BankVic home loans

4.1
Based on 39 BankVic home loan product reviews.
Fact Checked

Founded in 1974 by a group of police officers, BankVic (previously The Police Credit Co Operative) has been supplying its members with great financial products, including a wide range of home loan options, ever since.  In 2020, BankVic became a certified B Corp.  

Membership is open to police, health, public service and emergency service employees, as well as their families. If that sounds like you, check out the home loan options on offer below.

Last updated 3 April 2025 Important disclosures and comparison rate warning*
What are your home loan needs?
Loan purpose
Buying or Refinancing
  • Fixed Rate Home Loan

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 5% min deposit
    • Cashback
    Interest rate
    5.49 % p.a.
    Fixed 2 years
    Comparison rate
    5.83 % p.a.
    Initial monthly repayment
    $2,836
    No Partner link
  • Fixed Rate Home Loan

    • Fixed rate
    • Investor
    • Principal & Interest
    • 20% min deposit
    • Cashback
    Interest rate
    5.69 % p.a.
    Fixed 2 years
    Comparison rate
    6.19 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link
  • Special Offer Variable Home Loan

    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    • Cashback
    Interest rate
    5.74 % p.a.
    Variable
    Comparison rate
    5.74 % p.a.
    Initial monthly repayment
    $2,915
    No Partner link
  • Variable Home Loan

    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    • Cashback
    Interest rate
    5.85 % p.a.
    Variable
    Comparison rate
    5.85 % p.a.
    Initial monthly repayment
    $2,950
    No Partner link
  • Offset Variable Rate

    • Owner occupier
    • Principal & Interest
    • 20% min deposit
    • Offset available
    • Redraw available
    • Cashback
    Interest rate
    5.89 % p.a.
    Variable
    Comparison rate
    5.94 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link
  • Special Offer Variable Home Loan

    • Investor
    • Principal & Interest
    • 10% min deposit
    • Redraw available
    • Cashback
    Interest rate
    5.94 % p.a.
    Variable
    Comparison rate
    5.99 % p.a.
    Initial monthly repayment
    $2,978
    No Partner link
  • Variable Home Loan

    • Investor
    • Principal & Interest
    • 20% min deposit
    • Redraw available
    • Cashback
    Interest rate
    6.25 % p.a.
    Variable
    Comparison rate
    6.30 % p.a.
    Initial monthly repayment
    $3,079
    No Partner link
  • Offset Variable Rate

    • Investor
    • Principal & Interest
    • 10% min deposit
    • Offset available
    • Redraw available
    • Cashback
    Interest rate
    6.30 % p.a.
    Variable
    Comparison rate
    6.35 % p.a.
    Initial monthly repayment
    $3,095
    No Partner link

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BankVic home loan ratings

Overall customer rating for BankVic home loans

4.1
Based on 39 product reviews.

Customer reviews

Important disclosures

BankVic products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.