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GIO Home & Contents Insurance

Advertiser disclosure

The details shown below are for the Classic Extra Home & Contents

The details shown below are for the Classic Home & Contents

The details shown below are for the Platinum Home & Contents

Choose the version of this product that suits you best

  • Classic Extra Home & Contents

  • Classic Home & Contents

  • Platinum Home & Contents

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover

Mozo editorial review GIO Home & Contents Insurance - last updated: 24 February 2021

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What's hot
  • Multiple discounts
  • New for old replacement
What's not
  • Monthly payment fee
Mozo snapshot

When applying online for any GIO home insurance policy, you’ll automatically get a 10% discount, plus you may also be eligible for a 10% multi-policy discount and a 15% discount if you choose to combine policies. There’s also good news for senior card holders as GIO offers a senior card discount. It’s also worth mentioning that not only will you also get to choose your excess, there’s 24/7 service at your fingertips.

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Key features

This a no joke kind of policy. With GIO’s Classic Extra Home and Contents Insurance, you’ll be covered for things like flood and fire damage, plus 12 other events you’d rather not think about. 

In terms of contents, you can rest easy knowing GIO Classic Extra Home and Contents Insurance will protect important belongings. It covers computers and any other valuables you’d hate to see destroyed, like antiques (up to $20,000 per item or a total of $80,000), jewellery (up to $3,000 per item or a total of $10,000) and trade tools (up to $2,000). 

Another feature in GIO’s Classic Extra Home and Contents Insurance are the extras included in the policy that’ll prepare you for stressful circumstances. If your home becomes unlivable, you’ll be able to get cover for temporary accommodation for you and your pet for up to 12 months, lock replacements (up to $1,000) and much more. You might also be happy to know this policy offers the optional extra of adding up to $2,000 cover for veterinary expenses to give your pet even more protection. 


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Who is it good for

GIO Classic Extra Home and Contents is the best choice for anyone looking for peace of mind when it comes to giving their home thorough protection.

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Any catches

It’s important you know that some things like power surges, stock and inventory are not covered under the policy. 

Plus, as can choose to pay your premium on a monthly basis, it’s worth mentioning you'll have to pay extra for this. 



Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

60

Yes - Up to 25% of sum insured

Yes

$200

true

n/a

10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount

Yes

No

Yes

Up to $20,000,000

n/a

n/a

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Buildings

Yes

Up to $1,000

Yes, retaining walls, garden borders, pathways and paved areas. Up to $1,000 for plants

Yes

Contents

No

No

Yes

Yes

Yes

Yes

Up to $5,000 per item

Up to $20,000 per item or set, up to $80,000 in total, up to $5,000 for collections

Up to $3,000 per item or set. Up to $10,000 in total

No

Up to $1,000

No

Yes

Up to $2,000

No

Yes

Other cover

$5,000 for death

Optional Extra, Up to $2,000

Up to $1,000

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Yes

Up to 15% of sum insured combined with demolition cost

Up to 15% of sum insured combined with debris removal cost

Yes

Up to 14 days for contents

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

60

Optional Extra - Up to 25% of sum insured

Yes

$200

true

n/a

10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount

Yes

No

Yes

Up to $20,000,000

n/a

n/a

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Buildings

Yes

Up to $500

Yes, retaining walls, garden boarders, pathways and paved areas.

Yes

Contents

No

No

Yes

Yes

Yes

Yes

Up to $2,000 per item

Up to $10,000 per item or set, up to $50,000 in total, up to $2,000 for collections

Up to $2,000 per item or set. Up to $4,000 in total

No

Up to $500

No

Yes

Up to $1,000

No

Yes

Other cover

$5,000 for death

Optional Extra, Up to $2,000

Up to $500

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Yes

Up to 10% of sum insured combined with demolition cost

Up to 10% of sum insured combined with debris removal cost

Yes

Up to 14 days for contents

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

60

Yes - Up to 30% of sum insured

Yes

$200

true

n/a

10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount

Yes

Up to 180 days

Yes

Up to $20,000,000

n/a

n/a

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Buildings

Yes

Up to $2,000

Yes, retaining walls, garden borders, pathways and paved areas. Up to $2,000 for plants

Yes

Contents

No

No

Yes

Yes

Yes

Yes

Yes

Up to $200,000 in total, up to $50,000 for collections

Up to $10,000 per item or set. Up to $40,000 in total

No

Up to $2,000

No

Yes

Up to $5,000

No

Yes

Other cover

$10,000 for death

Optional Extra, Up to $2,000

Up to $2,500

Up to 10% of sum insured combined with temporary accommodation for pets

Up to 10% of sum insured combined with temporary accommodation

Yes

Up to 20% of sum insured combined with demolition cost

Up to 20% of sum insured combined with debris removal cost

Yes

Up to 14 days for contents

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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