| Product | Interest rate from | Comparison rate from | Upfront fee |
|---|---|---|---|
| Personal Loan (Fixed, Secured) |
6.49% p.a. |
6.84% p.a.based on $30,000 |
$250.00 |
| Personal Loan (Fixed, Unsecured) |
8.99% p.a. |
9.35% p.a.based on $30,000 |
$250.00 |
Fixed rate secured personal loan:
With a low fixed rate and flexible features, this secured Newcastle Permanent personal loan is a competitive pick for loan amounts from $1,000. To qualify you’ll need to secure it to something of value like a car or property. Loan terms range from one to seven years and repayments are consistent thanks to the fixed interest rate. You can clear your debt early too by making additional loan repayments without financial penalty. If access to a redraw facility is a dealbreaker, keep in mind this fixed Newcastle Permanent loan doesn’t have one. On the plus side though you can pick a repayment cycle to suit you, and there are zero monthly fees with the exception of an initial signup cost.
Fixed rate unsecured personal loan:
There’s only a slight difference between the unsecured Newcastle Permanent loan and the fixed one listed above. You don’t need to tie the loan to an asset as collateral. This means the interest rate is slightly higher and the maximum loan amount is capped at $40,000.
For insight into what customers are saying about Newcastle Permanent personal loans, try reading this reviews section.
Applying for a personal loan with Newcastle Permanent is as easy as visiting the website and completing an online form. A staff member will review the application and get back to you within one business day.
To apply for a personal loan with Newcastle Permanent you will need:
Mozo users have rated Newcastle Permanent personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
I found the communication was amazing and they worked well with my needs
Read full reviewI found the communication was amazing and they worked well with my needs
Overall they are good but they don't take into account people work and can't answer phone calls even after you've asked to email instead
Read full reviewOverall they are good but they don't take into account people work and can't answer phone calls even after you've asked to email instead
Rate them a 10.
Read full reviewRate them a 10.
I found this bank is a little conservative when applying for a loan. If their computer program says you can't afford it, they don't approve you - even if you are changing to a lower interest rate and currently paying double the repayments!
Read full reviewI found this bank is a little conservative when applying for a loan. If their computer program says you can't afford it, they don't approve you - even if you are changing to a lower interest rate and currently paying double the repayments!