 000
    Interest rate
    6.69 % p.a.
    Variable
    Comparison rate
    6.96 % p.a.
    Initial monthly repayment
    $3,223
    No Partner link

  • Classic Plus Home Loan Offer

    • Investment
    • Principal & Interest
    • LVR 90-95%
    • over $150
    • 000
    Interest rate
    6.94 % p.a.
    Variable
    Comparison rate
    7.21 % p.a.
    Initial monthly repayment
    $3,306
    No Partner link

  • Classic Home Loan

    • Owner Occupier
    Interest rate
    8.09 % p.a.
    Variable
    Comparison rate
    8.11 % p.a.
    Initial monthly repayment
    $3,700
    No Partner link

  • Classic Plus Home Loan

    • Owner Occupier
    Interest rate
    8.39 % p.a.
    Variable
    Comparison rate
    8.64 % p.a.
    Initial monthly repayment
    $3,806
    No Partner link

  • Classic Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    8.44 % p.a.
    Variable
    Comparison rate
    8.52 % p.a.
    Initial monthly repayment
    $3,823
    No Partner link

  • Classic Plus Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    8.74 % p.a.
    Variable
    Comparison rate
    8.99 % p.a.
    Initial monthly repayment
    $3,930
    No Partner link

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QBANK home loan ratings

Overall customer rating for QBANK home loans

4.6
Based on 13 product reviews.

Customer reviews

Important disclosures

QBANK products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.