Plenti personal loans

1.2
Based on 4 Plenti personal loan product reviews.
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About Plenti Personal Loans:

Plenti is an ASX-listed fintech lender that launched in 2014. By leveraging its smart technology, Plenti aims to deliver better customer experiences and provide Australians with an alternative to traditional lenders in the personal loan space. Plenti is part of the Plenti Group and is regulated by ASIC.

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Editor’s pick: Plenti Unsecured Personal Loan

Personal Loan

  • Unsecured
  • Variable
  • Exceptional Credit
Interest rate from
6.57 % p.a.
Comparison rate from
6.57 % p.a.
Based on $30,000 over 5 years
Upfront fee
$345
No Partner link

  • Competitive variable rates from 6.57% p.a. (6.57% p.a. comparison rate) for exceptional credit

  • No monthly, exit, or early repayment fees

  • Loan amounts from $5,000 to $65,000 with terms of 1 to 7 years

  • Application fees range from $0 to $595 based on loan amount and credit history

  • No redraw facility

Our verdict

Plenti’s Unsecured Personal Loan offers competitive variable rates for eligible borrowers starting from 6.57% p.a. (6.57% p.a. comparison rate) for exceptional credit borrowers on amounts between $5,000 to $65,000 with 1 to 7 year loan terms. 

Additionally, this unsecured loan comes with no ongoing or early repayment fees. However, there are application fees that range from $0 to $595 based on the loan amount and credit history to budget for. 

Where do I get it?

You can learn more about and, if eligible, apply for the Plenti Unsecured Personal Loan via the Plenti website.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more personal loans here.
Last updated 21 December 2024 Important disclosures and comparison rate warning*

Plenti personal loans

  • Personal Loan

    • Unsecured, Variable, Exceptional Credit
    Interest rate from
    6.57 % p.a.
    Comparison rate from
    6.57 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $345
    No Partner link

  • New Car Loan

    • Fixed
    Interest rate from
    7.19 % p.a.
    to
    10.99 % p.a.
    Comparison rate from
    7.82 % p.a.
    to
    13.65 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $249
    No Partner link

  • Used Car Loan

    • Fixed, up to 7 years old
    Interest rate from
    8.99 % p.a.
    to
    12.99 % p.a.
    Comparison rate from
    9.90 % p.a.
    to
    14.72 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $249
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Very Good Credit
    Interest rate from
    8.99 % p.a.
    to
    12.49 % p.a.
    Comparison rate from
    12.79 % p.a.
    to
    13.29 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $595
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Good Credit
    Interest rate from
    12.99 % p.a.
    to
    14.99 % p.a.
    Comparison rate from
    15.81 % p.a.
    to
    15.81 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $575
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Good Credit
    Interest rate from
    12.99 % p.a.
    to
    14.99 % p.a.
    Comparison rate from
    15.81 % p.a.
    to
    15.81 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $575
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Very Good Credit
    Interest rate from
    9.99 % p.a.
    to
    12.49 % p.a.
    Comparison rate from
    13.29 % p.a.
    to
    13.29 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $595
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Exceptional Credit
    Interest rate from
    6.57 % p.a.
    Comparison rate from
    6.57 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $345
    No Partner link

  • Refinance Car Loan

    • Fixed, up to 7 years old
    Interest rate from
    7.19 % p.a.
    to
    11.99 % p.a.
    Comparison rate from
    7.82 % p.a.
    to
    12.65 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $249
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Excellent Credit
    Interest rate from
    7.99 % p.a.
    to
    8.99 % p.a.
    Comparison rate from
    8.76 % p.a.
    to
    10.65 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $595
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Average Credit
    Interest rate from
    15.49 % p.a.
    to
    18.99 % p.a.
    Comparison rate from
    19.84 % p.a.
    to
    19.84 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $545
    No Partner link

  • Personal Loan

    • Unsecured, Variable, Below Average Credit
    Interest rate from
    19.99 % p.a.
    to
    24.09 % p.a.
    Comparison rate from
    24.99 % p.a.
    to
    24.99 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $545
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Excellent Credit
    Interest rate from
    7.99 % p.a.
    to
    8.99 % p.a.
    Comparison rate from
    9.76 % p.a.
    to
    9.76 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $595
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Average Credit
    Interest rate from
    15.49 % p.a.
    to
    18.99 % p.a.
    Comparison rate from
    19.84 % p.a.
    to
    19.84 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $545
    No Partner link

  • Personal Loan

    • Unsecured, Fixed, Below Average Credit
    Interest rate from
    19.99 % p.a.
    to
    24.09 % p.a.
    Comparison rate from
    24.99 % p.a.
    to
    24.99 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $545
    No Partner link

  • EV New Car Loan

    • Fixed
    Interest rate from
    6.69 % p.a.
    to
    7.99 % p.a.
    Comparison rate from
    7.24 % p.a.
    to
    8.55 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $249
    No Partner link

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Plenti personal loan ratings

Overall customer rating for Plenti personal loans

1.2
Based on 4 product reviews.

Customer reviews

Important disclosures
  Write a review

Plenti products

FAQs about Plenti personal loans

What is Plenti?

Plenti is an Australian fintech lender offering competitive personal, car, and renewable energy loans with a focus on technology-driven lending.

What types of personal loans does Plenti offer?

Plenti offers various different unsecured personal loans for purposes like debt consolidation, home renovations, travel, and weddings.

How do I apply for a Plenti personal loan?

You can apply for a Plenti personal loan via Plenti’s website. Just submit an online application (you’ll need to provide some personal and financial details) – the approval process is online too.

What fees does Plenti charge?

Plenti charges a one-time application fee between $0 and $595, based on the loan amount and credit profile. However, there are no monthly, exit, or early repayment fees.

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* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.

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