Newcastle Permanent personal loans

Newcastle Permanent Personal Loan Overview

Fixed rate secured personal loan:

With a low fixed rate and flexible features, this secured Newcastle Permanent personal loan is a competitive pick for loan amounts from $1,000. To qualify you’ll need to secure it to something of value like a car or property. Loan terms range from one to seven years and repayments are consistent thanks to the fixed interest rate. You can clear your debt early too by making additional loan repayments without financial penalty. If access to a redraw facility is a dealbreaker, keep in mind this fixed Newcastle Permanent loan doesn’t have one. On the plus side though you can pick a repayment cycle to suit you, and there are zero monthly fees with the exception of an initial signup cost.

Fixed rate unsecured personal loan:

There’s only a slight difference between the unsecured Newcastle Permanent loan and the fixed one listed above. You don’t need to tie the loan to an asset as collateral. This means the interest rate is slightly higher and the maximum loan amount is capped at $40,000.

Newcastle Permanent personal loan features at a glance

• Repayment flexibility: Take out one of these loans and you can decide between a weekly, fortnightly or monthly repayment option.

• Extra repayments: With Newcastle Permanent personal loans extra repayments are fee-free (but do keep in mind there is no redraw facility).

• No monthly fees: Zero monthly fees apply to all Newcastle Permanent personal loan contracts.

• No early loan repayment penalties: You can repay your debt before the end date without incurring penalty costs.

Newcastle Permanent customer reviews:

For insight into what customers are saying about Newcastle Permanent personal loans, try reading this reviews section.

How do you apply for a Newcastle Permanent personal loan?

Applying for a personal loan with Newcastle Permanent is as easy as visiting the website and completing an online form. A staff member will review the application and get back to you within one business day.  

To apply for a personal loan with Newcastle Permanent you will need:

• To type in some general information about who you are, where you live, details of your income and the loan purpose.
• To provide a Newcastle Permanent representative with personal info such as your driver’s licence or passport number once your application is taken further.