GIO Home & Contents Insurance

The details shown below are for the Classic Extra Home & Contents

The details shown below are for the Classic Home & Contents

The details shown below are for the Platinum Home & Contents

Choose the version of this loan that suits you best

  • Classic Extra Home & Contents

  • Classic Home & Contents

  • Platinum Home & Contents

GIO Home & Contents Insurance

GIO Home & Contents Insurance

GIO Home & Contents Insurance

Mozo Review   GIO Home & Contents Insurance Review

Last updated: 6 November 2018.

What's hot:
  • 2017 Experts Choice winner

  • Multiple discounts

  • New for old replacement

  • Underinsurance protection

What's not:
  • Monthly payment fee

Mozo snapshot:

A clear Experts Choice winner, GIO’s Classic Extra Home and Contents Insurance took out the title for Exceptional Value Home and Contents and there’s no doubt GIO’s discounts had something to do with it. If applying online, you’ll automatically get a 10% discount, 15% if you choose to combine policies or a 10% multi-policy discount. There’s also good news for senior card holders as GIO also offers a senior card discount. It’s also worth mentioning that not only will you also get to choose your excess, there’s 24/7 service at your fingertips.

Key features:

This a no joke kind of policy. With GIO’s Classic Extra Home and Contents Insurance, you’ll be covered if your home suffers from accidental loss or damage or breakage of glass and 11 other events you’d rather not think about. Underinsurance protection for buildings is also on offer for up to 25% of the sum insured amount. 

In terms of contents, you can rest easy knowing GIO Classic Extra Home and Contents Insurance will protect your favourite belongings, like any cash you have stored away, credit cards, your computer’s software and hardware and any other valuables you’d hate to see destroyed, like antiques, jewellery and trade tools. 

Another feature in GIO’s Classic Extra Home and Contents Insurance is the other extras included in the policy that’ll organise and take care of the stressful moments for you. If your home becomes unlivable, you’ll be able to get cover for temporary accommodation for you and your pet, lock replacements and much more. You might also be happy to know that GIO Classic Extra Home and Contents Insurance offers the optional extra of adding veterinary expenses cover to your policy to give your pet even more protection. 


Who it's good for:

GIO Classic Extra Home and Contents is the best choice for anyone looking for peace of mind when it comes to giving their home thorough and adequate protection.

Any catches?

As GIO Classic Extra Home and Contents Insurance has everything you need in a policy, it’s important you know that power and storm surges, stock and inventory are not covered under the policy. 

Plus, as can choose to pay your premium on a monthly basis, it’s worth mentioning that you will have to pay extra for this. 



Details

Rates and fees information correct as at 20 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $0

  • 10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $1,000

  • Up to $20,000,000

Events
  • Up to 11 years old

Buildings
  • Up to $1,000

  • Up to $1,000

  • Up to 2km

Contents
  • Up to $400

  • Up to $2,500

  • Software and Hardware up to sum insured

  • Up to $4,000

  • Up to $5,000 per item

  • Up to $20,000 per item, up to $80,000 in total, up to $5,000 for collections

  • Up to $2,500 per item, up to $10,000 in total

  • Up to $700

  • Up to $1,000

  • Up to $1,500

  • Up to $2,000

  • Up to $15,000

Other cover
  • Up to $5,000 for death, up to $7,500 for injury

  • Optional extra

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured

  • Up to 12 months, up to $500

  • Up to 10% of sum insured

  • Up to 10% of sum insured combined with demolition cost and temporary accommodation cost

  • Up to 10% of sum insured combined with debris removal cost and emergency storage cost

  • Up to 14 days

  • Up to sum insured

Details

Rates and fees information correct as at 20 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Optional Extra - Up to 25% of sum insured

  • $0

  • 10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $1,000

  • Up to $20,000,000

Events
  • Optional extra

  • Optional extra

Buildings
  • Up to $500

  • Up to 2km

Contents
  • Up to $300

  • Up to $1,500

  • Software and Hardware up to sum insured

  • Optional Extra Up to $1,000

  • Up to $2,000 per item

  • Up to $10,000 per item, up to $50,000 in total, up to $2,000 for collections

  • Up to $1,000 per item, up to $4,000 in total

  • Up to $500

  • Up to $500

  • Up to $1,000

  • Up to $1,000

  • Up to $10,000

Other cover
  • Up to $5,000 for death or injury

  • Optional extra

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to 12 months, up to $500

  • Up to 10% of sum insured

  • Up to 10% of sum insured combined with demolition cost and temporary accommodation cost

  • Up to 10% of sum insured combined with debris removal cost and emergency storage cost

  • Up to 14 days

  • Up to sum insured

Details

Rates and fees information correct as at 20 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 30% of sum insured

  • $0

  • 10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $1,000

  • Up to $20,000,000

Events
  • Up to 11 years old

Buildings
  • Up to $2,000

  • Up to $2,000

  • Up to 2km

Contents
  • Up to $500

  • Up to $5,000

  • Software and Hardware up to sum insured

  • Up to $200,000, up to $50,000 for collections

  • Up to $10,000 per item, up to $40,000 in total

  • Up to $1,000

  • Up to $2,000

  • Up to $5,000

  • Up to $5,000

  • Up to $20,000

Other cover
  • Up to $10,000 for death or injury

  • Optional extra

  • Up to $2,500

  • Up to 24 months, up to 10% of sum insured

  • Up to 12 months, up to $500

  • Up to 20% of sum insured

  • Up to 10% of sum insured combined with demolition cost and temporary accommodation cost

  • Up to 10% of sum insured combined with debris removal cost and emergency storage cost

  • Up to 14 days

  • Up to sum insured

Customer Reviews

How are GIO home insurance rated by the Mozo community?

Overall customer rating
7.8/10
Value for money
7.2/10
Policy coverage
7.8/10
Customer service
7.8/10
Claims handling
7.5/10
Trust
7.7/10

Latest reviews of GIO Home & Contents Insurance

  • Overall
    5/10
    Recommend

    Good

    Good

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    5/10
    Trust
    6/10

    Margaret | New South Wales

    reviewed over 1 year ago

  • Overall
    1/10
    Not explicit enough when signing

    Flood & acts of nature were not in the document.

    Flood & acts of nature were not in the document.

    Value for money
    1/10
    Policy coverage
    1/10
    Customer service
    2/10
    Claims handling
    1/10
    Trust
    1/10

    Marianne | New South Wales

    reviewed over 1 year ago

  • Overall
    10/10
    Great customer service

    I have been with GIO for years and with good deal

    I have been with GIO for years and with good deal

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Cynthia | New South Wales

    reviewed almost 2 years ago

  • Overall
    5/10
    Rates are high and could be more competitive

    Rates are high and could be more competitive

    Rates are high and could be more competitive

    Value for money
    5/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Fiona | New South Wales

    reviewed almost 2 years ago

  • Overall
    6/10
    Satisfied service

    Happy with product

    Happy with product

    Value for money
    6/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Alison | Victoria

    reviewed almost 2 years ago

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