The Mutual Bank home loans

4.5
Based on 2 The Mutual Bank home loan product reviews.
Fact Checked

Formally Maitland Mutual Building Society, The Mutual Bank is a member-owned bank with deep roots in the Hunter Region of New South Wales. Among other banking products, The Mutual Bank offers a range of fixed, variable and package home loans to its customers - all of which you can learn more about below.

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Last updated 13 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • Fixed Rate Home Loan

    • Owner Occupier
    Interest rate
    5.59 % p.a.
    Fixed 2 years
    Comparison rate
    7.63 % p.a.
    Initial monthly repayment
    $2,867
    No Partner link

  • Fixed Rate Home Loan

    • Investment
    Interest rate
    5.69 % p.a.
    Fixed 2 years
    Comparison rate
    7.96 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link

  • Standard Home Loan

    • Owner Occupier
    • Fixed
    Interest rate
    5.69 % p.a.
    Fixed 2 years
    Comparison rate
    8.04 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link

  • Standard Home Loan

    • Investment
    • Fixed
    Interest rate
    5.79 % p.a.
    Fixed 2 years
    Comparison rate
    8.37 % p.a.
    Initial monthly repayment
    $2,931
    No Partner link

  • Special Budget Home Loan

    • Owner Occupier
    • LVR <80%
    Interest rate
    5.89 % p.a.
    Variable
    Comparison rate
    5.90 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link

  • Special Budget Home Loan

    • Investment
    • LVR <80%
    Interest rate
    6.09 % p.a.
    Variable
    Comparison rate
    6.10 % p.a.
    Initial monthly repayment
    $3,027
    No Partner link

  • Variable Home Loan

    • Owner Occupier
    Interest rate
    7.73 % p.a.
    Variable
    Comparison rate
    8.08 % p.a.
    Initial monthly repayment
    $3,575
    No Partner link

  • Variable Home Loan

    • Investment
    Interest rate
    8.13 % p.a.
    Variable
    Comparison rate
    8.47 % p.a.
    Initial monthly repayment
    $3,714
    No Partner link

  • Standard Home Loan

    • Owner Occupier
    Interest rate
    8.63 % p.a.
    Variable
    Comparison rate
    8.67 % p.a.
    Initial monthly repayment
    $3,891
    No Partner link

  • Standard Home Loan

    • Investment
    Interest rate
    9.03 % p.a.
    Variable
    Comparison rate
    9.07 % p.a.
    Initial monthly repayment
    $4,034
    No Partner link

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The Mutual Bank home loan ratings

Overall customer rating for The Mutual Bank home loans

4.5
Based on 2 product reviews.

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The Mutual Bank products

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* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.