MOVE Bank moves up to Mozo Experts Choice Personal Loan Provider of the Year

By Rhianna Dews · · 7 min read
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Whether it’s gifting yourself a shiny new convertible this Christmas or taking on a summer home renovation project, if you’re strapped for cash but have a laundry list of large expenses, then an award-winning personal loan could be just what you need to get the job done.

And after rummaging through their massive pool of product data, our Mozo experts have just wrapped up their search for the best personal loans around in the 2019 Mozo Experts Choice Awards for Personal Loans.

MOVE Bank crowned 2019 Personal Loan Provider of the Year

It was a tight race, but as always, there was one clear winner to cross the finish line. Ladies and gentlemen, put your hands together for this year’s Mozo Experts Choice Personal Loan Provider of the Year, MOVE Bank!

This year, MOVE Bank took out a win in the Unsecured Personal Loan category and the New Car Loan category, two of the major categories in the Mozo Experts Choice Awards for Personal Loans.

But that’s not all…

“MOVE Bank really knocked the socks off the judge’s this time around, being the only competing lender to offer an award-winning personal loan product in both the personal loan and car loan awards categories,” said Mozo expert judge Peter Marshall.

“This exceptional performance ultimately scored MOVE the prestigious title of Mozo Experts Choice Personal Loan Provider of the Year.”

Now, let’s take a closer look at MOVE’s Mozo Experts Choice Award-winning personal loan products:

MOVE Bank’s award-winning New Car Loan

For the second year in a row, MOVE received a Mozo Experts Choice Award in the Car Loan Awards category for its’ MOVE Bank New Car Loan. 

To pick the winners of this awards category, our Mozo expert judges scoured through 89 different personal loan products and calculated the cost of a $30,000 new car loan repaid over 5 years, factoring in principal, interest, fees and charges. 

Having won this award, MOVE’s New Car Loan was found to be one of the cheapest car loans for buying a new car, for the second year in a row, might we add!

This two-time award-winning secured car loan offers super low fixed rates from 4.89% p.a. (5.16% p.a. comparison rate**) on amounts from $10,000 to $150,000 with 1-7 year loan options, plus, no ongoing service fees and flexible weekly, fortnightly and monthly repayment options. 

Not to mention, with fab features, like fee-free extra repayments and a free redraw facility, this little gem could be just what you need to seal the deal on your new set of wheels!

MOVE Bank’s award-winning Unsecured Personal Loan Special

Another back-to-back win from MOVE Bank with its MOVE Bank Personal Loan Special (Unsecured), which took out a Mozo Experts Choice Award in the Unsecured Personal Loan Awards category, for the second year in a row.

With the ambiguous nature of unsecured personal loans rates and fees, naturally, this category can be a little more challenging to judge. Taking this into consideration, our Mozo experts conducted their assessments by identifying the general purpose loans that offered the best rate and fee combination.

Nonetheless, MOVE Bank’s Personal Loan Special (Unsecured) undoubtedly fit this criterion, scoring it a win in the 2019 Mozo Experts Choice Awards for Personal Loans. 

This loan certainly wowed the judges with its limited-time special 8.97% p.a. variable rates (10.01% p.a. comparison rate*) offer, available on unsecured loans between $10,000 and $50,000 with 1-7 year loan terms. 

On top of this, it comes with top-notch features like free extra repayments, a free redraw facility, no monthly service or exit fees, as well as the choice of weekly, fortnightly or monthly repayment options.

“If you're looking to borrow more than $10,000, the MOVE Bank personal loan can be cheaper than a credit card, and it's amazing value when interest rates of more than 13.00% are not uncommon for loans of this type,” Marshall said.

For all the deets on how our Mozo experts picked the winners, take a look at the awards criteria in the methodology report.

If you want to go wild with options, then hit up our personal loan comparison table. Don’t forget to have a sticky beak of the rest of this year’s Mozo Experts Choice Awards for Personal Loans winners!

Hot personal loans

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Last updated 16 July 2025 Important disclosures and comparison rate warning*
  • Unsecured Personal Loan

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    6.45% p.a.to 26.95% p.a.
    6.45% p.a.to 26.95% p.a.based on $30,000
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    Borrow up to $50,000 unsecured. Perfect if you earn more than $22,100 p.a. and have good to excellent credit. Multi-year winner of Mozo’s Experts Choice Unsecured Personal Loan Award, 2021, 2022, 2023 & 2024^'

    Repayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.45% would cost $35,176.93 including fees.

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  • Low Rate Personal Loan

    Exceptional Credit, $5,000 - $75,000, or up to $100,000 for eligible purposes

    interest rate
    comparison rate
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    6.28% p.a.to 18.99% p.a.
    6.28% p.a.to 21.78% p.a.based on $30,000
    over 5 years

    Competitive low rates for borrowers with exceptional credit on 1-7 year loans from $5,000 up to $75,000 (or up to $100K for home improvements or car loans); no monthly account keeping fees, no exit fees and no early repayment fees. Winner of Mozo's Experts Choice Excellent Credit Unsecured Personal Loan 2024 and Excellent Credit Secured Personal Loan 2024 awards ^. Min. income of 25k after tax, to apply.

    Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.28% would cost $35,033.88 including fees.

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  • Express Personal Loan

    Secured

    interest rate
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    16.95% p.a.to 29.95% p.a.
    32.99% p.a.to 45.5% p.a.based on $10,000
    over 3 years

    Access fast finance on loans from $3,000 to $25,000 with a Jacaranda Finance Personal Loan. Terms from 25-36 months. Check if you qualify with no impact on your credit score. Enjoy a speedy, online approval.

    Repayment terms from 2 years to 3 years. Representative example: a 3 year $10,000 loan at 16.95% would cost $14,952.03 including fees.

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  • Secured Personal Loan

    Exceptional Credit, $5,000-$75,000

    interest rate
    comparison rate
    Monthly repayment
    6.28% p.a.to 18.99% p.a.
    6.28% p.a.to 21.78% p.a.based on $30,000
    over 5 years

    Get a secured personal loan with competitive low rates for borrowers with exceptional credit. A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years (10 years for Green Loans). Managed entirely online, at any time. No monthly account keeping fees, no exit fees and no early repayment fees. Quick and easy, 100% online application. Establishment fees apply.

    Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.28% would cost $35,033.88 including fees.

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms below, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. * Based on $10,000 over 3 years ** Based on $30,000 over 5 years

* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

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