RACV Finance personal loans

4.5
Based on 3 RACV Finance personal loan product reviews.
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From what started as a club for motorists in 1903, the Royal Automobile Club of Victoria (RACV) has become a go-to provider of insurance and financial products for Australians across the country. When it comes to RACV’s personal loans, you can choose between a new car loan and get discounted comprehensive car insurance along the way, or a personal loan (with potentially cheaper rates as a club member) to fund just about any type of financial need. Read on to find out how an RACV personal loan can fund your dreams...

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Last updated 4 December 2024 Important disclosures and comparison rate warning*

RACV Finance personal loans

  • New Car Loan

    • Fixed, Secured
    Interest rate from
    7.29 % p.a.
    to
    16.99 % p.a.
    Comparison rate from
    8.00 % p.a.
    to
    17.77 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $499
    Link not supplied

  • Personal Loan

    • Fixed, Secured
    Interest rate from
    10.69 % p.a.
    to
    15.89 % p.a.
    Comparison rate from
    11.42 % p.a.
    to
    16.66 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $499
    Link not supplied

  • Used Car Loan

    Interest rate from
    8.49 % p.a.
    to
    16.99 % p.a.
    Comparison rate from
    9.21 % p.a.
    to
    17.77 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $499
    Link not supplied

  • Green Car Loan

    Interest rate from
    5.79 % p.a.
    to
    15.49 % p.a.
    Comparison rate from
    6.49 % p.a.
    to
    16.26 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $499
    Link not supplied

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RACV Finance personal loan ratings

Overall customer rating for RACV Finance personal loans

4.5
Based on 3 product reviews.

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* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

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