The details shown below are for the Home Plus Contents Insurance

The details shown below are for the Home Contents Insurance

Choose the version of this product that suits you best

  • Home Plus Contents Insurance

  • Home Contents Insurance

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review NRMA Contents Insurance - last updated: 27 January 2021

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What's hot
  • Multiple discounts
  • Lifetime guarantee on authorised repairs
  • New for old cover
What's not
  • Limits on higher value items
Mozo snapshot

NRMA Home Plus Insurance has over 90 years experience when it comes to making sure your contents are given a fantastic standard of care. Not only does the policy offer new for old replacement for your belongings, you’ll also be able to score a no claims bonus if you’ve got a good claims history, plus a loyalty discount and underinsurance protection.

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Key features

NRMA Home Plus Insurance has got you covered when it comes to making sure your belongings are well looked after. You’ll be able to receive cover for your furniture, electrical items, clothes and shoes along with other household items that make up your home. One of the benefits of NRMA Home Plus Insurance are the added extras attached to the policy that give you a higher level of cover for your contents. Events like identity or credit card theft and fusion are also covered.

Plus, you won’t ever need to worry if your contents are stolen by thieves, damaged or destroyed in a fire, flood or storm and 10 other unexpected events, as NRMA Home Plus Insurance has got you covered there too. But if you still feel like that’s not enough cover for your contents, you also have the additional option to increase the cover in your policy. Depending on your needs, you can add away from home cover for a laptop or luggage item, accidental damage to your contents and pet protection, which will cover your pet’s veterinary expenses if they ever fall ill or are injured in an accident. 

Of course it is impossible for a policy to cover everything and you should know that NRMA Home Plus Insurance does not cover uncut gems, any plants or trees, building materials, stock and inventory and other items that may be in your home.  


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Who is it good for

NRMA Home Plus Insurance is a great option for anyone who loves their stuff and wants to make sure they’ll be getting a high standard level of cover. 

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Any catches

While NRMA Home Plus Insurance aims to have your contents covered in nearly all events, there are limits to certain items. If you have expensive watches and pieces of jewellery lying around, you should know that you’ll only be able to receive $2,500 in total should anything happen to them.

Here it is recommended to list and insure these items separately in your policy if the items are valued higher than this amount.





Details

Rates and fees information correct as at 27 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $1,250

Up to $5,000

Up to $2,500

Yes

Yes

Yes

Yes

Up to $2,500

Up to $2,500 in total

No

Yes

Up to $5,000

Yes

Up to $5,000

No

Yes

Other cover

Up to $10,000 for funeral

Optional Extra, up to $2,000

Yes

Up to 24 months

Up to 24 months

Up to 24 months

No

No

Yes

Up to 60 days

Yes

Policy and service features

60

Yes - Up to 25% of sum insured

Yes

$100

true

no

Multipolicy, combined policy, loyalty, no claim bonus

Yes

Up to 60 days, up to 20% of sum insured

Up to 20% of sum insured

Up to $20,000,000

Policy holders who are 50 years or older have the option of a $0 basic excess.

none

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 15 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 27 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $1,250

Up to $1,000

Up to $2,500

Yes

Yes

Yes

Yes

Up to $2,500

Up to $2,500 in total

No

Yes

No

Yes

Up to $5,000

No

Yes

Other cover

Up to $10,000 for funeral

Optional Extra, up to $2,000

Yes

Up to 12 months

Up to 12 months

Up to 12 months

No

No

Yes

Up to 60 days

Yes

Policy and service features

60

No

Yes

$100

true

no

Multipolicy, combined policy, loyalty, no claim bonus

Yes

Up to 60 days, up to 20% of sum insured

Up to 20% of sum insured

Up to $20,000,000

Policy holders who are 50 years or older have the option of a $0 basic excess.

none

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra - up to 15 years

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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