NRMA Home Plus Insurance has got you covered when it comes to making sure your belongings are well looked after. You’ll be able to receive cover for your furniture, electrical items, clothes and shoes along with other household items that make up your home. One of the benefits of NRMA Home Plus Insurance are the added extras attached to the policy that give you a more intense level of cover for your contents. Events like identity or credit card theft, temporary accommodation and fusion are also covered.
Plus, you won’t ever need to worry if your contents are stolen by thieves, damaged or destroyed in a fire, flood or storm and 10 other unexpected events, as NRMA Home Plus Insurance has got you covered there too. But if you still feel like that’s not enough cover for your contents, you also have the additional option to increase the cover in your policy. Depending on your needs, you can add away from home cover for a laptop or luggage item, accidental damage to your contents and pet protection, which will cover your pet’s veterinary expenses if they ever fall ill or are injured in an accident.
However it is impossible for a policy to cover everything and you should know that NRMA Home Plus Insurance does not cover uncut gems, any plants or trees, building materials, stock and inventory and other items that may be in your home.
Who it's good for:
NRMA Home Plus Insurance is a great option for anyone who loves their stuff and wants to make sure they’ll be getting a high standard level of cover.
While NRMA Home Plus Insurance aims to have your contents covered in nearly all events, there are limits to certain items. If you have expensive watches and pieces of jewellery lying around, you should know that you’ll only be able to receive $2,500 in total should anything happen to them.
Here it is recommended to list and insure these items separately in your policy if the items are valued higher than this amount.