NRMA Contents Insurance

This product is available in different versions. Pick the right version for you here.

The details shown below are for the Home Plus Contents Insurance

The details shown below are for the Home Contents Insurance

Choose the version of this loan that suits you best

  • Home Plus Contents Insurance

  • Home Contents Insurance

NRMA Contents Insurance

NRMA Contents Insurance

Mozo Review   NRMA Contents Insurance Review

Last updated: 5 September 2018.

What's hot:
  • Multiple discounts

  • Lifetime guarantee on authorised repairs

  • New for old cover

What's not:
  • Limits on higher value items

Mozo snapshot:

NRMA Home Plus Insurance has over 90 years experience when it comes to making sure your contents are given a fantastic standard of care. Not only does the policy offer new for old replacement for your belongings, you’ll also be able to score a no claims bonus if you’ve got a good claims history, plus a loyalty discount and underinsurance protection.

Key features:

NRMA Home Plus Insurance has got you covered when it comes to making sure your belongings are well looked after. You’ll be able to receive cover for your furniture, electrical items, clothes and shoes along with other household items that make up your home. One of the benefits of NRMA Home Plus Insurance are the added extras attached to the policy that give you a more intense level of cover for your contents. Events like identity or credit card theft, temporary accommodation and fusion are also covered.

Plus, you won’t ever need to worry if your contents are stolen by thieves, damaged or destroyed in a fire, flood or storm and 10 other unexpected events, as NRMA Home Plus Insurance has got you covered there too. But if you still feel like that’s not enough cover for your contents, you also have the additional option to increase the cover in your policy. Depending on your needs, you can add away from home cover for a laptop or luggage item, accidental damage to your contents and pet protection, which will cover your pet’s veterinary expenses if they ever fall ill or are injured in an accident. 

However it is impossible for a policy to cover everything and you should know that NRMA Home Plus Insurance does not cover uncut gems, any plants or trees, building materials, stock and inventory and other items that may be in your home.  


Who it's good for:

NRMA Home Plus Insurance is a great option for anyone who loves their stuff and wants to make sure they’ll be getting a high standard level of cover. 

Any catches?

While NRMA Home Plus Insurance aims to have your contents covered in nearly all events, there are limits to certain items. If you have expensive watches and pieces of jewellery lying around, you should know that you’ll only be able to receive $2,500 in total should anything happen to them.

Here it is recommended to list and insure these items separately in your policy if the items are valued higher than this amount.





Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $1,250

  • Up to $5,000

  • Up to $2,500

  • Up to $2,500

  • Up to $2,500 in total

  • Up to $5,000

  • Up to $5,000

Other cover
  • Up to $10,000 for funeral

  • Optional Extra, up to $2,000

  • Up to 24 months

  • Up to 24 months

  • Up to 24 months

  • Up to 60 days

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $0

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Up to 60 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

Events
  • Up to 15 years old

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $1,250

  • Up to $1,000

  • Up to $2,500

  • Up to $2,500

  • Up to $2,500 in total

  • Up to $5,000

Other cover
  • Up to $10,000 for funeral

  • Optional Extra, up to $2,000

  • Up to 12 months

  • Up to 12 months

  • Up to 12 months

  • Up to 60 days

Policy and service features
  • 60

  • $0

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Up to 60 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

Events
  • Optional extra

  • Optional Extra - up to 15 years

Customer Reviews

How are NRMA home insurance rated by the Mozo community?

Overall customer rating
8.1/10
Value for money
7.5/10
Policy coverage
8.1/10
Customer service
8.3/10
Claims handling
7.9/10
Trust
8.1/10

Latest reviews of NRMA Contents Insurance

  • Overall
    10/10
    Reliable

    I know they are more expensive but have been with them for 35 years and am staying.

    I know they are more expensive but have been with them for 35 years and am staying.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Barb | New South Wales

    reviewed 30 days ago

  • Overall
    10/10
    Great customer service

    NRMA is amazing. I wouldn't switch insurers.

    NRMA is amazing. I wouldn't switch insurers.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Marilyn | New South Wales

    reviewed about 1 month ago

  • Overall
    8/10
    Great service for everyone

    NRMA are very good.

    NRMA are very good.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    8/10
    Trust
    8/10

    David | Queensland

    reviewed over 1 year ago

  • Overall
    8/10
    Reasonably priced, great service

    Have had no problems so far, always helpful, reasonably priced

    Have had no problems so far, always helpful, reasonably priced

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    9/10
    Claims handling
    -1/10
    Trust
    -1/10

    Rachel | New South Wales

    reviewed over 3 years ago

  • Overall
    5/10
    Don't lower premiums

    I will be looking at other insurers as they seem to not worry about loyalty by lowering their...

    I will be looking at other insurers as they seem to not worry about loyalty by lowering their premiums

    Value for money
    4/10
    Policy coverage
    4/10
    Customer service
    8/10
    Claims handling
    5/10
    Trust
    8/10

    Mark | New South Wales

    reviewed over 3 years ago

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