Personal loan rates cut for the festive season

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If you’ve been toying with the idea of an end of year getaway or your New Year’s resolution is to finally tackle that home reno, you'll be excited to hear that there has been a wave of personal loan rate cuts in the lead up to the festive season.

Mozo Experts have revealed that a whopping twenty lenders have slashed their unsecured personal loan rates in recent months, with rates now available from under 7.00% for good credit borrowers. 

“With so many low rates on offer, personal loans are an affordable way to access extra funds over the festive season. Depending on the loan term and amount, these new rates could make a significant difference to a borrower’s bottom line,” said Mozo Data Manager Peter Marshall.

So, whether you’re wanting to take a last minute holiday or need to cover Christmas expenses, read on for the Mozo Editors' round up of some of the top low rate personal loans on the market right now.

TOP LOW RATE PERSONAL LOANS

Rates updated daily. Advertiser disclosure.

  • Promoted

    NOW Finance

    NOW Finance

    Unsecured Personal Loan (Fixed, $5,000 - $40,000)

    6.95% p.a.to 17.95% p.a.

    6.95% p.a.to 17.95% p.a.based on $30,000
    over 5 years

  • Promoted

    OurMoneyMarket

    OurMoneyMarket

    Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    6.75% p.a.to 8.48% p.a.

    6.96% p.a.to 8.69% p.a.based on $30,000
    over 5 years

  • Promoted

    Symple Loans

    Symple Loans

    Personal Loan (Variable, Unsecured)

    5.75% p.a.to 21.99% p.a.

    6.47% p.a.to 25.11% p.a.based on $30,000
    over 5 years

  • Promoted

    Alex

    Alex

    Personal Loan (Unsecured, Fixed)

    6.95% p.a.to 19.99% p.a.

    6.95% p.a.to 19.99% p.a.based on $30,000
    over 5 years

  • Promoted

    SocietyOne

    SocietyOne

    Unsecured Personal Loan (Excellent Credit, Fixed)

    6.99% p.a.to 9.49% p.a.

    6.99% p.a.to 12.2% p.a.based on $10,000
    over 3 years

  • Promoted

    Wisr

    Wisr

    Unsecured Personal Loan (Fixed)

    7.95% p.a.to 19.45% p.a.

    8.22% p.a.to 19.76% p.a.based on $30,000
    over 5 years

  • Promoted

    Liberty

    Liberty

    Personal Loan (Fixed, Unsecured)

    6.45% p.a.to 26.99% p.a.

    6.45% p.a.to 26.99% p.a.based on $30,000
    over 5 years

  • Promoted

    CUA

    CUA

    Unsecured Personal Loan (Fixed)

    9.39% p.a.

    9.64% p.a.based on $30,000
    over 5 years

  • Promoted

    MoneyPlace

    MoneyPlace

    Unsecured Personal Loan (Fixed)

    6.45% p.a.to 26.99% p.a.

    6.45% p.a.to 28.6% p.a.based on $30,000
    over 5 years

  • Promoted

    P&N Bank

    P&N Bank

    Secured Personal Loan (Variable)

    6.81% p.a.

    7.80% p.a.based on $30,000
    over 5 years

^See information about the Mozo Experts Choice Personal loans Awards