Top ways to get a cheap personal loan
02 Dec 2019
Whether it’s time to consolidate high interest debt, tick off that bucket list holiday, pay for your wedding or give your home the facelift it needs, a personal loan is a great option for those looking to borrow a lump sum of money.
Cheaper than most forms of credit and featuring convenient monthly installments, a personal loan is not only a fast and efficient way to get those big ticket items you just can’t afford, but most are unsecured, which means you won’t have to put any collateral against the loan you’re taking.
With a myriad of lenders in the market offering some great deals, now’s the right to compare and see if a personal loan is the right option for you
10 Top Personal Loans - rates updated daily
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Promoted
OurMoneyMarketOurMoneyMarket
Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)
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Promoted
People's Choice Credit UnionPeople's Choice Credit Union
Discounted Personal Loan (over 10k, Fixed, Secured)
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Promoted
RateSetterRateSetter
Unsecured Personal Loan (Variable)
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Promoted
HarmoneyHarmoney
Unsecured Personal Loan (Fixed)
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years$500.00upfront and $0.00/month
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Promoted
NABNAB
Personal Loan (Variable, Unsecured)
12.69% p.a.to 18.69% p.a.
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years$150.00upfront and $10.00/month
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Promoted
OurMoneyMarketOurMoneyMarket
Low Rate Personal Loan (Very Good Credit) (Fixed, Unsecured)
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Promoted
MoneyPlaceMoneyPlace
Unsecured Personal Loan (Fixed)
7.65% p.a.to 26.99% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years$0.00upfront and $0.00/month
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Promoted
INGING
Unsecured Personal Loan (Fixed)
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Promoted
Heritage BankHeritage Bank
Low Rate Secured Personal Loan (Variable)
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Promoted
NOW FINANCENOW FINANCE
Unsecured Personal Loan (Fixed)
7.95% p.a.to 16.95% p.a.
9.56% p.a.to 18.53% p.a.based on $30,000
over 5 years$495.00upfront and $13.00/month
^ The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms below, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. ^ Based on $10,000 over 3 years ^^ Based on $30,000 over 5 years
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