SWSbank home loans

4.2
Based on 3 SWSbank home loan product reviews.
Fact Checked

South West Slopes Bank is a customer owned bank operating in the South West country area of NSW. Offering communities in the surrounding area a complete range of financial products and services in home and personal loans, credit cards, a range of savings accounts, term deposits, debit cards and financial planning services.

Last updated 24 March 2025 Important disclosures and comparison rate warning*
What are your home loan needs?
Loan purpose
Buying or Refinancing
  • Optimum Fixed Rate Home Loan

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    Interest rate
    5.59 % p.a.
    Fixed 3 years
    Comparison rate
    6.14 % p.a.
    Initial monthly repayment
    $2,867
    No Partner link
  • Optimum Fixed Rate Home Loan

    • Fixed rate
    • Investor
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    Interest rate
    5.69 % p.a.
    Fixed 2 years
    Comparison rate
    6.46 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link
  • Intro Discounted Standard Variable Rate

    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.95 % p.a.
    Variable for 12 months and then 6.35% p.a.
    Comparison rate
    6.31 % p.a.
    Initial monthly repayment
    $2,982
    No Partner link
  • Intro Discounted Standard Variable Rate

    • Investor
    • Principal & Interest
    • 20% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.25 % p.a.
    Variable for 12 months and then 6.65% p.a.
    Comparison rate
    6.61 % p.a.
    Initial monthly repayment
    $3,079
    No Partner link
  • Standard Variable Rate

    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.35 % p.a.
    Variable
    Comparison rate
    6.35 % p.a.
    Initial monthly repayment
    $3,111
    No Partner link
  • Standard Variable Rate

    • Investor
    • Principal & Interest
    • 20% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.65 % p.a.
    Variable
    Comparison rate
    6.65 % p.a.
    Initial monthly repayment
    $3,210
    No Partner link

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SWSbank home loan ratings

Overall customer rating for SWSbank home loans

4.2
Based on 3 product reviews.

Customer reviews

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SWSbank products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

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