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GIO Home & Contents Insurance

Advertiser disclosure

The details shown below are for the Classic Extra Home & Contents

The details shown below are for the Classic Home & Contents

The details shown below are for the Platinum Home & Contents

Choose the version of this product that suits you best

  • Classic Extra Home & Contents

  • Classic Home & Contents

  • Platinum Home & Contents

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover

Mozo editorial review GIO Home & Contents Insurance

Last updated: 24 February 2021.

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What's hot
  • Multiple discounts
  • New for old replacement
What's not
  • Monthly payment fee
Mozo snapshot

When applying online for any GIO home insurance policy, you’ll automatically get a 10% discount, plus you may also be eligible for a 10% multi-policy discount and a 15% discount if you choose to combine policies. There’s also good news for senior card holders as GIO offers a senior card discount. It’s also worth mentioning that not only will you also get to choose your excess, there’s 24/7 service at your fingertips.

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Key features

This a no joke kind of policy. With GIO’s Classic Extra Home and Contents Insurance, you’ll be covered for things like flood and fire damage, plus 12 other events you’d rather not think about. 

In terms of contents, you can rest easy knowing GIO Classic Extra Home and Contents Insurance will protect important belongings. It covers computers and any other valuables you’d hate to see destroyed, like antiques (up to $20,000 per item or a total of $80,000), jewellery (up to $3,000 per item or a total of $10,000) and trade tools (up to $2,000). 

Another feature in GIO’s Classic Extra Home and Contents Insurance are the extras included in the policy that’ll prepare you for stressful circumstances. If your home becomes unlivable, you’ll be able to get cover for temporary accommodation for you and your pet for up to 12 months, lock replacements (up to $1,000) and much more. You might also be happy to know this policy offers the optional extra of adding up to $2,000 cover for veterinary expenses to give your pet even more protection. 


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Who is it good for

GIO Classic Extra Home and Contents is the best choice for anyone looking for peace of mind when it comes to giving their home thorough protection.

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Any catches

It’s important you know that some things like power surges, stock and inventory are not covered under the policy. 

Plus, as can choose to pay your premium on a monthly basis, it’s worth mentioning you'll have to pay extra for this. 



Details

Rates and fees information correct as at 6 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • Yes

  • $200

  • true

  • n/a

  • 10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount

  • Yes

  • No

  • Yes

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Buildings
  • Yes

  • Up to $1,000

  • Yes, retaining walls, garden borders, pathways and paved areas. Up to $1,000 for plants

  • Yes

Contents
  • No

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $5,000 per item

  • Up to $20,000 per item or set, up to $80,000 in total, up to $5,000 for collections

  • Up to $3,000 per item or set. Up to $10,000 in total

  • No

  • Up to $1,000

  • No

  • Yes

  • Up to $2,000

  • No

  • Yes

Other cover
  • $5,000 for death

  • Optional Extra, Up to $2,000

  • Up to $1,000

  • Up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 10% of sum insured combined with temporary accommodation

  • Yes

  • Up to 15% of sum insured combined with demolition cost

  • Up to 15% of sum insured combined with debris removal cost

  • Yes

  • Up to 14 days for contents

  • Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 6 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Optional Extra - Up to 25% of sum insured

  • Yes

  • $200

  • true

  • n/a

  • 10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount

  • Yes

  • No

  • Yes

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Buildings
  • Yes

  • Up to $500

  • Yes, retaining walls, garden boarders, pathways and paved areas.

  • Yes

Contents
  • No

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $2,000 per item

  • Up to $10,000 per item or set, up to $50,000 in total, up to $2,000 for collections

  • Up to $2,000 per item or set. Up to $4,000 in total

  • No

  • Up to $500

  • No

  • Yes

  • Up to $1,000

  • No

  • Yes

Other cover
  • $5,000 for death

  • Optional Extra, Up to $2,000

  • Up to $500

  • Up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 10% of sum insured combined with temporary accommodation

  • Yes

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

  • Yes

  • Up to 14 days for contents

  • Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 6 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 30% of sum insured

  • Yes

  • $200

  • true

  • n/a

  • 10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount

  • Yes

  • Up to 180 days

  • Yes

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Buildings
  • Yes

  • Up to $2,000

  • Yes, retaining walls, garden borders, pathways and paved areas. Up to $2,000 for plants

  • Yes

Contents
  • No

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $200,000 in total, up to $50,000 for collections

  • Up to $10,000 per item or set. Up to $40,000 in total

  • No

  • Up to $2,000

  • No

  • Yes

  • Up to $5,000

  • No

  • Yes

Other cover
  • $10,000 for death

  • Optional Extra, Up to $2,000

  • Up to $2,500

  • Up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 10% of sum insured combined with temporary accommodation

  • Yes

  • Up to 20% of sum insured combined with demolition cost

  • Up to 20% of sum insured combined with debris removal cost

  • Yes

  • Up to 14 days for contents

  • Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are GIO home insurance rated by the Mozo community?

Overall
7.8/10
Value for money
7.2/10
Policy coverage
7.8/10
Customer service
7.8/10
Claims handling
7.5/10
Trust
7.8/10

Latest reviews of GIO Home & Contents Insurance

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