Looking for the right personal loan to help cover the cost of a car, home renovation project or other big expense? Well, with low fixed rates from 6.75% p.a. (7.10% p.a. comparison rate*) on loans between $2,001 and $75,000, 1-7 year loan terms, plus a bunch of other flexible features, look no further than the Handypay Personal Loan.
The Handypay Personal Loan kicks things off with competitive fixed rates from 6.75% p.a. (7.10% p.a. comparison rate*) on loan amounts between $2,001 and $75,000. The loan offers loads of flexibility, with loan terms ranging from as little as one year going right up to seven years.
This loan also gives you the option of either weekly, fortnightly or monthly repayments, so you’ll be able to tailor them according to when you get paid.
The Handypay Personal Loan is an unsecured loan type, so you won’t have to worry about losing your car, house or any other expensive assets as you won’t need to put them up as collateral against the loan.
On top of all this, the loan lets customers make extra free repayments, so you can pay it off as fast as you like without being penalised for it!
Bear in mind that this loan does come with a $250 upfront fee, plus a $35 late payment fee if you miss a repayment.
With loan amounts from as little as $2,001 to as much as $75,000, the Handypay Personal Loan could be suitable for a range of different budgets.
The Handypay Personal Loan comes with a $250 upfront fee as well as a $35 late payment fee should you ever miss a repayment.
Fixed
6.75% p.a. fixed
7.10% p.a.based on $30,000
over 5 years
$250.00
$0.00
$35.00
$0.00
0
$2,001.00
$75,000.00
1 Year
7 Years
Unsecured
Weekly, Fortnightly, Monthly
yes
no
none
none
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
This product is not currently reviewed.
NOW Finance
Unsecured Personal Loan
5.95% p.a.to 17.95% p.a.
5.95% p.a.to 17.95% p.a.based on $30,000
over 5 years
OurMoneyMarket
Low Rate Personal Loan
6.75% p.a.to 8.48% p.a.
6.96% p.a.to 8.69% p.a.based on $30,000
over 5 years
Plenti
Unsecured Personal Loan (Fixed)
6.39% p.a.to 8.69% p.a.
6.39% p.a.to 9.61% p.a.based on $30,000
over 5 years
Latitude
Secured Personal Loan
5.99% p.a.to 21.99% p.a.
7.26% p.a.to 23.15% p.a.based on $30,000
over 5 years
Symple Loans
Personal Loan
5.75% p.a.to 25.99% p.a.
6.47% p.a.to 29.2% p.a.based on $30,000
over 5 years
NAB
Personal Loan (Fixed, Unsecured)
12.69% p.a.to 18.99% p.a.
13.34% p.a.to 19.59% p.a.based on $30,000
over 5 years
SocietyOne
Unsecured Personal Loan (Fixed)
6.99% p.a.to 10.49% p.a.
6.99% p.a.to 11.92% p.a.based on $30,000
over 5 years
Wisr
Unsecured Personal Loan
6.49% p.a.to 19.95% p.a.
6.76% p.a.to 20.26% p.a.based on $30,000
over 5 years
NOW Finance
Secured Personal Loan
4.45% p.a.to 15.45% p.a.
4.45% p.a.to 15.45% p.a.based on $30,000
over 5 years
Plenti
New Car Loan (Fixed)
4.89% p.a.to 8.89% p.a.
5.44% p.a.to 9.46% p.a.based on $30,000
over 5 years
Latitude
Secured Personal Loan
5.99% p.a.to 21.99% p.a.
7.26% p.a.to 23.15% p.a.based on $30,000
over 5 years
Wisr
Secured Car Loan
5.19% p.a.to 18.95% p.a.
5.46% p.a.to 19.26% p.a.based on $30,000
over 5 years
NOW Finance
Unsecured Personal Loan
5.95% p.a.to 17.95% p.a.
5.95% p.a.to 17.95% p.a.based on $30,000
over 5 years
Symple Loans
Personal Loan
5.75% p.a.to 25.99% p.a.
6.47% p.a.to 29.2% p.a.based on $30,000
over 5 years
OurMoneyMarket
Low Rate Personal Loan
6.75% p.a.to 8.48% p.a.
6.96% p.a.to 8.69% p.a.based on $30,000
over 5 years
Plenti
Unsecured Personal Loan (Fixed)
6.39% p.a.to 8.69% p.a.
6.39% p.a.to 9.61% p.a.based on $30,000
over 5 years
Latitude
Unsecured Personal Loan
7.99% p.a.to 22.99% p.a.
9.24% p.a.to 24.15% p.a.based on $30,000
over 5 years
NAB
Personal Loan (Fixed, Unsecured)
12.69% p.a.to 18.99% p.a.
13.34% p.a.to 19.59% p.a.based on $30,000
over 5 years
SocietyOne
Unsecured Personal Loan (Fixed)
6.99% p.a.to 10.49% p.a.
6.99% p.a.to 11.92% p.a.based on $30,000
over 5 years
Wisr
Unsecured Personal Loan
6.49% p.a.to 19.95% p.a.
6.76% p.a.to 20.26% p.a.based on $30,000
over 5 years
