The details shown below are for the Home Plus Contents Insurance

The details shown below are for the Home Contents Insurance

Choose the version of this product that suits you best

  • Home Plus Contents Insurance

  • Home Contents Insurance

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review NRMA Contents Insurance

Last updated: 27 January 2021.

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What's hot
  • Multiple discounts
  • Lifetime guarantee on authorised repairs
  • New for old cover
What's not
  • Limits on higher value items
Mozo snapshot

NRMA Home Plus Insurance has over 90 years experience when it comes to making sure your contents are given a fantastic standard of care. Not only does the policy offer new for old replacement for your belongings, you’ll also be able to score a no claims bonus if you’ve got a good claims history, plus a loyalty discount and underinsurance protection.

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Key features

NRMA Home Plus Insurance has got you covered when it comes to making sure your belongings are well looked after. You’ll be able to receive cover for your furniture, electrical items, clothes and shoes along with other household items that make up your home. One of the benefits of NRMA Home Plus Insurance are the added extras attached to the policy that give you a higher level of cover for your contents. Events like identity or credit card theft and fusion are also covered.

Plus, you won’t ever need to worry if your contents are stolen by thieves, damaged or destroyed in a fire, flood or storm and 10 other unexpected events, as NRMA Home Plus Insurance has got you covered there too. But if you still feel like that’s not enough cover for your contents, you also have the additional option to increase the cover in your policy. Depending on your needs, you can add away from home cover for a laptop or luggage item, accidental damage to your contents and pet protection, which will cover your pet’s veterinary expenses if they ever fall ill or are injured in an accident. 

Of course it is impossible for a policy to cover everything and you should know that NRMA Home Plus Insurance does not cover uncut gems, any plants or trees, building materials, stock and inventory and other items that may be in your home.  


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Who is it good for

NRMA Home Plus Insurance is a great option for anyone who loves their stuff and wants to make sure they’ll be getting a high standard level of cover. 

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Any catches

While NRMA Home Plus Insurance aims to have your contents covered in nearly all events, there are limits to certain items. If you have expensive watches and pieces of jewellery lying around, you should know that you’ll only be able to receive $2,500 in total should anything happen to them.

Here it is recommended to list and insure these items separately in your policy if the items are valued higher than this amount.





Details

Rates and fees information correct as at 16 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $1,250

  • Up to $5,000

  • Up to $2,500

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $2,500

  • Up to $2,500 in total

  • No

  • Yes

  • Up to $5,000

  • Yes

  • Up to $5,000

  • No

  • Yes

Other cover
  • Up to $10,000 for funeral

  • Optional Extra, up to $2,000

  • Yes

  • Up to 24 months

  • Up to 24 months

  • Up to 24 months

  • No

  • No

  • Yes

  • Up to 60 days

  • Yes

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • Yes

  • $0

  • true

  • no

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Yes

  • Up to 60 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

  • none

  • none

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 15 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 16 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $1,250

  • Up to $1,000

  • Up to $2,500

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to $2,500

  • Up to $2,500 in total

  • No

  • Yes

  • No

  • Yes

  • Up to $5,000

  • No

  • Yes

Other cover
  • Up to $10,000 for funeral

  • Optional Extra, up to $2,000

  • Yes

  • Up to 12 months

  • Up to 12 months

  • Up to 12 months

  • No

  • No

  • Yes

  • Up to 60 days

  • Yes

Policy and service features
  • 60

  • No

  • Yes

  • $0

  • true

  • no

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Yes

  • Up to 60 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

  • none

  • none

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra - up to 15 years

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are NRMA home insurance rated by the Mozo community?

Overall
8.1/10
Value for money
7.5/10
Policy coverage
8.1/10
Customer service
8.3/10
Claims handling
7.9/10
Trust
8.1/10

Latest reviews of NRMA Contents Insurance

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About NRMA

See NRMA home insurance