If there was a contents insurance policy that’s got everything, it’s GIO’s Platinum Contents Insurance. In order to have the best protection against unexpected disasters or mishaps, GIO Platinum Contents Insurance covers your contents in nearly all events ranging from fires to floods and even explosions or riots. Plus, it even has you covered in the event that you’re the one responsible for the claim as your possessions are also covered for accidental loss or damage.
With GIO Platinum Contents Insurance, you can get cover for your movies and music, the software and hardware on your computer, cameras plus its accessories, jewellery and those antiques that you know are worth thousands - just be aware that there are limits to these so read the PDS.
You will also be covered for the replacement cost of important documents, like birth or marriage certificates and should these be stolen, your policy will also cover you for identity theft. If you are a pet owner, a final feature worth noting about GIO Platinum Contents Insurance is that you’ll be covered for temporary accommodation for you and your pet, and GIO Platinum Contents Insurance also allows you to add the optional cover for veterinary expenses to your policy.
But while GIO Platinum Contents Insurance aims to cover you in almost all circumstances, stock and inventory and power or storm surges are not covered under the policy.
Who it's good for:
GIO Platinum Contents Insurance is great option for anyone who wants the top level of cover for their home’s contents. You can also choose your level of excess so the higher excess, the lower the cost of your premium.
You have the choice to pay your premium on a monthly basis, but it’s worth noting that you’ll have to pay extra for this.