Pepper Money Personal Loan
The details shown below are for a variable loan between $5,000 and $50,000
The details shown below are for a fixed loan between $5,000 and $50,000
Choose the version of this loan that suits you best
| Loan type | Min loan amount | Max loan amount | |
|---|---|---|---|
| | Variable | $5,000 | $50,000 |
| | Fixed | $5,000 | $50,000 |
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Loan: $5,000 $50,000
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Loan: $5,000 $50,000
9.99% p.a.to 27.99% p.a.
9.99% p.a.to 27.99% p.a.based on $30,000
over 5 years
$0
Pepper Money Personal Loan
9.99% p.a.to 27.99% p.a.
9.99% p.a.to 27.99% p.a.based on $30,000
over 5 years
$0
Pepper Money Personal Loan
9.99% p.a.to 27.99% p.a.
9.99% p.a.to 27.99% p.a.based on $30,000
over 5 years
$0
9.99% p.a.to 27.99% p.a.
9.99% p.a.to 27.99% p.a.based on $30,000
over 5 years
$0
Pepper Money Personal Loan
9.99% p.a.to 27.99% p.a.
9.99% p.a.to 27.99% p.a.based on $30,000
over 5 years
$0
Pepper Money Personal Loan
9.99% p.a.to 27.99% p.a.
9.99% p.a.to 27.99% p.a.based on $30,000
over 5 years
$0
Mozo Review Pepper Money Personal Loan Review
Last updated: 9 April 2019.
What's hot:
Fixed and variable rate options
Borrow from $5,000 up to $50,000
$0 upfront fees
Mozo Experts Choice Award 2018
What's not:
No redraw facility
Mozo snapshot:
If you’re looking for a competitive financial option to pay for that trip to Europe or your dream wedding just around the corner, Pepper Money offers an unsecured personal loan allowing consumers to borrow up to $50,000. Interest rates start at 9.99% (9.99% comparison rate*)but depending on your credit history, rates can go as high as 27.99%. This is a great loan for people that need to borrow money now, but don’t have the assets required to secure their loan amount, and best of all it's a 2018 Mozo Experts Choice Award winner in the Excellent Credit Personal Loan category.
Key features:
Pepper Money’s Personal Loan gives you the choice of a variable or fixed interest rate loan repayment. Both loans have a $5,000 minimum loan amount and $50,000 maximum amount, giving you the option to choose your repayment term from 1 - 7 years.
The variable rate option:
Interest rate from 9.99% variable (9.99% comparison rate*)
No application, service or exit fees
No early repayment penalty fee
Flexible repayment options as weekly, fortnightly or monthly
$50 late payment fee
The fixed rate option:
Interest rate from 9.99% fixed (9.99% comparison rate*)
Flexible repayment options as weekly, fortnightly or monthly
No application, service or exit fees
$50 late payment fee
$300 early repayment penalty
$150 break fee if early repayments exceed amount equal to 3 months or more.
Who it's good for:
This is the perfect loan for anyone needing the money to pay for something now such as an upcoming holiday or new kitchen, and then pay it back overtime.
As Pepper Money is an online lender you can apply from the comfort of your own home and from any device and Pepper’s quick application process only takes 20 minutes to complete.
Any catches?
Keep in mind that variable rate loan repayments can increase when interest rates change, so if you’d prefer knowing what your loan repayments will be for the life of your loan, then it’s a good idea to consider getting the fixed rate option.
With a Pepper Money Personal Loan, if you make extra repayments just be aware that there isn’t a redraw facility option.
Details
Rates and fees information correct as at 16 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Variable
-
9.99% p.a.variable
-
9.99% p.a.to 27.99% p.a.based on $30,000
over 5 years
Fees
-
$0.00
-
$0.00
-
$50.00
-
$0.00
-
$0
Other financial bits
-
$5,000.00
-
$50,000.00
-
1 Year
-
7 Years
-
Unsecured
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
no
-
none
-
none
Details
Rates and fees information correct as at 16 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Fixed
-
9.99% p.a.to 27.99% p.a. fixed
-
9.99% p.a.to 27.99% p.a.based on $30,000
over 5 years
Fees
-
$0.00
-
$0.00
-
$50.00
-
$0.00
-
$300
Other financial bits
-
$5,000.00
-
$50,000.00
-
1 Year
-
7 Years
-
Unsecured
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
no
-
none
-
none
Customer Reviews
This product is not currently reviewed.
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