based on 1 Jacaranda Finance banking product reviews as rated by Mozo community

Jacaranda Finance personal loans

Digital lender Jacaranda Finance is changing the personal loan game by offering competitive products that weigh up against major banks. So if you’re happy to give an online-only lender a go, take a look at a Jacaranda Finance loan today.

Jacaranda Finance offers the following personal loans

Rates and fees verified as correct at 18 September, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
Unsecured Personal Loan (Fixed, Excellent Credit)

8.69% p.a.to 10.99% p.a.

12.05% p.a.to 19.26% p.a.based on $30,000
over 5 years

$699

Jacaranda Finance Personal loans overview

Prime Credit Personal Loan (Fixed) 

Jacaranda Finance’s Prime Credit Personal Loan (Fixed) could be the perfect way to fund your next home reno or wedding day. This loan is unsecured, meaning you won’t have to put up any assets as collateral. Plus, the rate is fixed so you’ll always know what your repayments will be. Customers can borrow anywhere between $3,000 and $10,000 and opt for a loan term from 1 to 5 years. There’s the choice of a weekly, fortnightly or monthly repayment schedule, as well as the option to make extra repayments and redraws. There’s no monthly service, exit or early repayment fees attached to this loan - just keep an eye out for the hefty application fee and late payment costs. 

Excellent Credit - Fixed Personal Loan Unsecured 

Got an excellent credit score and after a hot personal loan option? The Jacaranda Finance Excellent Credit - Fixed Personal Loan might be the choice for you! With this loan you can give yourself peace of mind knowing the rate is fixed, so your regular repayments will stay the same. Plus, you can choose a weekly, fortnightly or monthly repayment schedule and make free extra repayments and redraws. Another perk is that you won’t need to fuss about putting up your belongings as collateral as this loan is unsecured. And if you're after big ticket items, you’ll be pleased to know you can borrow anywhere between $10,100 and $30,000 and choose a loan term from 1 to 5 years. Keep in mind though, that while there are no monthly service, exit or early repayment charges, you’ll have to budget for a large application fee upfront and late payment costs. 

Jacaranda Finance personal loan features at a glance 

How to apply  

Jacaranda Finance is a digital lender, so applications are done online. In order to qualify for a loan you must meet the following criteria: 

If you satisfy the eligibility requirements above, you will need to supply identification documents to Jacaranda Finance. This could be your drivers licence, photo card or passport. Depending on your case, you may need to supply other supporting documents to a loan specialist (this will be requested if needed).


How are Jacaranda Finance personal loans rated?

Mozo users have rated Jacaranda Finance personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of personal-loans
Jacaranda Finance personal loans
Overall
Price
Features
Customer service
Convenience
Trust

1 Reviews

Recent Jacaranda Finance personal loan reviews

Jacaranda Finance Unsecured Personal Loan (Fixed, Prime Credit)
Overall 1/10
Robot generated company, don't bother.

They only rate you on basis on what's on your bank transaction. If they decided you don't qualify for a loan, they will still send you email in a week's time regarding applying for a loan and you decline again. Be aware that this can actually lower your credit rating. The worst part is even if unsubscribed they still keep sending you emails saying that you qualify for a loan. It's run by a bot generated system.

Read full review

They only rate you on basis on what's on your bank transaction. If they decided you don't qualify for a loan, they will still send you email in a week's time regarding applying for a loan and you decline again. Be aware that this can actually lower your credit rating. The worst part is even if unsubscribed they still keep sending you emails saying that you qualify for a loan. It's run by a bot generated system.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Arim, Queensland, reviewed 5 months ago

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