GIO - Contents Insurance

GIO Contents Insurance Review

Review published: 20 September 2017

What's hot:

  • 2017 Mozo Experts Choice winner

  • Multiple discounts

  • New for old replacement

What's not:

  • Monthly payment fee

Mozo snapshot:

Winner of a Mozo Experts Choice Award for Exceptional Quality Contents Insurance, GIO Platinum Contents Insurance is a policy that makes sure you’re covered in nearly all of life’s unexpected mishaps. In addition to quality cover, you’ll also be able to get a 10% online discount, which can be bumped up another 10% for a multi-policy discount. If you hold a senior card, you’ll also be able to receive a discount when applying.

Key features:

If there was a contents insurance policy that’s got everything, it’s GIO’s Platinum Contents Insurance. In order to have the best protection against unexpected disasters or mishaps, GIO Platinum Contents Insurance covers your contents in nearly all events ranging from fires to floods and even explosions or riots. Plus, it even has you covered in the event that you’re the one responsible for the claim as your possessions are also covered for accidental loss or damage.  

With GIO Platinum Contents Insurance, you can get cover for your movies and music, the software and hardware on your computer, cameras plus its accessories, jewellery and those antiques that you know are worth thousands  - just be aware that there are limits to these so read the PDS.

You will also be covered for the replacement cost of important documents, like birth or marriage certificates and should these be stolen, your policy will also cover you for identity theft. If you are a pet owner, a final feature worth noting about GIO Platinum Contents Insurance is that you’ll be covered for temporary accommodation for you and your pet, and GIO Platinum Contents Insurance also allows you to add the optional cover for veterinary expenses to your policy.

But while GIO Platinum Contents Insurance aims to cover you in almost all circumstances, stock and inventory and power or storm surges are not covered under the policy.

Who it's good for:

GIO Platinum Contents Insurance is great option for anyone who wants the top level of cover for their home’s contents. You can also choose your level of excess so the higher excess, the lower the cost of your premium.

Any catches?

You have the choice to pay your premium on a monthly basis, but it’s worth noting that you’ll have to pay extra for this.

How is GIO home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
GIO home insurance
7.9

Based on 139
GIO home insurance reviews

7.3 7.8 7.8 7.6 7.8

Latest reviews of GIO Contents Insurance

GIO

GIO Platinum Contents home insurance review

Overall rating   9 / 10

Good premiums and customer service was good

Good premiums and customer service was good

Full review

Good premiums and customer service was good

    Value for money   8 / 10

    Policy coverage   9 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   8 / 10

Less

Dijana (VIC), reviewed over 2 years ago

GIO

GIO Platinum Contents home insurance review

Overall rating   8 / 10

I'm very happy with GIO

That are very good, I would recommend them to anybody.

Full review

That are very good, I would recommend them to anybody.

    Value for money   8 / 10

    Policy coverage   10 / 10

    Customer service   9 / 10

    Claims handling   8 / 10

    Trust   9 / 10

Less

Dwayne (VIC), reviewed almost 3 years ago

GIO

GIO Platinum Contents home insurance review

Overall rating   9 / 10

Been with them for over 55 years no complaints

Gio have always been a good insurer for home contents car, CTP etc . When insuring, always be upfront and honest and you will have no problems when a claim arises.

Full review

Gio have always been a good insurer for home contents car, CTP etc . When insuring, always be upfront and honest and you will have no problems when a claim arises.

    Value for money   9 / 10

    Policy coverage   9 / 10

    Customer service   9 / 10

    Claims handling   9 / 10

    Trust   9 / 10

Less

John (NSW), reviewed about 3 years ago

GIO

GIO Platinum Contents home insurance review

Overall rating   10 / 10

Fast, affordable, easy

Fast, easy, affordable.

Full review

Fast, easy, affordable.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

K (ACT), reviewed about 3 years ago

GIO

GIO Platinum Contents home insurance review

Overall rating   10 / 10

Low premiums, highly efficient, customer friendly

Customer friendly staff, polite and efficient. Low premiums too.

Full review

Customer friendly staff, polite and efficient. Low premiums too.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Jarina (VIC), reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Currently showing

Contents

  • Up to $500

  • Up to $5,000

  • Software and Hardware up to sum insured

  • Up to $200,000, up to $50,000 for collections

  • Up to $10,000 per item, up to $40,000 in total

  • Up to $1,000

  • Up to $2,000

  • Up to $5,000

  • Up to $5,000

  • Up to $20,000

Other cover

  • Up to $10,000 for death or injury

  • Optional extra

  • Up to $2,500

  • Up to 12 months, up to 10% of sum insured

  • Up to 12 months

  • Up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to 14 days

  • Up to sum insured

Policy and service features

  • 60

  • $100

  • 10% online discount, 10% multi-policy discount, senior card discount

  • Up to 180 days, up to 100% of sum insured

  • Up to $20,000,000

Events

  • Up to 11 years old

Contents

  • Up to $400

  • Up to $2,500

  • Software and Hardware up to sum insured

  • Up to $4,000

  • Up to $5,000 per item

  • Up to $20,000 per item, up to $80,000 in total, up to $5,000 for collections

  • Up to $2,500 per item, up to $10,000 in total

  • Up to $700

  • Up to $1,000

  • Up to $1,500

  • Up to $2,000

  • Up to $15,000

Other cover

  • Up to $5,000 for death, up to $7,500 for injury

  • Optional extra

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured

  • Up to 12 months

  • Up to 10% of sum insured

  • Up to 15% of sum insured

  • Up to 14 days

  • Up to sum insured

Policy and service features

  • 60

  • $100

  • 10% online discount, 10% multi-policy discount, senior card discount

  • Up to 180 days, up to 30% of sum insured

  • Up to $20,000,000

Events

  • Up to 11 years old

Contents

  • Up to $300

  • Up to $1,500

  • Software and Hardware up to sum insured

  • Optional Extra Up to $1,000

  • Up to $2,000 per item

  • Up to $10,000 per item, up to $50,000 in total, up to $2,000 for collections

  • Up to $1,000 per item, up to $4,000 in total

  • Up to $500

  • Up to $500

  • Up to $1,000

  • Up to $1,000

  • Up to $10,000

Other cover

  • Up to $5,000 for death or injury

  • Optional extra

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to 12 months

  • Up to 10% of sum insured

  • Up to 10% of sum insured

  • Up to 14 days

  • Up to sum insured

Policy and service features

  • 60

  • $100

  • 10% online discount, 10% multi-policy discount, senior card discount

  • Up to 180 days, up to 25% of sum insured

  • Up to $20,000,000

Events

  • Optional extra

  • Optional extra

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Compare other home insurance
Advertisement