The details shown below are for the Platinum Contents

The details shown below are for the Classic Extra Contents

The details shown below are for the Classic Contents

Choose the version of this product that suits you best

  • Platinum Contents

  • Classic Extra Contents

  • Classic Contents

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review GIO Contents Insurance

Last updated: 24 February 2021.

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What's hot
  • 2019 Mozo Experts Choice winner
  • Multiple discounts
  • New for old replacement
What's not
  • Monthly payment fee
Mozo snapshot

Winner of a Mozo Experts Choice Award for Exceptional Quality Contents Insurance, GIO Platinum Contents Insurance is a policy that makes sure you’re covered in nearly all of life’s unexpected mishaps. It's GIO's top level of contents insurance, and in addition to quality cover you’ll also be able to get a 10% online discount, which can be bumped up another 10% for a multi-policy discount. If you hold a senior card, you’ll also be able to receive a discount when applying.

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Key features

If there was a contents insurance policy that’s got everything, it’s GIO’s Platinum Contents Insurance. In order to have the best protection against unexpected disasters or mishaps, GIO Platinum Contents Insurance covers your contents in wide-ranging circumstance, including fires, floods and even explosions or riots. Plus, it even has you covered in the event that you’re the one responsible for the claim as your possessions are also covered for accidental loss or damage.  

With GIO Platinum Contents Insurance, you can get cover for your digital files of movies and music, the software and hardware on your computer, cameras plus their accessories, jewellery and those antiques you know are worth thousands  - just be aware there are limits to these so read the PDS carefully.

You will also be covered for the replacement cost of important documents, like birth or marriage certificates and should these be stolen, your policy will also cover you for identity theft. If you are a pet owner, a final feature worth noting about GIO Platinum Contents Insurance is that you’ll be covered for temporary accommodation for you and your pet, and GIO Platinum Contents Insurance also allows you to add the optional cover for veterinary expenses to your policy.

But while GIO Platinum Contents Insurance aims to cover you in almost all circumstances, stock and inventory and power surges are not covered under the policy.

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Who is it good for

GIO Platinum Contents Insurance is great option for anyone who wants the top level of cover for their home’s contents. You can also choose your level of excess so the higher excess, the lower the cost of your premium.

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Any catches

You have the choice to pay your premium on a monthly basis, but it’s worth noting that you’ll have to pay extra for this.

Details

Rates and fees information correct as at 3 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • No

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $200,000 in total, up to $50,000 for collections

  • Up to $10,000 per item or set. Up to $40,000 in total

  • No

  • Up to $2,000

  • No

  • Yes

  • Up to $5,000

  • No

  • Yes

Other cover
  • $10,000 for death

  • Optional Extra, Up to $2,000

  • Up to $2,500

  • Up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 10% of sum insured combined with temporary accommodation

  • Yes

  • Up to 20% of sum insured

  • No

  • No

  • Up to 14 days

  • Yes

Policy and service features
  • 60

  • No

  • Yes

  • $200

  • true

  • no

  • 10% online discount, 10% multi-policy discount, senior card discount

  • Yes

  • Up to 180 days

  • Yes

  • Up to $20,000,000

  • none

  • none

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 3 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • No

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $5,000 per item

  • Up to $20,000 per item or set, up to $80,000 in total, up to $5,000 for collections

  • Up to $3,000 per item or set. Up to $10,000 in total

  • No

  • Up to $1,000

  • No

  • Yes

  • Up to $2,000

  • No

  • Yes

Other cover
  • $5,000 for death

  • Optional Extra, Up to $2,000

  • Up to $1,000

  • Up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 10% of sum insured combined with temporary accommodation

  • Yes

  • Up to 15% of sum insured

  • No

  • No

  • Up to 14 days

  • Yes

Policy and service features
  • 60

  • No

  • Yes

  • $200

  • true

  • no

  • 10% online discount, 10% multi-policy discount, senior card discount

  • Yes

  • No

  • Yes

  • Up to $20,000,000

  • none

  • none

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 3 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • No

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $2,000 per item

  • Up to $10,000 per item or set, up to $50,000 in total, up to $2,000 for collections

  • Up to $2,000 per item or set. Up to $4,000 in total

  • No

  • Up to $500

  • No

  • Yes

  • Up to $1,000

  • No

  • Yes

Other cover
  • $5,000 for death

  • Optional Extra, Up to $2,000

  • Up to $500

  • Up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 10% of sum insured combined with temporary accommodation

  • Yes

  • Up to 10% of sum insured

  • No

  • No

  • Up to 14 days

  • Yes

Policy and service features
  • 60

  • No

  • Yes

  • $200

  • true

  • no

  • 10% online discount, 10% multi-policy discount, senior card discount

  • Yes

  • No

  • Yes

  • Up to $20,000,000

  • none

  • none

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are GIO home insurance rated by the Mozo community?

Overall
7.8/10
Value for money
7.2/10
Policy coverage
7.8/10
Customer service
7.8/10
Claims handling
7.5/10
Trust
7.7/10

Latest reviews of GIO Contents Insurance

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