The details shown below are for the Platinum Contents

The details shown below are for the Classic Extra Contents

The details shown below are for the Classic Contents

Choose the version of this product that suits you best

  • Platinum Contents

  • Classic Extra Contents

  • Classic Contents

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review GIO Contents Insurance - last updated: 24 February 2021

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What's hot
  • 2019 Mozo Experts Choice winner
  • Multiple discounts
  • New for old replacement
What's not
  • Monthly payment fee
Mozo snapshot

Winner of a Mozo Experts Choice Award for Exceptional Quality Contents Insurance, GIO Platinum Contents Insurance is a policy that makes sure you’re covered in nearly all of life’s unexpected mishaps. It's GIO's top level of contents insurance, and in addition to quality cover you’ll also be able to get a 10% online discount, which can be bumped up another 10% for a multi-policy discount. If you hold a senior card, you’ll also be able to receive a discount when applying.

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Key features

If there was a contents insurance policy that’s got everything, it’s GIO’s Platinum Contents Insurance. In order to have the best protection against unexpected disasters or mishaps, GIO Platinum Contents Insurance covers your contents in wide-ranging circumstance, including fires, floods and even explosions or riots. Plus, it even has you covered in the event that you’re the one responsible for the claim as your possessions are also covered for accidental loss or damage.  

With GIO Platinum Contents Insurance, you can get cover for your digital files of movies and music, the software and hardware on your computer, cameras plus their accessories, jewellery and those antiques you know are worth thousands  - just be aware there are limits to these so read the PDS carefully.

You will also be covered for the replacement cost of important documents, like birth or marriage certificates and should these be stolen, your policy will also cover you for identity theft. If you are a pet owner, a final feature worth noting about GIO Platinum Contents Insurance is that you’ll be covered for temporary accommodation for you and your pet, and GIO Platinum Contents Insurance also allows you to add the optional cover for veterinary expenses to your policy.

But while GIO Platinum Contents Insurance aims to cover you in almost all circumstances, stock and inventory and power surges are not covered under the policy.

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Who is it good for

GIO Platinum Contents Insurance is great option for anyone who wants the top level of cover for their home’s contents. You can also choose your level of excess so the higher excess, the lower the cost of your premium.

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Any catches

You have the choice to pay your premium on a monthly basis, but it’s worth noting that you’ll have to pay extra for this.

Details

Rates and fees information correct as at 17 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

No

No

Yes

Yes

Yes

Yes

Yes

Up to $200,000 in total, up to $50,000 for collections

Up to $10,000 per item or set. Up to $40,000 in total

No

Up to $2,000

No

Yes

Up to $5,000

No

Yes

Other cover

$10,000 for death

Optional Extra, Up to $2,000

Up to $2,500

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Yes

Up to 20% of sum insured

No

No

Up to 14 days

Yes

Policy and service features

60

No

Yes

$200

true

no

10% online discount, 10% multi-policy discount, senior card discount

Yes

Up to 180 days

Yes

Up to $20,000,000

none

none

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 17 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

No

No

Yes

Yes

Yes

Yes

Up to $5,000 per item

Up to $20,000 per item or set, up to $80,000 in total, up to $5,000 for collections

Up to $3,000 per item or set. Up to $10,000 in total

No

Up to $1,000

No

Yes

Up to $2,000

No

Yes

Other cover

$5,000 for death

Optional Extra, Up to $2,000

Up to $1,000

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Yes

Up to 15% of sum insured

No

No

Up to 14 days

Yes

Policy and service features

60

No

Yes

$200

true

no

10% online discount, 10% multi-policy discount, senior card discount

Yes

No

Yes

Up to $20,000,000

none

none

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 17 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

No

No

Yes

Yes

Yes

Yes

Up to $2,000 per item

Up to $10,000 per item or set, up to $50,000 in total, up to $2,000 for collections

Up to $2,000 per item or set. Up to $4,000 in total

No

Up to $500

No

Yes

Up to $1,000

No

Yes

Other cover

$5,000 for death

Optional Extra, Up to $2,000

Up to $500

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Yes

Up to 10% of sum insured

No

No

Up to 14 days

Yes

Policy and service features

60

No

Yes

$200

true

no

10% online discount, 10% multi-policy discount, senior card discount

Yes

No

Yes

Up to $20,000,000

none

none

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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