SWSbank home loans

4.2
Based on 3 SWSbank home loan product reviews.
Fact Checked

South West Slopes Bank is a customer owned bank operating in the South West country area of NSW. Offering communities in the surrounding area a complete range of financial products and services in home and personal loans, credit cards, a range of savings accounts, term deposits, debit cards and financial planning services.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 426 home loans using the filters.
Last updated 14 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • Optimum Fixed Rate Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <80%
    Interest rate
    5.89 % p.a.
    Fixed 1 year
    Comparison rate
    6.30 % p.a.
    Initial monthly repayment
    $2,867
    Go to site

    Lock in a competitive fixed interest rate and enjoy peace of mind for the fixed period with SWS Bank’s Optimum Fixed Rate Home Loan.There are no application, ongoing or banking fees to pay and first home buyers and refinancers can apply with a speedy online application. Get the flexibility of loan split options and redraw facility. No offset account available for fixed rate proportion of loan. Other fees may be applicable. T&Cs apply.

  • Optimum Fixed Rate Home Loan

    • Investment
    • Principal & Interest
    • LVR <80%
    Interest rate
    5.89 % p.a.
    Fixed 1 year
    Comparison rate
    6.66 % p.a.
    Initial monthly repayment
    $2,899
    Go to site

    Lock in a competitive fixed interest rate and enjoy peace of mind for the fixed period with SWS Bank’s Optimum Fixed Rate Home Loan. There are no application, ongoing or banking fees to pay and first home buyers and refinancers can apply with a speedy online application. Get the flexibility of loan split options and redraw facility. No offset account available for fixed rate proportion of loan. Other fees may be applicable. T&Cs apply

  • Intro Discounted Standard Variable Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.20 % p.a.
    Variable for 12 months and then 6.60% p.a.
    Comparison rate
    6.56 % p.a.
    Initial monthly repayment
    $3,191
    No Partner link

  • Standard Variable Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.60 % p.a.
    Variable
    Comparison rate
    6.60 % p.a.
    Initial monthly repayment
    $3,193
    No Partner link

  • Intro Discounted Standard Variable Rate

    • Investment
    • Principal & Interest
    Interest rate
    6.50 % p.a.
    Variable for 12 months and then 6.90% p.a.
    Comparison rate
    6.86 % p.a.
    Initial monthly repayment
    $3,290
    No Partner link

  • Standard Variable Rate

    • Investment
    • Principal & Interest
    Interest rate
    6.90 % p.a.
    Variable
    Comparison rate
    6.90 % p.a.
    Initial monthly repayment
    $3,293
    No Partner link

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SWSbank home loan ratings

Overall customer rating for SWSbank home loans

4.2
Based on 3 product reviews.

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SWSbank products

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* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.