Top ways to get a cheap personal loan

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Whether it’s time to consolidate high interest debt, tick off that bucket list holiday, pay for your wedding or give your home the facelift it needs, a personal loan is a great option for those looking to borrow a lump sum of money.

Cheaper than most forms of credit and featuring convenient monthly installments, a personal loan is not only a fast and efficient way to get those big ticket items you just can’t afford, but most are unsecured, which means you won’t have to put any collateral against the loan you’re taking.

With a myriad of lenders in the market offering some great deals, now’s the right to compare and see if a personal loan is the right option for you

10 Top Personal Loans

Rates updated daily. Advertiser disclosure.

  • Promoted

    NOW Finance

    NOW Finance

    Unsecured Personal Loan (Fixed, $5,000 - $40,000)

    6.95% p.a.to 17.95% p.a.

    6.95% p.a.to 17.95% p.a.based on $30,000
    over 5 years

  • Promoted

    OurMoneyMarket

    OurMoneyMarket

    Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured)

    6.75% p.a.to 8.48% p.a.

    6.96% p.a.to 8.69% p.a.based on $30,000
    over 5 years

  • Promoted

    Alex

    Alex

    Personal Loan (Unsecured, Fixed)

    6.95% p.a.to 19.99% p.a.

    6.95% p.a.to 19.99% p.a.based on $30,000
    over 5 years

  • Promoted

    SocietyOne

    SocietyOne

    Unsecured Personal Loan (Excellent Credit, Fixed)

    6.99% p.a.to 9.49% p.a.

    6.99% p.a.to 12.2% p.a.based on $10,000
    over 3 years

  • Promoted

    Symple Loans

    Symple Loans

    Personal Loan (Variable, Unsecured)

    5.75% p.a.to 21.99% p.a.

    6.47% p.a.to 25.11% p.a.based on $30,000
    over 5 years

  • Promoted

    Liberty

    Liberty

    Personal Loan (Fixed, Unsecured)

    6.45% p.a.to 26.99% p.a.

    6.45% p.a.to 26.99% p.a.based on $30,000
    over 5 years

  • Promoted

    CUA

    CUA

    Unsecured Personal Loan (Fixed)

    9.39% p.a.

    9.64% p.a.based on $30,000
    over 5 years

  • Promoted

    Wisr

    Wisr

    Unsecured Personal Loan (Fixed)

    7.95% p.a.to 19.45% p.a.

    8.22% p.a.to 19.76% p.a.based on $30,000
    over 5 years

  • Promoted

    Heritage Bank

    Heritage Bank

    Standard Personal Loan (Fixed, Unsecured)

    7.99% p.a.

    8.62% p.a.based on $30,000
    over 5 years

  • Promoted

    MoneyPlace

    MoneyPlace

    Unsecured Personal Loan (Fixed)

    6.45% p.a.to 26.99% p.a.

    6.45% p.a.to 28.6% p.a.based on $30,000
    over 5 years

^See information about the Mozo Experts Choice Personal loans Awards